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Used BMW 5 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 5 Series on finance

Financing a used BMW 5 Series, known for its luxurious design and superior driving experience, involves a series of steps and considerations. Below is a guide to assist you in comprehending and navigating the process of acquiring a used BMW 5 Series on finance:

Initial Steps:

1. Budget Assessment:

  • Define your budget, including down payment, monthly payments, insurance, and maintenance costs.

2. Credit Score Review:

  • Ensure your credit score is accurate and healthy to secure favorable financing terms.

3. Model Selection:

  • Choose a specific model and variant of the BMW 5 Series that fits your requirements and preferences.

4. Vehicle Inspection:

  • Have the vehicle inspected and check its history report to safeguard against potential issues.

Financing Options:

1. Bank Loan:

  • Apply for a loan from a bank, repaying in agreed monthly instalments over a set period.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, gaining ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Utilize a lower monthly payment plan, deciding at the end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Ensure ownership at the end of the term after an initial deposit and subsequent monthly payments.

5. Dealer Financing:

  • Explore financing options from BMW dealerships, potentially benefitting from promotional offers.

6. Peer-to-Peer Lending (P2P):

  • Leverage P2P platforms to secure a loan from individual lenders, often at competitive rates.

Purchase Procedure:

1. Seller Selection:

  • Opt for a reputable dealer or private seller to ensure transparency and reliability.

2. Negotiate Price:

  • Engage in negotiations to settle on a price and, if possible, optimize financing terms.

3. Test Drive:

  • Ensure a comprehensive test drive to validate the vehicle’s condition and performance.

4. Finalize Financing:

  • Confirm your financing option, understanding all associated terms and conditions.

5. Insurance Arrangement:

  • Set up appropriate insurance coverage before finalizing the purchase.

6. Handle Documentation:

  • Manage all necessary paperwork, such as the contract, registration, and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the vehicle’s depreciation when understanding its future value.

  • Warranty: Investigate if there is an existing warranty or consider purchasing an extended warranty for security.

  • Total Payable Amount: Understand the total amount payable throughout the finance term.

  • Prepayment: Check if there are any penalties or clauses related to early repayment.

Conclusion:

Financing a used BMW 5 Series demands strategic planning, understanding your financial standing, and comprehensive knowledge of available finance options. With methodical preparation, perhaps involving a financial advisor or utilizing online calculators, you will be better positioned to make informed decisions, ensuring that your journey in the BMW 5 Series is both enjoyable and financially sustainable.

About the BMW 5 Series

When it comes to striking the perfect balance between luxury, dynamism, and innovation, the BMW 5 Series stands as a paragon in the executive saloon segment. Over the years, it has continually evolved, ensuring its place as a favorite among both business professionals and driving enthusiasts alike.

Sleek Aesthetics:

Every curve and line on the 5 Series is a testament to BMW's meticulous design philosophy. The imposing front grille, coupled with adaptive LED headlights, gives it a commanding presence. Its athletic stance, accentuated by its sculpted side profile, makes it unmistakably a BMW, evoking a sense of motion even when stationary.

Luxury Within:

Inside the 5 Series, luxury takes center stage. Premium materials, ergonomic design, and cutting-edge technology blend seamlessly to create an oasis of comfort. The intuitive infotainment system, plush seating with multiple adjustment settings, and ambient lighting transform every journey into a first-class experience.

Performance That Thrills:

Under the bonnet, the BMW 5 Series houses a range of powertrains designed to deliver exhilarating performance without compromising on efficiency. Whether it's the silky-smooth petrol engines, the torque-rich diesels, or the eco-friendly plug-in hybrids, each offers a distinct driving experience tailored to cater to diverse preferences.

Technological Vanguard:

The 5 Series is brimming with state-of-the-art technologies that enhance driving pleasure and safety. Features like the head-up display, gesture control, and semi-autonomous driving capabilities not only make driving more intuitive but also set the bar high for competitors.

Conclusion:

More than just an executive saloon, the BMW 5 Series is a statement of prestige, performance, and progressive technology. It continues to set benchmarks in its category, reflecting BMW's unyielding commitment to creating vehicles that captivate the heart and soul of every driver.

Buying Guide

Want to find out everything about all 5 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 5 Series buying guide here.

BMW 5 Series Data by County

BMW 5 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,087£21,397761,4933,225
Aberdeen City7£33,700320,86219
Aberdeenshire2£24,995734,6003
Angus2£14,2451059,0473
Antrim9£20,133759,0448
Ards6£16,4991293,2624
Armagh3£7,96212125,78710
Ballymena14£19,813766,7874
Ballymoney5£16,676787,0316
Banbridge1£16,900663,000-
Barking & Dagenham - Greater London2£13,869799,5948
Barnet - Greater London1£15,995994,4131
Bedfordshire79£16,680980,103108
Belfast26£29,664436,95622
Berkshire28£17,528873,73841
Bexley - Greater London1£21,695628,770-
Brent - Greater London2£38,705554,1504
Bristol31£23,705752,50960
Bromley - Greater London6£27,225440,43712
Buckinghamshire50£18,976969,49467
Cambridgeshire72£17,097880,084121
Cardiff1-25-4
Carmarthenshire1£18,995649,6101
Ceredigion1-1269,000-
Cheshire57£22,915758,070104
City of Edinburgh16£18,076977,14526
City of London - Greater London19£13,237985,37217
Clackmannanshire1£27,998435,083-
Coleraine6£20,589676,0337
Conwy9£17,7171037,7243
Cookstown7£24,240564,6224
Cornwall11£25,084752,64012
County Durham32£18,966861,89426
Craigavon15£30,448440,68933
Croydon - Greater London10£25,308950,2367
Cumbria4£15,809779,7394
Denbighshire1£14,4951038,500-
Derbyshire43£21,110865,40167
Derry4£25,162875,6254
Devon20£18,3021071,59834
Dorset10£16,619871,89321
Down1£13,9959114,000-
Dundee City16£27,842536,3429
Dungannon12£17,837892,2919
Ealing - Greater London6£10,846973,8949
East Ayrshire1£14,498885,9901
East Lothian1£13,4951025,4001
East Riding of Yorkshire2£15,44523105,2845
East Sussex21£19,014966,63320
Enfield - Greater London3£39,511327,43110
Essex60£17,288872,76684
Falkirk1£13,710965,3394
Fermanagh7£20,986668,0955
Fife11£33,815545,7649
Flintshire9£17,312970,7863
Glasgow City30£30,756435,51249
Gloucestershire11£21,568851,67246
Greater Manchester132£22,746658,271221
Hampshire48£24,724655,71973
Harrow - Greater London3£10,995983,3564
Havering - Greater London37£21,529670,82565
Herefordshire7£42,150212,87620
Hertfordshire88£23,813652,556135
Highland4£27,611835,7985
Hillingdon - Greater London21£15,400877,13633
Hounslow - Greater London4£34,681317,1249
Inverclyde2£16,248877,9961
Kent33£19,829858,30572
Kingston upon Thames - Greater London5£51,69716,1208
Lancashire79£18,488868,561113
Larne2£20,850862,500-
Leicestershire49£25,820654,30493
Lincolnshire47£22,251658,35790
Lisburn3£18,812780,5073
Magherafelt8£21,585867,2429
Merseyside33£23,875653,77043
Merthyr Tydfil2£9,99710123,3311
Moray1£16,995874,7432
Newham - Greater London3£16,997862,562-
Newry and Mourne18£25,018554,94915
Newtownabbey7£23,855657,9048
Norfolk27£24,502652,85734
North Ayrshire8£43,110225,39513
North Down2£10,24511100,3372
North Lanarkshire1£14,3506113,9007
North Yorkshire29£27,444649,15339
Northamptonshire35£16,298982,99442
Northumberland2£20,743660,5285
Nottinghamshire40£22,302665,33462
Omagh7£25,584551,49711
Oxfordshire4£27,074745,15921
Perth and Kinross5£20,376752,5358
Redbridge - Greater London2£16,398859,0563
Renfrewshire4£19,873767,8284
Rhondda Cynon Taf3£12,5991186,8471
Shropshire12£32,576438,27533
Somerset11£19,369860,52225
South Ayrshire2£17,239755,2931
South Lanarkshire7£45,51515,2986
South Yorkshire42£27,411657,54389
Staffordshire26£25,187647,43149
Stirling3£33,995427,9595
Strabane4£23,990585,5616
Suffolk14£17,091876,65119
Surrey44£21,164862,11079
Sutton - Greater London2£7,9931091,6571
Swansea2£11,3741074,8255
Tower Hamlets - Greater London1£15,995865,0006
Tyne and Wear23£16,546877,80235
Warwickshire19£30,657539,02525
West Lothian7£20,717661,7008
West Midlands95£20,480771,732173
West Sussex17£24,072753,54225
West Yorkshire95£19,637869,701112
Wiltshire37£27,788545,76870
Worcestershire12£29,964748,35039
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