Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 5 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 5 Series on finance

Financing a used BMW 5 Series, known for its luxurious design and superior driving experience, involves a series of steps and considerations. Below is a guide to assist you in comprehending and navigating the process of acquiring a used BMW 5 Series on finance:

Initial Steps:

1. Budget Assessment:

  • Define your budget, including down payment, monthly payments, insurance, and maintenance costs.

2. Credit Score Review:

  • Ensure your credit score is accurate and healthy to secure favorable financing terms.

3. Model Selection:

  • Choose a specific model and variant of the BMW 5 Series that fits your requirements and preferences.

4. Vehicle Inspection:

  • Have the vehicle inspected and check its history report to safeguard against potential issues.

Financing Options:

1. Bank Loan:

  • Apply for a loan from a bank, repaying in agreed monthly instalments over a set period.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, gaining ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Utilize a lower monthly payment plan, deciding at the end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Ensure ownership at the end of the term after an initial deposit and subsequent monthly payments.

5. Dealer Financing:

  • Explore financing options from BMW dealerships, potentially benefitting from promotional offers.

6. Peer-to-Peer Lending (P2P):

  • Leverage P2P platforms to secure a loan from individual lenders, often at competitive rates.

Purchase Procedure:

1. Seller Selection:

  • Opt for a reputable dealer or private seller to ensure transparency and reliability.

2. Negotiate Price:

  • Engage in negotiations to settle on a price and, if possible, optimize financing terms.

3. Test Drive:

  • Ensure a comprehensive test drive to validate the vehicle’s condition and performance.

4. Finalize Financing:

  • Confirm your financing option, understanding all associated terms and conditions.

5. Insurance Arrangement:

  • Set up appropriate insurance coverage before finalizing the purchase.

6. Handle Documentation:

  • Manage all necessary paperwork, such as the contract, registration, and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the vehicle’s depreciation when understanding its future value.

  • Warranty: Investigate if there is an existing warranty or consider purchasing an extended warranty for security.

  • Total Payable Amount: Understand the total amount payable throughout the finance term.

  • Prepayment: Check if there are any penalties or clauses related to early repayment.

Conclusion:

Financing a used BMW 5 Series demands strategic planning, understanding your financial standing, and comprehensive knowledge of available finance options. With methodical preparation, perhaps involving a financial advisor or utilizing online calculators, you will be better positioned to make informed decisions, ensuring that your journey in the BMW 5 Series is both enjoyable and financially sustainable.

About the BMW 5 Series

When it comes to striking the perfect balance between luxury, dynamism, and innovation, the BMW 5 Series stands as a paragon in the executive saloon segment. Over the years, it has continually evolved, ensuring its place as a favorite among both business professionals and driving enthusiasts alike.

Sleek Aesthetics:

Every curve and line on the 5 Series is a testament to BMW's meticulous design philosophy. The imposing front grille, coupled with adaptive LED headlights, gives it a commanding presence. Its athletic stance, accentuated by its sculpted side profile, makes it unmistakably a BMW, evoking a sense of motion even when stationary.

Luxury Within:

Inside the 5 Series, luxury takes center stage. Premium materials, ergonomic design, and cutting-edge technology blend seamlessly to create an oasis of comfort. The intuitive infotainment system, plush seating with multiple adjustment settings, and ambient lighting transform every journey into a first-class experience.

Performance That Thrills:

Under the bonnet, the BMW 5 Series houses a range of powertrains designed to deliver exhilarating performance without compromising on efficiency. Whether it's the silky-smooth petrol engines, the torque-rich diesels, or the eco-friendly plug-in hybrids, each offers a distinct driving experience tailored to cater to diverse preferences.

Technological Vanguard:

The 5 Series is brimming with state-of-the-art technologies that enhance driving pleasure and safety. Features like the head-up display, gesture control, and semi-autonomous driving capabilities not only make driving more intuitive but also set the bar high for competitors.

Conclusion:

More than just an executive saloon, the BMW 5 Series is a statement of prestige, performance, and progressive technology. It continues to set benchmarks in its category, reflecting BMW's unyielding commitment to creating vehicles that captivate the heart and soul of every driver.

Buying Guide

Want to find out everything about all 5 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 5 Series buying guide here.

BMW 5 Series Data by County

BMW 5 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,072£21,204763,4613,579
Aberdeen City10£29,870431,43119
Aberdeenshire1£10,4951388,0001
Angus2£14,6451059,0473
Antrim9£19,614757,21813
Ards6£14,8661399,5953
Armagh2£11,4451285,01414
Ballymena10£20,614661,9973
Ballymoney6£16,522889,3026
Banbridge1£16,900663,000-
Barking & Dagenham - Greater London4£14,810882,3315
Barnet - Greater London1£15,995994,4132
Bedfordshire81£17,542980,224140
Belfast21£29,524441,81324
Berkshire29£17,159977,86140
Brent - Greater London3£31,920569,4336
Bristol39£21,749757,30857
Bromley - Greater London10£26,539433,39524
Buckinghamshire38£19,353970,74882
Cambridgeshire70£17,622877,699113
Cardiff16£28,344635,75525
Carrickfergus1£2,99513160,0004
Cheshire61£21,925766,31991
City of Edinburgh19£21,631867,05335
City of London - Greater London26£18,767969,06726
Coleraine9£19,103779,29210
Conwy3£16,7281136,7973
Cookstown7£24,656667,2803
Cornwall10£19,711968,5357
County Durham30£16,900972,10031
Craigavon23£34,130330,30928
Croydon - Greater London7£23,4651053,9147
Cumbria4£17,934768,2954
Derbyshire44£18,103875,38273
Derry6£26,147775,2408
Devon27£18,0561070,44030
Dorset12£15,942972,28126
Down1£13,9959114,000-
Dumfries and Galloway1£27,498423,5451
Dundee City9£29,165434,1638
Dungannon13£16,6169100,9629
Ealing - Greater London8£10,215983,0857
East Ayrshire2£14,397972,8101
East Lothian1£13,9231025,4001
East Riding of Yorkshire3£12,16410100,7649
East Sussex12£18,714967,50424
Enfield - Greater London8£31,425433,42511
Essex47£17,902869,11199
Falkirk2£20,440761,6893
Fermanagh5£23,781568,9987
Fife15£29,540650,45614
Flintshire8£17,431968,2023
Glasgow City25£20,869752,52056
Gloucestershire18£27,242642,50350
Greater Manchester124£21,907761,856249
Greenwich - Greater London1£27,805335,3481
Hampshire63£26,595550,19790
Harrow - Greater London2£25,495570,0053
Havering - Greater London43£20,507775,03670
Herefordshire7£35,635422,78326
Hertfordshire72£25,385650,790136
Highland3£30,915830,3007
Hillingdon - Greater London19£13,861984,79832
Hounslow - Greater London3£31,639433,12111
Isle of Wight1£7,9951730,8901
Kent36£18,661761,18978
Kingston upon Thames - Greater London5£39,705331,14912
Lancashire69£19,625865,471114
Larne2£20,850862,500-
Leicestershire44£28,902555,70589
Lincolnshire38£20,601761,92996
Lisburn2£15,643979,9903
Magherafelt7£19,726771,26812
Merseyside26£25,203653,54648
Merthyr Tydfil1£7,49510130,0001
Monmouthshire2£4,79514126,0001
Moray1£16,995874,7432
Newham - Greater London1£7,5001279,0003
Newport2£15,923875,3021
Newry and Mourne15£26,973546,82218
Newtownabbey5£19,977877,5889
Norfolk25£27,394649,37236
North Ayrshire6£27,164550,9549
North Down3£13,4281079,8182
North Lanarkshire3£22,075739,9938
North Yorkshire28£28,206648,09948
Northamptonshire27£19,854874,90343
Northumberland2£20,993660,5286
Nottinghamshire40£19,038868,65279
Omagh9£25,683551,92010
Oxfordshire7£24,993643,07520
Pembrokeshire1£8,4951371,308-
Perth and Kinross4£17,872877,7146
Redbridge - Greater London1£17,495869,1117
Renfrewshire4£22,748552,2044
Rhondda Cynon Taf2£18,2251159,9033
Shropshire16£35,681330,72641
Somerset14£16,764862,66426
South Ayrshire1£18,992747,5852
South Lanarkshire6£45,17816,1807
South Yorkshire45£26,318761,56990
Staffordshire21£24,587646,24070
Stirling3£35,063329,1129
Strabane5£23,866578,4215
Suffolk19£17,574980,48220
Surrey50£22,481754,829105
Sutton - Greater London2£8,3201091,6571
Swansea7£28,750442,42021
Tyne and Wear25£14,868882,99339
Warwickshire17£30,539548,58028
West Lothian8£16,657881,7268
West Midlands94£20,559771,791174
West Sussex14£22,992750,69828
West Yorkshire87£20,153869,035131
Wiltshire40£30,860440,13972
Worcestershire15£30,400740,25839
Wrexham1£21,995892,481-
Add postcode for better results.