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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,119£18,218653,0354,212
Aberdeen City8£22,423327,45122
Aberdeenshire1£23,495227,0001
Angus1£10,990763,1647
Antrim13£16,783668,24317
Ards10£8,85512114,56713
Armagh6£9,331998,43929
Ballymena21£10,596987,95021
Ballymoney7£12,582786,90013
Banbridge3£15,813469,0001
Barnet - Greater London4£17,334867,6049
Bedfordshire51£14,209874,98273
Belfast11£16,322565,35945
Berkshire39£18,775650,10084
Bexley - Greater London7£26,831215,0426
Blaenau Gwent1£15,600747,0004
Bristol27£20,149544,76738
Bromley - Greater London7£23,513540,91616
Buckinghamshire30£21,605652,85768
Caerphilly1£10,995790,0001
Cambridgeshire72£16,365662,632114
Cardiff14£27,393324,51315
Carmarthenshire2£16,745742,0861
Carrickfergus7£15,070767,87511
Ceredigion6£22,578436,05812
Cheshire67£20,591439,138126
City of Edinburgh32£16,455751,86670
City of London - Greater London51£19,302541,756108
Coleraine6£16,603554,41310
Conwy1£11,4951055,3023
Cookstown3£10,662885,19815
Cornwall4£19,820436,3853
County Durham21£17,575752,81475
Craigavon5£16,036856,25110
Croydon - Greater London10£20,077639,75611
Cumbria15£26,335434,42825
Derbyshire47£18,854544,16691
Derry15£10,213986,41316
Devon24£21,928534,97141
Dorset22£23,023438,71137
Down2£20,323459,5853
Dumfries and Galloway2£14,223782,2114
Dundee City6£22,161330,47617
Dungannon17£11,120888,56423
Ealing - Greater London4£11,664681,0724
East Ayrshire12£17,030657,36124
East Dunbartonshire4£22,073439,560-
East Riding of Yorkshire14£19,106548,83935
East Sussex15£15,809851,39026
Enfield - Greater London1£13,995762,4962
Essex38£21,262544,52959
Falkirk16£12,957971,40710
Fermanagh5£18,874673,6647
Fife12£17,260552,13912
Flintshire13£14,185761,787-
Glasgow City43£19,617544,15689
Gloucestershire16£16,020655,91516
Greater Manchester120£18,946549,254236
Gwynedd1£9,9901063,9063
Hampshire42£22,616443,185124
Harrow - Greater London3£10,493981,4971
Havering - Greater London8£22,344441,73213
Herefordshire4£29,021112,17111
Hertfordshire49£23,961335,32786
Highland6£20,214532,85820
Hillingdon - Greater London14£11,684884,33924
Hounslow - Greater London13£34,365116,65930
Inverclyde1£6,49511102,0003
Isle of Anglesey3£15,485748,2371
Isle of Wight3£12,428982,0002
Kensington & Chelsea - Greater London2£16,200648,1441
Kent49£21,973432,96262
Kingston upon Thames - Greater London1£4,0001684,0001
Lancashire71£16,310764,907133
Larne1£27,750315,0001
Leicestershire24£23,397443,03463
Lincolnshire38£17,524556,63892
Lisburn8£16,783655,07012
Magherafelt18£17,265563,32617
Merseyside26£18,766646,20455
Merthyr Tydfil3£16,666568,1133
Merton - Greater London2£11,370866,0861
Monmouthshire2£11,848879,9953
Moray6£15,496862,683-
Newport7£26,233327,14371
Newry and Mourne20£15,535765,05225
Newtownabbey6£19,838555,40912
Norfolk33£18,053653,42158
North Ayrshire1£10,995847,0005
North Down3£15,327664,5318
North Lanarkshire8£19,486740,66822
North Yorkshire31£18,473650,74865
Northamptonshire11£12,899966,32418
Northumberland3£24,076331,1336
Nottinghamshire26£23,647530,60768
Omagh7£18,170460,22828
Oxfordshire14£21,709436,92015
Pembrokeshire1£21,499331,7352
Perth and Kinross3£25,031337,50622
Redbridge - Greater London4£9,671965,2756
Renfrewshire10£18,728536,01640
Rhondda Cynon Taf1£8,4911091,1101
Scottish Borders1£28,990110,3161
Shropshire17£25,286433,76032
Somerset22£23,396437,75735
South Ayrshire6£17,510645,40933
South Lanarkshire9£22,433332,74728
South Yorkshire48£17,421555,607117
Staffordshire34£19,154543,43170
Stirling7£23,433326,14736
Strabane3£17,262585,66611
Suffolk27£20,225545,91243
Surrey17£18,011651,36944
Swansea15£23,367531,77228
Tyne and Wear49£17,940654,31694
Waltham Forest - Greater London9£28,055115,92515
Warwickshire8£13,3671093,87612
West Dunbartonshire2£23,748437,1971
West Lothian6£20,890432,73721
West Midlands95£18,843653,218191
West Sussex16£21,796645,70347
West Yorkshire101£20,910550,791237
Wiltshire17£20,511545,59732
Worcestershire9£23,030650,69220
Wrexham2£21,145445,0401
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