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Used BMW 5 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 5 Series on finance

Financing a used BMW 5 Series, known for its luxurious design and superior driving experience, involves a series of steps and considerations. Below is a guide to assist you in comprehending and navigating the process of acquiring a used BMW 5 Series on finance:

Initial Steps:

1. Budget Assessment:

  • Define your budget, including down payment, monthly payments, insurance, and maintenance costs.

2. Credit Score Review:

  • Ensure your credit score is accurate and healthy to secure favorable financing terms.

3. Model Selection:

  • Choose a specific model and variant of the BMW 5 Series that fits your requirements and preferences.

4. Vehicle Inspection:

  • Have the vehicle inspected and check its history report to safeguard against potential issues.

Financing Options:

1. Bank Loan:

  • Apply for a loan from a bank, repaying in agreed monthly instalments over a set period.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, gaining ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Utilize a lower monthly payment plan, deciding at the end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Ensure ownership at the end of the term after an initial deposit and subsequent monthly payments.

5. Dealer Financing:

  • Explore financing options from BMW dealerships, potentially benefitting from promotional offers.

6. Peer-to-Peer Lending (P2P):

  • Leverage P2P platforms to secure a loan from individual lenders, often at competitive rates.

Purchase Procedure:

1. Seller Selection:

  • Opt for a reputable dealer or private seller to ensure transparency and reliability.

2. Negotiate Price:

  • Engage in negotiations to settle on a price and, if possible, optimize financing terms.

3. Test Drive:

  • Ensure a comprehensive test drive to validate the vehicle’s condition and performance.

4. Finalize Financing:

  • Confirm your financing option, understanding all associated terms and conditions.

5. Insurance Arrangement:

  • Set up appropriate insurance coverage before finalizing the purchase.

6. Handle Documentation:

  • Manage all necessary paperwork, such as the contract, registration, and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the vehicle’s depreciation when understanding its future value.

  • Warranty: Investigate if there is an existing warranty or consider purchasing an extended warranty for security.

  • Total Payable Amount: Understand the total amount payable throughout the finance term.

  • Prepayment: Check if there are any penalties or clauses related to early repayment.

Conclusion:

Financing a used BMW 5 Series demands strategic planning, understanding your financial standing, and comprehensive knowledge of available finance options. With methodical preparation, perhaps involving a financial advisor or utilizing online calculators, you will be better positioned to make informed decisions, ensuring that your journey in the BMW 5 Series is both enjoyable and financially sustainable.

About the BMW 5 Series

When it comes to striking the perfect balance between luxury, dynamism, and innovation, the BMW 5 Series stands as a paragon in the executive saloon segment. Over the years, it has continually evolved, ensuring its place as a favorite among both business professionals and driving enthusiasts alike.

Sleek Aesthetics:

Every curve and line on the 5 Series is a testament to BMW's meticulous design philosophy. The imposing front grille, coupled with adaptive LED headlights, gives it a commanding presence. Its athletic stance, accentuated by its sculpted side profile, makes it unmistakably a BMW, evoking a sense of motion even when stationary.

Luxury Within:

Inside the 5 Series, luxury takes center stage. Premium materials, ergonomic design, and cutting-edge technology blend seamlessly to create an oasis of comfort. The intuitive infotainment system, plush seating with multiple adjustment settings, and ambient lighting transform every journey into a first-class experience.

Performance That Thrills:

Under the bonnet, the BMW 5 Series houses a range of powertrains designed to deliver exhilarating performance without compromising on efficiency. Whether it's the silky-smooth petrol engines, the torque-rich diesels, or the eco-friendly plug-in hybrids, each offers a distinct driving experience tailored to cater to diverse preferences.

Technological Vanguard:

The 5 Series is brimming with state-of-the-art technologies that enhance driving pleasure and safety. Features like the head-up display, gesture control, and semi-autonomous driving capabilities not only make driving more intuitive but also set the bar high for competitors.

Conclusion:

More than just an executive saloon, the BMW 5 Series is a statement of prestige, performance, and progressive technology. It continues to set benchmarks in its category, reflecting BMW's unyielding commitment to creating vehicles that captivate the heart and soul of every driver.

Buying Guide

Want to find out everything about all 5 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 5 Series buying guide here.

BMW 5 Series Data by County

BMW 5 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,099£21,189763,5763,606
Aberdeen City11£30,900429,09920
Aberdeenshire3£17,6621055,0001
Angus2£14,2451059,0473
Antrim11£18,755860,91912
Ards8£15,8561190,6973
Armagh3£9,09512113,34312
Ballymena10£20,114661,9973
Ballymoney6£16,522889,3026
Banbridge1£16,900663,000-
Barking & Dagenham - Greater London4£14,787882,3315
Barnet - Greater London1£15,995994,4132
Bedfordshire88£17,248980,093134
Belfast24£31,908435,35726
Berkshire30£18,347870,68143
Brent - Greater London3£31,720569,4336
Bristol40£20,863759,66460
Bromley - Greater London7£24,054538,5248
Buckinghamshire42£19,707968,02782
Cambridgeshire82£17,497877,067119
Cardiff6£20,3321161,9054
Carrickfergus1£2,99513160,0004
Cheshire63£21,901764,58596
City of Edinburgh16£16,137978,04332
City of London - Greater London22£15,5801073,26128
Coleraine8£20,379776,32810
Conwy3£16,7281136,7973
Cookstown8£23,346669,0663
Cornwall9£21,441967,2209
County Durham30£17,741868,06334
Craigavon20£34,088330,71932
Croydon - Greater London8£21,6311053,8337
Cumbria5£16,885771,9044
Denbighshire1£14,9951038,500-
Derbyshire44£18,244873,93876
Derry6£26,147775,2408
Devon27£18,967967,80332
Dorset13£15,868873,18326
Down1£13,9959114,000-
Dumfries and Galloway1£26,998423,5451
Dundee City10£29,599435,93310
Dungannon13£16,3989100,9629
Ealing - Greater London8£10,090983,0857
East Ayrshire1£20,999655,4571
East Lothian1£13,7501025,4001
East Riding of Yorkshire2£15,748775,6279
East Sussex13£18,181972,06724
Enfield - Greater London8£32,663329,36211
Essex53£17,378871,10796
Falkirk2£20,240761,6893
Fermanagh6£21,683671,4997
Fife14£30,364550,00315
Flintshire8£17,431968,2023
Glasgow City26£22,664752,29659
Gloucestershire17£25,401647,89251
Greater Manchester123£21,588761,892253
Hampshire52£25,065653,28086
Harrow - Greater London2£25,495570,0053
Havering - Greater London41£19,778775,68872
Herefordshire9£34,150427,66824
Hertfordshire72£24,387653,127147
Highland5£29,048732,4595
Hillingdon - Greater London19£14,646981,84033
Hounslow - Greater London2£37,061319,00612
Kent37£18,172862,48977
Kingston upon Thames - Greater London3£42,918316,00714
Lancashire80£19,317866,640115
Larne2£20,850862,500-
Leicestershire44£25,976559,32794
Lincolnshire45£20,848761,05898
Lisburn3£20,012767,1742
Magherafelt6£19,932774,94313
Merseyside28£26,065650,18550
Merthyr Tydfil1£7,49510130,0001
Monmouthshire1£4,49514136,0002
Moray1£16,995874,7432
Newham - Greater London2£16,498865,8821
Newport2£15,897875,7021
Newry and Mourne16£26,349550,17019
Newtownabbey6£20,877770,7778
Norfolk22£27,219649,55737
North Ayrshire6£29,530541,72610
North Down3£13,3281079,8182
North Lanarkshire1£17,140765,62010
North Yorkshire27£27,092650,87749
Northamptonshire31£18,275878,41242
Northumberland2£20,743660,5285
Nottinghamshire40£19,820766,70983
Omagh11£24,685558,0529
Oxfordshire7£28,086538,45721
Pembrokeshire1£8,4951371,308-
Perth and Kinross5£16,895873,5196
Redbridge - Greater London1£17,495869,1117
Renfrewshire3£21,331650,0395
Rhondda Cynon Taf2£18,2251159,9033
Shropshire14£35,360332,09444
Somerset12£18,743758,90429
South Ayrshire1£18,992747,5852
South Lanarkshire7£41,381212,7996
South Yorkshire39£26,672763,425100
Staffordshire24£24,841646,99969
Stirling2£44,24519,3599
Strabane5£23,866578,4215
Suffolk18£19,178877,74321
Surrey52£19,777861,28392
Sutton - Greater London2£8,1701091,6572
Swansea3£12,082978,2135
Tyne and Wear30£16,600876,74440
Warwickshire19£33,107439,36330
West Lothian9£18,440775,5307
West Midlands91£20,190772,318187
West Sussex14£23,379751,89029
West Yorkshire86£20,448869,980137
Wiltshire41£28,974544,73371
Worcestershire15£28,853740,96840
Wrexham1£21,995892,481-
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