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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,264£17,051756,9984,378
Aberdeen City14£20,040534,00941
Aberdeenshire1£24,495322,0004
Angus1£10,995774,1702
Antrim9£15,802763,02323
Ards12£8,82112119,4006
Argyll and Bute1£18,979549,0001
Armagh6£9,973985,03234
Ballymena11£9,36910103,76926
Ballymoney10£16,227669,33722
Banbridge1£17,450464,0002
Barking & Dagenham - Greater London1£4,07511134,9102
Bedfordshire54£16,374968,19074
Belfast14£12,851782,64264
Berkshire28£20,964647,63165
Bexley - Greater London1£18,490421,4776
Blaenau Gwent2£14,750663,3986
Brent - Greater London5£16,277567,1388
Bristol26£15,058765,84064
Bromley - Greater London5£23,431528,1568
Buckinghamshire36£26,270657,42343
Caerphilly2£9,397967,7392
Cambridgeshire86£17,480656,442121
Cardiff16£24,583434,04913
Carmarthenshire1£8,9957158,4572
Carrickfergus6£18,774747,9797
Ceredigion11£17,131848,22119
Cheshire79£19,983545,224161
City of Edinburgh32£18,570754,60756
City of London - Greater London40£16,901652,48480
Coleraine4£13,724765,0705
Conwy2£21,500330,2498
Cookstown3£10,145990,5445
Cornwall2£15,393839,9065
County Durham30£19,617649,32372
Craigavon1£11,450886,2059
Croydon - Greater London9£14,953857,06114
Cumbria16£25,644440,35831
Derbyshire58£18,896645,878102
Derry11£9,0851094,81115
Devon13£19,179756,97541
Dorset23£20,910747,03841
Down4£21,820445,3088
Dumfries and Galloway3£19,615636,4759
Dundee City7£20,938531,74220
Dungannon9£15,956659,72122
Ealing - Greater London8£14,730859,35710
East Ayrshire12£19,956546,16639
East Dunbartonshire2£21,748525,0752
East Riding of Yorkshire16£18,353543,31223
East Sussex15£17,273747,80031
Enfield - Greater London1£8,9951071,2112
Essex40£14,404870,09560
Falkirk16£12,962867,75815
Fermanagh9£15,646683,60215
Fife8£14,653750,34233
Flintshire8£14,071770,6712
Glasgow City40£20,419538,913118
Gloucestershire20£17,735750,23936
Greater Manchester161£20,571648,094281
Hampshire53£24,614434,336122
Harrow - Greater London2£10,345866,5604
Havering - Greater London4£11,971993,2506
Herefordshire3£27,300322,0079
Hertfordshire28£22,522746,69064
Highland10£18,015647,38218
Hillingdon - Greater London4£10,6961252,47515
Hounslow - Greater London13£35,32717,92014
Inverclyde1£6,49511102,0005
Isle of Wight3£14,995856,7332
Kent47£21,788437,38479
Kingston upon Thames - Greater London1£4,5001684,0002
Lancashire72£15,791763,967133
Larne1£14,995885,000-
Leicestershire28£22,459545,20757
Limavady1£12,945879,0006
Lincolnshire40£14,374763,60084
Lisburn5£14,213768,63212
Magherafelt22£15,575776,64025
Merseyside35£23,174756,81357
Merthyr Tydfil2£11,2491077,9872
Merton - Greater London1£10,995839,6501
Monmouthshire1£10,4901153,0006
Moray5£15,895970,9706
Newport18£25,674320,77228
Newry and Mourne9£16,592763,3636
Newtownabbey12£15,355774,03114
Norfolk15£17,631656,64650
North Ayrshire2£15,497651,5197
North Down2£17,145741,801-
North Lanarkshire15£16,102752,66032
North Yorkshire32£16,894751,26552
Northamptonshire8£18,116769,85041
Northumberland4£16,988646,9406
Nottinghamshire32£19,678651,94068
Omagh17£19,065462,55730
Oxfordshire6£18,012634,93813
Pembrokeshire4£18,066540,9161
Perth and Kinross7£21,326531,86212
Redbridge - Greater London4£8,0591097,2695
Renfrewshire14£22,484427,77226
Rhondda Cynon Taf5£14,537875,2607
Shropshire18£22,454865,66036
Somerset24£19,865690,12140
South Ayrshire20£20,835436,67226
South Lanarkshire11£17,658544,45929
South Yorkshire50£15,561762,648121
Staffordshire35£19,296653,691102
Stirling12£23,545431,02239
Strabane4£21,058439,6629
Suffolk37£21,679432,82960
Surrey21£18,610643,55560
Sutton - Greater London2£11,023857,8791
Swansea15£24,588326,14425
The Vale of Glamorgan1£4,7502035,8602
Tyne and Wear49£19,162650,172117
Waltham Forest - Greater London8£25,743212,82416
Wandsworth - Greater London1£8,490892,0001
Warwickshire7£13,2771086,37529
West Dunbartonshire3£17,165641,46715
West Lothian4£14,368877,2158
West Midlands114£20,199650,472185
West Sussex17£27,119324,69346
West Yorkshire127£20,870549,485170
Wiltshire15£19,276657,32051
Worcestershire18£16,086862,09626
Wrexham1£14,995739,8351
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