Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 5 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 5 Series on finance

Financing a used BMW 5 Series, known for its luxurious design and superior driving experience, involves a series of steps and considerations. Below is a guide to assist you in comprehending and navigating the process of acquiring a used BMW 5 Series on finance:

Initial Steps:

1. Budget Assessment:

  • Define your budget, including down payment, monthly payments, insurance, and maintenance costs.

2. Credit Score Review:

  • Ensure your credit score is accurate and healthy to secure favorable financing terms.

3. Model Selection:

  • Choose a specific model and variant of the BMW 5 Series that fits your requirements and preferences.

4. Vehicle Inspection:

  • Have the vehicle inspected and check its history report to safeguard against potential issues.

Financing Options:

1. Bank Loan:

  • Apply for a loan from a bank, repaying in agreed monthly instalments over a set period.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, gaining ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Utilize a lower monthly payment plan, deciding at the end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Ensure ownership at the end of the term after an initial deposit and subsequent monthly payments.

5. Dealer Financing:

  • Explore financing options from BMW dealerships, potentially benefitting from promotional offers.

6. Peer-to-Peer Lending (P2P):

  • Leverage P2P platforms to secure a loan from individual lenders, often at competitive rates.

Purchase Procedure:

1. Seller Selection:

  • Opt for a reputable dealer or private seller to ensure transparency and reliability.

2. Negotiate Price:

  • Engage in negotiations to settle on a price and, if possible, optimize financing terms.

3. Test Drive:

  • Ensure a comprehensive test drive to validate the vehicle’s condition and performance.

4. Finalize Financing:

  • Confirm your financing option, understanding all associated terms and conditions.

5. Insurance Arrangement:

  • Set up appropriate insurance coverage before finalizing the purchase.

6. Handle Documentation:

  • Manage all necessary paperwork, such as the contract, registration, and title transfer.

Additional Considerations:

  • Depreciation: Be mindful of the vehicle’s depreciation when understanding its future value.

  • Warranty: Investigate if there is an existing warranty or consider purchasing an extended warranty for security.

  • Total Payable Amount: Understand the total amount payable throughout the finance term.

  • Prepayment: Check if there are any penalties or clauses related to early repayment.

Conclusion:

Financing a used BMW 5 Series demands strategic planning, understanding your financial standing, and comprehensive knowledge of available finance options. With methodical preparation, perhaps involving a financial advisor or utilizing online calculators, you will be better positioned to make informed decisions, ensuring that your journey in the BMW 5 Series is both enjoyable and financially sustainable.

About the BMW 5 Series

When it comes to striking the perfect balance between luxury, dynamism, and innovation, the BMW 5 Series stands as a paragon in the executive saloon segment. Over the years, it has continually evolved, ensuring its place as a favorite among both business professionals and driving enthusiasts alike.

Sleek Aesthetics:

Every curve and line on the 5 Series is a testament to BMW's meticulous design philosophy. The imposing front grille, coupled with adaptive LED headlights, gives it a commanding presence. Its athletic stance, accentuated by its sculpted side profile, makes it unmistakably a BMW, evoking a sense of motion even when stationary.

Luxury Within:

Inside the 5 Series, luxury takes center stage. Premium materials, ergonomic design, and cutting-edge technology blend seamlessly to create an oasis of comfort. The intuitive infotainment system, plush seating with multiple adjustment settings, and ambient lighting transform every journey into a first-class experience.

Performance That Thrills:

Under the bonnet, the BMW 5 Series houses a range of powertrains designed to deliver exhilarating performance without compromising on efficiency. Whether it's the silky-smooth petrol engines, the torque-rich diesels, or the eco-friendly plug-in hybrids, each offers a distinct driving experience tailored to cater to diverse preferences.

Technological Vanguard:

The 5 Series is brimming with state-of-the-art technologies that enhance driving pleasure and safety. Features like the head-up display, gesture control, and semi-autonomous driving capabilities not only make driving more intuitive but also set the bar high for competitors.

Conclusion:

More than just an executive saloon, the BMW 5 Series is a statement of prestige, performance, and progressive technology. It continues to set benchmarks in its category, reflecting BMW's unyielding commitment to creating vehicles that captivate the heart and soul of every driver.

Buying Guide

Want to find out everything about all 5 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 5 Series buying guide here.

BMW 5 Series Data by County

BMW 5 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,224£21,282763,3253,874
Aberdeen City7£31,171431,35423
Aberdeenshire2£12,7481183,012-
Angus1£6,7951395,6053
Antrim10£19,103765,06111
Ards3£23,2621297,3333
Armagh4£15,809973,18913
Ballymena10£20,714661,9973
Ballymoney7£16,369889,4597
Banbridge5£22,140648,862-
Barking & Dagenham - Greater London4£15,516785,6065
Barnet - Greater London1£15,995994,4132
Bedfordshire91£17,453878,270152
Belfast23£28,817443,04723
Berkshire39£16,3631072,20251
Brent - Greater London3£32,020569,4336
Bristol45£22,023857,33454
Bromley - Greater London12£23,288745,05423
Buckinghamshire37£20,978866,07986
Cambridgeshire72£17,887877,051118
Cardiff18£25,015749,81933
Carrickfergus1£2,99513160,0004
Ceredigion1£31,995324,4751
Cheshire63£22,631762,63593
City of Edinburgh27£23,127760,82929
City of London - Greater London53£18,619869,155117
Coleraine8£19,247779,65011
Conwy3£16,7281136,7974
Cookstown11£21,576775,3988
Cornwall9£20,802867,93011
County Durham28£17,179970,80532
Craigavon12£36,156326,44135
Croydon - Greater London8£23,9081061,23913
Cumbria4£18,108768,2956
Derbyshire40£17,358977,32984
Derry7£23,738864,84810
Devon29£17,8951071,54832
Dorset13£16,826869,08631
Down1£13,9959114,000-
Dumfries and Galloway1£27,498423,5451
Dundee City6£35,416318,5378
Dungannon5£15,00710117,0774
Ealing - Greater London7£11,167976,8736
East Ayrshire2£14,397972,8102
East Dunbartonshire1£19,498745,1261
East Lothian1£13,9231025,4001
East Riding of Yorkshire4£14,394980,22212
East Sussex16£16,701967,89033
Enfield - Greater London7£32,431330,71512
Essex57£18,118871,074107
Falkirk2£20,475761,6893
Fermanagh5£23,781568,9987
Fife14£27,191762,39712
Flintshire9£16,451963,9574
Glasgow City26£25,670644,12545
Gloucestershire25£28,066640,95151
Greater Manchester129£21,768762,203252
Gwynedd1£18,995657,891-
Hampshire66£24,337650,95695
Haringey - Greater London1£29,895435,650-
Harrow - Greater London4£17,944974,1575
Havering - Greater London30£20,269780,04741
Herefordshire10£37,086321,43425
Hertfordshire68£24,366651,466135
Highland6£26,340735,9075
Hillingdon - Greater London19£16,017980,20530
Hounslow - Greater London1£42,77116,62513
Isle of Wight1£7,9951730,8901
Kent38£20,640761,43889
Kingston upon Thames - Greater London7£35,949439,20312
Lancashire70£18,752868,191118
Larne2£20,850862,500-
Leicestershire50£28,986553,96987
Lincolnshire41£21,865653,30599
Lisburn4£15,746975,9613
Magherafelt8£19,123871,50016
Merseyside28£24,812660,59153
Merthyr Tydfil1£7,99510130,0001
Merton - Greater London1£12,4951051,0652
Monmouthshire2£4,79514126,0002
Moray1£16,995874,7432
Newham - Greater London2£16,498865,8822
Newport7£25,070853,82622
Newry and Mourne15£26,187553,08314
Newtownabbey4£20,797883,74711
Norfolk24£26,671650,70844
North Ayrshire6£29,081539,38210
North Down4£12,9231099,9862
North Lanarkshire3£22,082739,9938
North Yorkshire27£29,303642,69848
Northamptonshire27£18,459877,41356
Northumberland2£20,993660,5286
Nottinghamshire51£20,118765,37188
Omagh7£28,691442,92511
Oxfordshire8£24,100642,70819
Pembrokeshire3£6,41213105,088-
Perth and Kinross5£23,297762,8756
Redbridge - Greater London3£13,815883,70412
Renfrewshire3£24,165553,0725
Rhondda Cynon Taf2£18,2251159,9033
Shropshire27£30,754539,09542
Somerset17£17,846862,85324
South Ayrshire2£13,744983,6932
South Lanarkshire10£36,856324,74213
South Yorkshire50£25,207870,43895
Staffordshire23£22,538650,71186
Stirling4£33,671427,8788
Strabane6£22,364699,5403
Suffolk20£18,0081070,51126
Surrey48£21,883757,465121
Sutton - Greater London2£8,5701091,6572
Swansea12£28,166445,23022
Tower Hamlets - Greater London1£24,995535,0006
Tyne and Wear25£15,304980,43641
Warwickshire19£27,472653,47730
West Lothian4£13,870998,2449
West Midlands94£21,152773,140176
West Sussex17£22,893748,75326
West Yorkshire87£20,070869,707134
Wiltshire45£27,838548,69168
Worcestershire17£34,205532,89940
Wrexham2£17,495883,3331
Add postcode for better results.