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Used Audi A3 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A3 on finance

The Audi A3, known for its blend of luxury, performance, and compact design, is a favorite choice among used car enthusiasts. If you're planning on acquiring a used A3 through financing, it's crucial to understand the process and the options available. Here's a guide to assist you in securing a used Audi A3 on finance:

Initial Considerations:

1. Set Your Budget:

  • Determine what you can realistically afford for down payments, monthly instalments, and other associated costs such as insurance and maintenance.

2. Review Your Credit Score:

  • A better credit score can qualify you for more favorable financing terms and interest rates.

3. Pick the Right Model:

  • Choose the variant of the A3 that aligns with your needs, preferences, and budget, considering aspects like model year, trim level, and mileage.

4. Vehicle Inspection:

  • For a used car, it's vital to thoroughly inspect its condition. Consider getting it checked by a professional mechanic and also review its vehicle history report.

Available Financing Options:

1. Bank Loan:

  • A traditional method where you borrow money from a bank or credit institution, then pay back in instalments.

2. Hire Purchase (HP):

  • You make an initial deposit followed by monthly payments. The car becomes yours after the final payment.

3. Personal Contract Purchase (PCP):

  • Typically offers lower monthly payments. At the end of the term, you can either pay a balloon payment to keep the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but you have the obligation to buy the car at the end of the term.

5. Dealership Financing:

  • Dealers might offer their own financing options. Always compare these with external finance offers to get the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, potentially offering competitive rates. Ensure the platform's legitimacy.

Steps for Purchase:

1. Find a Trustworthy Dealer:

  • Research and find a dealer or seller known for transparency and reliability.

2. Negotiate:

  • Aim for a beneficial deal by discussing the car's price and the terms of the finance.

3. Test Drive:

  • Test the car to ensure it meets your expectations in terms of performance and condition.

4. Finalize Financing:

  • Once you've selected your financing method, review the terms carefully and ensure the repayment structure suits your budget.

5. Insurance:

  • Before driving away, ensure you have the necessary insurance in place.

6. Handle Documentation:

  • Complete all paperwork involved in the purchase, keeping copies for your records.

Additional Tips:

  • Depreciation: Luxury cars can have higher depreciation rates. Consider this when deciding on your purchase and finance terms.

  • Warranty: Determine if there's an existing warranty on the car or consider purchasing an extended warranty for peace of mind.

  • Total Payable Amount: Ensure you're aware of the total amount payable throughout the duration of the finance agreement.

  • Early Repayment: Some finance options might have penalties for early repayments. Check this before committing.

Conclusion:

When aiming to finance a used Audi A3, a comprehensive approach involving thorough research, understanding of financial terms, and careful consideration of the vehicle's condition is essential. By being informed and possibly consulting with a financial expert, you can enjoy the luxury and performance of the A3, confident in your financial decisions.

About the Audi A3

The Audi A3, a beacon of refinement in the compact segment, has effortlessly mingled the allure of premium branding with everyday usability. Having made its debut in the mid-'90s, this hatchback swiftly emerged as the choice of the discerning UK motorist seeking both prestige and practicality.

Evolutionary Excellence:

From its earliest models to its latest renditions, the A3 has exhibited a commitment to progress. Over the years, it has transitioned from a humble three-door hatchback to a lineup that includes Sportback, Saloon, and Cabriolet variants. Every generation has incorporated improved technologies, enhanced interiors, and refined engines to meet the demands of contemporary drivers.

Inside the A3:

The cabin experience is undeniably Audi: a blend of meticulous craftsmanship, advanced technology, and ergonomic design. With features such as the Virtual Cockpit, MMI touch interface, and a suite of connectivity services, the A3 ensures its occupants are cocooned in comfort and luxury.

The Competitive Arena:

The A3 doesn't tread these waters without competition. Fierce rivals like the BMW 1 Series, Mercedes-Benz A-Class, and Volkswagen Golf provide ample alternatives for those seeking a premium compact car. However, the A3's combination of style, tech, and performance keeps it ahead in the popularity stakes.

Looking Ahead:

As the automotive world leans more towards sustainability, the A3 has not lagged. With hybrid models and a stronger focus on efficient powertrains, Audi promises a greener future without sacrificing the A3's intrinsic qualities.

Wrapping Up:

Representing a harmonious blend of luxury, technology, and drivability, the Audi A3 remains a frontrunner in its category. For those on British roads seeking a vehicle that resonates with elegance yet is practical for daily commutes, the A3 continues to be an irresistible proposition.

Audi A3 Data by County

Audi A3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,396£17,164548,80810,764
Aberdeen City35£24,898323,268100
Aberdeenshire12£20,359532,61018
Angus4£11,166871,6017
Antrim20£13,618763,04519
Ards11£16,535664,8947
Armagh13£13,893883,05641
Ballymena9£13,927664,88134
Ballymoney8£14,482671,7629
Banbridge9£11,666662,5565
Barking & Dagenham - Greater London1£6,69513-3
Barnet - Greater London6£15,626546,2473
Bedfordshire126£16,578758,594160
Belfast22£19,607444,17868
Berkshire92£22,054537,824188
Bexley - Greater London27£28,905110,16632
Blaenau Gwent10£14,053651,21422
Brent - Greater London5£11,551861,9009
Bridgend1£12,995867,1211
Bristol101£15,987653,138174
Bromley - Greater London6£17,203549,02217
Buckinghamshire87£20,973436,584170
Caerphilly9£9,596975,33813
Cambridgeshire197£17,683548,043278
Cardiff28£20,553223,84578
Carmarthenshire6£17,812542,2787
Carrickfergus3£10,147889,3335
Ceredigion25£21,191331,58250
Cheshire199£20,172438,443378
City of Edinburgh69£15,480653,240144
City of London - Greater London157£18,711434,715361
Coleraine12£13,818661,72914
Conwy19£22,172436,40829
Cookstown11£14,077781,2668
Cornwall24£16,966541,63239
County Durham52£19,444541,405156
Craigavon6£18,590449,27714
Croydon - Greater London23£22,378329,39635
Cumbria25£25,010322,86987
Denbighshire2£21,997438,9561
Derbyshire101£18,256543,919264
Derry6£12,681870,65710
Devon87£18,132543,846137
Dorset64£21,439432,823129
Down1£13,995443,0008
Dumfries and Galloway3£22,261432,6756
Dundee City9£20,374543,81769
Dungannon7£19,162561,95812
Ealing - Greater London11£9,5241070,19622
East Ayrshire17£14,255656,31630
East Dunbartonshire1£20,998421,9983
East Lothian1£17,299642,8481
East Riding of Yorkshire35£15,811544,17477
East Sussex17£18,341638,34061
Enfield - Greater London4£11,321969,17810
Essex131£17,567650,979196
Falkirk15£14,671759,94823
Fermanagh11£14,835576,19310
Fife17£15,247646,69444
Flintshire6£12,798875,3854
Glasgow City60£20,123429,942240
Gloucestershire59£19,283540,63278
Greater Manchester372£17,710548,018588
Hampshire112£18,672542,952282
Harrow - Greater London12£11,555771,64619
Havering - Greater London23£16,232654,87233
Herefordshire14£20,569537,19929
Hertfordshire106£17,656542,122210
Highland17£20,588333,23448
Hillingdon - Greater London21£11,737866,00047
Hounslow - Greater London34£29,497220,13751
Inverclyde4£16,623454,5498
Isle of Anglesey1£6,0009117,074-
Isle of Wight2£17,495530,8009
Kensington & Chelsea - Greater London5£13,010671,223-
Kent150£21,055331,205229
Kingston upon Thames - Greater London8£17,526868,20416
Lancashire138£16,977551,538275
Larne2£20,950766,0002
Leicestershire110£18,391552,753260
Limavady3£10,928679,0003
Lincolnshire48£13,404662,092226
Lisburn10£19,042549,85410
Magherafelt36£13,299775,97925
Merseyside65£15,975648,180110
Merthyr Tydfil3£12,831852,0332
Monmouthshire2£14,085754,5001
Moray3£19,762641,6678
Neath Port Talbot2£17,399330,2296
Newport14£16,169544,40744
Newry and Mourne10£12,856769,5768
Newtownabbey12£16,494660,56821
Norfolk85£15,794551,186151
North Ayrshire7£14,191647,72013
North Down3£14,895764,9387
North Lanarkshire19£14,312656,47938
North Yorkshire72£17,614546,343185
Northamptonshire63£17,176652,874122
Northumberland9£18,583532,72919
Nottinghamshire88£17,415553,921177
Omagh13£17,313459,76312
Oxfordshire44£20,365437,44655
Pembrokeshire12£20,233328,46211
Perth and Kinross27£24,521325,89660
Powys2£10,995676,5579
Redbridge - Greater London4£10,573976,4318
Renfrewshire17£17,310540,32035
Rhondda Cynon Taf15£9,542995,56711
Richmond upon Thames - Greater London1£14,850738,45013
Scottish Borders1£20,000529,1664
Shropshire47£17,166550,96895
Somerset73£20,744434,933142
South Ayrshire22£21,486323,83546
South Lanarkshire20£23,880222,50652
South Yorkshire92£14,881658,831328
Staffordshire108£19,161444,901259
Stirling18£20,160427,71561
Strabane9£16,255461,73412
Suffolk73£20,803436,388140
Surrey105£19,361538,304210
Sutton - Greater London1£12,295946,4535
Swansea35£21,357326,15055
Tyne and Wear109£17,074549,255279
Waltham Forest - Greater London15£27,253213,94025
Warwickshire29£18,169652,11241
West Dunbartonshire4£14,872645,36414
West Lothian8£17,670641,69822
West Midlands234£18,894545,336444
West Sussex51£21,585428,310100
West Yorkshire281£20,087548,587530
Wiltshire62£18,394543,109133
Worcestershire41£21,020542,15250
Wrexham3£15,995629,2873
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