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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,312£17,051757,1844,374
Aberdeen City12£20,706433,94243
Aberdeenshire2£20,123634,2504
Angus1£10,995774,1702
Antrim9£15,802763,02322
Ards11£8,26412125,1647
Argyll and Bute1£18,979549,0001
Armagh7£9,933986,53136
Ballymena12£9,19610102,60925
Ballymoney10£16,227669,33722
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire55£16,373970,48172
Belfast13£13,413777,53865
Berkshire26£20,133649,92268
Bexley - Greater London2£18,345529,9996
Blaenau Gwent2£14,750663,3986
Brent - Greater London4£17,234558,1739
Bristol28£15,456764,46562
Bromley - Greater London5£23,431528,1567
Buckinghamshire38£26,285763,35244
Caerphilly2£9,397967,7392
Cambridgeshire88£17,158658,508121
Cardiff14£23,222432,59114
Carmarthenshire1£8,9957158,4572
Carrickfergus5£20,739637,7748
Ceredigion11£16,840848,93920
Cheshire86£20,372543,351160
City of Edinburgh32£18,673754,39654
City of London - Greater London43£16,484652,58478
Coleraine5£13,969767,8275
Conwy2£21,500330,2497
Cookstown3£10,145990,5445
Cornwall2£15,393839,9064
County Durham30£19,736647,35172
Craigavon2£10,2009109,6038
Croydon - Greater London9£16,083857,73915
Cumbria17£25,674441,31031
Derbyshire61£18,533645,841100
Derry11£9,0851094,81115
Devon16£18,062760,99740
Dorset23£20,849747,03840
Down4£21,820445,3088
Dumfries and Galloway2£24,198416,81310
Dundee City7£20,866531,74220
Dungannon9£15,956659,72122
Ealing - Greater London8£14,730859,35710
East Ayrshire12£19,873546,16638
East Dunbartonshire2£21,748525,0751
East Riding of Yorkshire15£18,005539,62623
East Sussex13£16,393849,22733
Enfield - Greater London1£8,9951071,2112
Essex39£14,185871,27757
Falkirk16£12,962867,75815
Fermanagh9£15,646683,60215
Fife7£14,496753,24833
Flintshire8£14,071770,6712
Glasgow City43£20,375539,014118
Gloucestershire22£17,790748,24536
Greater Manchester161£20,758647,697280
Hampshire53£24,978431,636120
Harrow - Greater London2£10,245866,5604
Havering - Greater London4£11,846993,2504
Herefordshire3£27,200322,0079
Hertfordshire29£22,640645,01363
Highland11£17,558647,38216
Hillingdon - Greater London3£13,596948,63315
Hounslow - Greater London13£35,32717,92014
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7332
Kent53£21,820436,93678
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire72£15,696862,853135
Larne1£14,995885,000-
Leicestershire28£22,544545,84458
Limavady1£12,945879,0006
Lincolnshire45£14,469761,44881
Lisburn6£14,343763,69411
Magherafelt20£15,956778,00426
Merseyside34£23,981757,19657
Merthyr Tydfil2£11,2491077,9872
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0006
Moray6£15,412970,9706
Newport21£26,180219,19028
Newry and Mourne8£15,354766,7867
Newtownabbey11£15,751773,48915
Norfolk17£16,664662,15650
North Ayrshire2£15,497651,5197
North Down1£9,995972,5851
North Lanarkshire13£17,142748,18134
North Yorkshire29£17,059751,35054
Northamptonshire8£18,116769,85040
Northumberland3£16,934647,5878
Nottinghamshire34£19,662652,43168
Omagh19£18,461564,91927
Oxfordshire6£17,871634,93812
Pembrokeshire4£18,066540,9161
Perth and Kinross7£21,326531,86212
Redbridge - Greater London5£10,046986,3385
Renfrewshire17£22,074429,00225
Rhondda Cynon Taf5£14,387875,2607
Shropshire17£23,349861,46337
Somerset22£19,957693,28742
South Ayrshire20£20,410539,04327
South Lanarkshire10£16,668647,22828
South Yorkshire53£16,034759,652120
Staffordshire42£19,330651,658102
Stirling13£23,164533,93339
Strabane4£21,058439,6628
Suffolk38£22,131431,43362
Surrey22£18,953643,10160
Sutton - Greater London2£11,023857,8791
Swansea18£25,690322,57826
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear44£19,220650,232120
Waltham Forest - Greater London9£27,14929,57517
Wandsworth - Greater London1£8,490892,0001
Warwickshire7£13,2341086,37529
West Dunbartonshire3£17,165641,46714
West Lothian5£15,994769,6098
West Midlands121£20,727650,708185
West Sussex17£26,160327,00845
West Yorkshire125£20,553550,264174
Wiltshire16£19,040656,94848
Worcestershire17£17,133863,58227
Wrexham1£14,995739,8351
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