Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Audi A4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,460£15,941759,5292,688
Aberdeen City7£19,256539,84627
Aberdeenshire3£21,547536,9678
Antrim9£18,386662,5029
Ards2£14,620889,14310
Armagh13£11,258993,93914
Ballymena19£16,717756,07213
Ballymoney7£17,354661,9337
Barnet - Greater London2£15,743769,3311
Bedfordshire45£13,270981,17148
Belfast19£15,776760,84726
Berkshire18£14,167862,00230
Bexley - Greater London3£20,662433,7745
Blaenau Gwent1£4,99511118,0002
Bristol15£12,866973,50833
Bromley - Greater London6£21,346426,90910
Buckinghamshire17£17,481754,00037
Cambridgeshire58£15,093767,63166
Cardiff2£16,998735,5152
Carmarthenshire1£16,995647,6301
Carrickfergus3£18,466646,6435
Ceredigion3£17,497757,0831
Cheshire38£18,270642,22291
City of Edinburgh11£13,832864,95931
City of London - Greater London6£22,098526,62316
Clackmannanshire1£16,995575,0001
Coleraine2£13,973788,0056
Conwy2£12,995989,500-
Cookstown4£11,428990,7638
Cornwall2£22,145416,7802
County Durham28£13,253866,94571
Craigavon8£13,276885,67822
Croydon - Greater London4£14,216862,8695
Cumbria7£18,282652,3879
Derbyshire44£16,921850,815105
Derry8£16,268769,5386
Devon20£12,890968,30130
Dorset10£18,051637,22725
Dumfries and Galloway1£28,998325,7562
Dundee City7£19,024539,21219
Dungannon17£17,381668,21015
Ealing - Greater London4£8,6911196,9752
East Ayrshire6£21,202434,12018
East Lothian1£13,2999-2
East Riding of Yorkshire1£18,975545,92110
East Sussex10£18,019850,68423
Essex28£14,407965,62667
Falkirk9£12,1281068,9599
Fermanagh6£16,042678,3578
Fife9£17,126664,4937
Flintshire3£15,992665,2122
Glasgow City41£18,851648,211104
Gloucestershire7£21,963437,29315
Greater Manchester111£15,683858,978174
Gwynedd1£9,9901079,4793
Hampshire31£18,528647,70278
Harrow - Greater London1£6,95016101,0002
Havering - Greater London14£15,784752,56623
Hertfordshire29£21,187533,51357
Highland8£20,372840,2009
Hillingdon - Greater London8£10,9741067,19513
Hounslow - Greater London4£16,936747,20616
Inverclyde1£10,998870,531-
Isle of Wight1£21,995638,978-
Kent20£16,078662,33742
Kingston upon Thames - Greater London1£10,730984,3891
Lancashire59£14,239866,14592
Larne2£14,973778,665-
Leicestershire15£13,116860,73536
Limavady3£11,640996,3334
Lincolnshire26£13,230875,87845
Magherafelt13£19,168661,9446
Merseyside30£16,695758,35134
Merthyr Tydfil2£9,5981099,500-
Monmouthshire1£7,4959115,0001
Moray1£22,995342,7355
Newport2£9,9251175,4703
Newry and Mourne15£15,609857,82921
Newtownabbey10£15,372754,28816
Norfolk23£12,645966,57444
North Ayrshire3£16,398753,1256
North Down3£21,662541,3132
North Lanarkshire10£16,069860,4156
North Yorkshire20£15,838860,04749
Northamptonshire13£15,688658,17821
Northumberland2£17,493761,1252
Nottinghamshire16£15,819756,25147
Omagh13£20,427552,09920
Oxfordshire4£21,768436,6327
Perth and Kinross4£18,061648,2807
Redbridge - Greater London1£11,9951136,3761
Renfrewshire17£20,436432,50329
Rhondda Cynon Taf2£9,9951084,6521
Scottish Borders1-767,2102
Shropshire10£17,104746,32023
Somerset8£13,541764,41623
South Ayrshire9£19,718532,48824
South Lanarkshire6£23,970431,0718
South Yorkshire28£14,487863,77566
Staffordshire14£14,652961,25837
Stirling5£21,816424,77221
Strabane6£18,255590,0876
Suffolk12£17,527848,13826
Surrey25£19,131644,70059
Sutton - Greater London2£9,7471083,2463
Swansea1£11,4951085,3302
Tyne and Wear32£16,275760,15184
Warwickshire7£17,048866,92910
West Lothian6£17,312765,5988
West Midlands66£15,453763,825127
West Sussex8£23,524427,23713
West Yorkshire61£16,335760,46493
Wiltshire13£15,143757,98331
Worcestershire2£6,7471756,12213
Add postcode for better results.