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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,305£16,985757,2754,280
Aberdeen City19£20,880536,90542
Aberdeenshire3£22,081530,6084
Angus1£10,995774,1702
Antrim10£14,391875,32124
Ards11£8,26412125,1646
Argyll and Bute1£18,979549,000-
Armagh7£11,376887,45835
Ballymena12£9,46610102,30523
Ballymoney11£15,933669,59721
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£3,90011134,9101
Barnet - Greater London1£17,990326,8003
Bedfordshire51£15,742972,17573
Belfast12£14,117673,67559
Berkshire30£20,261650,40959
Bexley - Greater London3£18,837531,1983
Blaenau Gwent2£14,750663,3985
Brent - Greater London4£18,306450,5459
Bristol28£15,396768,13763
Bromley - Greater London6£23,352529,1617
Buckinghamshire31£26,711760,81147
Caerphilly2£9,397967,7392
Cambridgeshire97£16,568658,793113
Cardiff15£22,107435,04115
Carmarthenshire1£8,9957158,4571
Carrickfergus5£17,699748,7936
Ceredigion7£19,108744,49518
Cheshire67£20,280546,356168
City of Edinburgh31£19,903650,55151
City of London - Greater London46£17,011654,35086
Coleraine8£14,826768,4824
Conwy2£21,000330,2497
Cookstown1£7,45011102,0005
Cornwall1£9,7951157,2057
County Durham33£19,099649,82373
Craigavon1£8,9509133,0009
Croydon - Greater London10£13,867959,54511
Cumbria16£25,901542,64335
Derbyshire61£19,998642,233110
Derry11£10,477987,92317
Devon17£17,986765,44336
Dorset21£20,243747,06537
Down3£21,328448,7438
Dumfries and Galloway3£22,749422,3019
Dundee City6£21,580428,43722
Dungannon12£15,616664,27921
Ealing - Greater London9£14,582859,29310
East Ayrshire8£19,562544,18634
East Dunbartonshire1£17,498727,4831
East Riding of Yorkshire20£17,823538,89722
East Sussex12£18,697636,66229
Essex35£15,178766,53359
Falkirk15£13,006867,33416
Fermanagh7£14,066691,85617
Fife6£16,955653,04730
Flintshire8£14,071770,6712
Glasgow City30£17,357649,291117
Gloucestershire23£17,153750,39731
Greater Manchester175£20,411648,406244
Hampshire65£22,711539,326127
Harrow - Greater London2£10,245866,5603
Havering - Greater London4£20,561544,5536
Herefordshire4£26,560323,28810
Hertfordshire42£22,165638,53655
Highland10£19,744648,73120
Hillingdon - Greater London4£14,572666,83916
Hounslow - Greater London12£36,06315,88214
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7331
Kent48£22,175435,76683
Kingston upon Thames - Greater London1£4,5001684,0001
Lancashire78£15,851759,861138
Leicestershire28£23,548436,43554
Limavady2£11,595983,5005
Lincolnshire40£13,852762,34581
Lisburn7£14,244760,30510
Magherafelt23£16,810674,86926
Merseyside39£22,645755,10155
Merthyr Tydfil1£6,4991299,7654
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0004
Moray5£13,0951076,5277
Newport18£25,563219,59224
Newry and Mourne6£17,280754,7849
Newtownabbey15£18,034660,34815
Norfolk15£16,964658,14150
North Ayrshire3£12,564862,2696
North Down1£9,995972,5851
North Lanarkshire12£19,076746,04131
North Yorkshire34£16,537754,67251
Northamptonshire12£15,607876,30038
Northumberland3£14,164855,6926
Nottinghamshire31£19,932652,41879
Omagh18£18,152564,27327
Oxfordshire8£16,935641,8368
Pembrokeshire2£15,490643,2783
Perth and Kinross3£21,947523,30516
Redbridge - Greater London6£9,701983,4844
Renfrewshire19£23,193425,81327
Rhondda Cynon Taf3£13,395986,7907
Shropshire19£21,797865,41834
Somerset26£19,755686,13936
South Ayrshire19£20,797438,97224
South Lanarkshire9£16,097650,90030
South Yorkshire51£17,007652,672118
Staffordshire36£18,711652,328104
Stirling11£23,917436,04241
Strabane6£21,236457,2755
Suffolk36£22,336428,44161
Surrey21£18,967643,28152
Sutton - Greater London4£10,510858,1051
Swansea23£24,729325,04425
The Vale of Glamorgan1£4,7502035,8601
Tyne and Wear42£19,836649,752116
Waltham Forest - Greater London9£28,48815,53917
Wandsworth - Greater London1£8,490892,0001
Warwickshire8£12,3301082,42627
West Dunbartonshire1£10,498861,59016
West Lothian4£19,045653,85510
West Midlands115£20,392650,760176
West Sussex15£25,667428,49039
West Yorkshire116£20,754548,988179
Wiltshire16£19,511654,12741
Worcestershire13£19,361864,11526
Wrexham2£15,678748,3431
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