Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
511,135 cars
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1.3 I-vtec Se Navi Euro 6 Ss
45,000mi Manual Petrol 1.3L
£8,995
Dorchester
from £189/pm
Available for a test drive at this dealer is this hatchback Honda Jazz with 45,000 miles on the dashboard, manual gearbox and 1.3 Litre petrol engine.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
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2.5 Fhev St-line X Cvt Panoramic Roof 360 Came
20,318mi Auto Hybrid 2.5L
£23,770
Wilmslow
from £499/pm
This estate Ford has just 20,318 miles clocked up on the dash and has been on the road for less than a year.
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450H L 3.5 Cvt Premium Pack
63,261mi Auto Hybrid 3.5L
£24,991
Cheltenham
from £525/pm
Durable and dependable, the Lexus RX is in the top twenty of the UK's reliability index. This used one available from this dealer is available to drive away in a blue finish and has got 63,261 mi clocked up on the dashboard.
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1.0 Tsi Life
20,736mi Manual Petrol 1.0L
£13,998
York
from £294/pm
Take a closer look at this durable Taigo which is one of Britain's top 20 most reliable vehicles. It is fitted with a 1.0 ltr petrol engine and manual transmission. This second hand model now available from our dealership in York has only 20,736 mi on the dashboard and has been finished in black.
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128Kw Style Pro 77Kwh
44,249mi Auto Electric 1.0L
£20,498
Edinburgh
from £430/pm
The Volkswagen ID.5 has been manufactured to be durable and trustworthy and is in the top twenty of the UK's reliability index. This used model is available for sale from this dealership in the tone of blue with a 1.0 litre electric engine, automatic transmission and 44,249 miles on the clock .
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1.5 Turbo D Ultimate
18,370mi Auto Diesel 1.5L
£15,998
Stoke-on-Trent
from £336/pm
Trustworthy and durable, the Vauxhall Grandland is in the top twenty of the UK's reliability index and at this dealer you can pick up this second hand 1.5 Turbo D Ultimate for £15,998.
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1.2 Turbo Gs
1mi Auto Petrol 1.2L
£18,998
Glasgow
from £399/pm
Looking out to buy a Vauxhall Corsa? Then have a more detailed look at this second-hand model painted in the tone of white with a 1.2 litre petrol motor, automatic transmission and 1 miles on the clock.
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1.6 E-tech Fh 145 Iconic Esprit Alpine
1mi Auto Hybrid 1.6L
£21,498
Dundee
from £451/pm
Available for sale is this Renault Clio with automatic transmission and a 1.6 LTR hybrid motor. On offer at the marvellous price of only £21,498 and manageable payments on hand starting at £ pm.
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1.2 Puretech Gt Eat8
26,695mi Auto Petrol 1.2L
£16,498
Edinburgh
from £346/pm
This Peugeot 308 1.2 Puretech Gt Eat8 is a vehicle that has a high ranking for its trustworthiness. This dealer has a second hand one in stock that has 26,695 miles on the clock and incorporates a 1.2 litre petrol engine with automatic transmission.
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1.2 Puretech Active Premium
38,802mi Manual Petrol 1.2L
£12,498
Stoke-on-Trent
from £262/pm
A marvellous price of just £12,498 is currently being advertised by our dealership on this low mileage Peugeot 2008 1.2 Puretech Active Premium that has only 38,802 miles on the dashboard.
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130Kw Trophy Connect Ev 51Kwh
6,882mi Auto Electric 1.0L
£18,498
Liverpool
from £388/pm
Would you like to own a model that's built to be trustworthy and dependable and is among those ranked in the top twenty of Britain's reliability index? Well, consider this used but, almost impeccable, like new ZS that is in fantastic condition both in and out. It from our dealership in Liverpool contains a 1000 cc electric engine with automatic transmission and has 6,882 miles clocked-up on the dash.
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160Kw 67Kwh
1mi Auto Electric 1.0L
£27,998
Glenrothes
from £588/pm
A 1.0L electric engine and automatic transmission are only some of the attributes that this hatchback car is offering its new owner.
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1.0 Tgdi 48V Mhev Premium
24,574mi Manual Petrol 1.0L
£12,798
Newcastle
from £269/pm
Listed among Britain's top 20, most dependable and trustworthy cars, this Hyundai is fitted out with manual transmission and a 1.0 Ltr petrol engine. This dealership currently has this second hand model on offer that has 24,574 miles clocked-up on the dashboard and a white finish.
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1.0 Civic Sr Vtec
46,728mi Manual Petrol 1.0L
£10,050
Derby
from £211/pm
There is a low price at this dealership in Derby on this near mint, top ten, best-selling Honda Civic with manual transmission with a 1000cc petrol motor and 46,728 miles clocked up on the dash.
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2.0 Insignia Sri Nav Cdti Ecoflex Ss
65,332mi Manual Diesel 2.0L
£4,550
Derby
from £96/pm
A great price is being advertised by this dealership for this Insignia that's been designed to have trustworthiness and reliability in mind.
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1.2 16V 75 Ambiance
37,590mi Manual Petrol 1.1L
£4,998
Morecambe
from £105/pm
On the market and ready for you to drive away is this dependable and durable Dacia Sandero that is in the UK's top 10 reliability index. It is fitted with manual transmission and a 1100 cc petrol motor. This used model currently for sale at our dealership in Morecambe only has 37,590 miles clocked up on the dash and has been finished in the shade of white.
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2.2 Bluehdi H2 Van 140Ps Enterprise Edition
59,459mi Manual Diesel 2.2L
£12,998
Glasgow
from £273/pm
59,459 miles clocked up on the dash and coming finished in the shade of white, this car comes fitted with manual transmission and a 2200 cc diesel engine.
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1.5T Dm-i Awd Design
7,332mi Auto Hybrid 1.5L
£27,298
Ayr
from £573/pm
Finished in the shade of black, this 1.5 litre hybrid Byd with automatic transmission is currently available to take out on a test drive.
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118I 136 M Sport Step Lcp
37,133mi Auto Petrol 1.5L
£19,498
Stirling
from £409/pm
Be the new owner of this BMW incorporating a 1.5 L petrol engine and automatic transmission. This second hand one at our dealership comes finished in grey and has got 37,133 miles clocked up on the dash.
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35 Tfsi Black Edition
23,127mi Manual Petrol 2.0L
£18,498
Kilmarnock
from £388/pm
Available in blue, this saloon is equipped with a 2.0 LTR petrol engine with manual transmission and it has 23,127 miles clocked up on the dashboard.
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Black Edition Tfsi 367 Ps S Tronic
7,980mi Auto Petrol 3.0L
£52,980
Blackburn
from £1,112/pm
This estate car is in an almost pristine, nearly new condition throughout. It's on offer and ready for its new owner to take home with the option to purchase it on finance commencing at only £ monthly.
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1.6 Tdi Se Business Euro 6 Ss
108,600mi Manual Diesel 1.6L
£7,080
Swindon
from £149/pm
Now offered by our dealership, for the amazing price of £7,080 is this Passat 1.6 Tdi Se Business Euro 6 Ss that has an outstanding reputation for durability and trustworthiness. This model offers a 1600CC diesel engine, manual transmission and has 108,600 miles clocked up on the dash.
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1.6T Hybrid N Line S
10,250mi Auto Hybrid 1.6L
£28,164
High Wycombe
from £591/pm
Looking to buy a Tucson? Then have a more detailed look at this second-hand like new one that's still in splendid, nearly new condition in and out. This model that is now available for viewing at our dealership in the High Wycombe area comes fitted with automatic transmission, a 1600cc hybrid engine and has only done a mere 10,250 miles.
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2.0 E-skyactiv G Mhev Centre-line
37,420mi Auto Petrol 2.0L
£17,159
Newbury
from £360/pm
This estate Mazda CX-5 has 37,420 miles clocked-up on the dashboard and comes equipped with a 2.0 Litre petrol motor and automatic transmission.
Driving a new or quality used car doesn't have to come with a sky-high price tag. Car finance offers a convenient and accessible way for UK drivers to get behind the wheel of a car they love without the need for a large upfront payment. If you're working with a budget of £200 per month, there are numerous options available to you.
Identify the Right Car for Your Needs
With a budget of £200 per month, you have access to a wide range of cars, from sporty coupes to spacious SUVs. Popular choices within this budget include the Audi A3, Mercedes-Benz A-Class, and BMW 1 Series. When selecting a car, consider factors such as running costs, insurance premiums, fuel efficiency, and maintenance costs to ensure that it aligns with your overall budget.
Understand Your Finance Options
There are several finance options available to car buyers, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Take the time to understand the features of each finance option, including deposit requirements, monthly payments, interest rates, and end-of-term options. This will help you make an informed decision that best suits your budget and requirements.
Shop Around for the Best Deal
When it comes to car finance, it pays to shop around. Take the time to compare finance offers from various providers, including banks, credit unions, and online lenders. Many car dealerships also offer in-house financing, which may provide competitive rates and flexible terms. Use online comparison tools to quickly identify the best deals based on your budget and preferences.
Maximise Your Deposit
The size of your deposit will significantly influence your monthly payments. A larger deposit will reduce the amount you need to finance, resulting in lower monthly payments and potentially lower interest rates. If possible, save up for a more substantial deposit to maximise your budget and reduce your monthly payments.
Consider the Term of Your Finance Agreement
The length of your finance term will impact your monthly payments. A shorter finance term will result in higher monthly payments but may save you money on interest in the long run. Conversely, a longer finance term will reduce your monthly payments but may result in higher overall interest costs. With a budget of £200 per month, you can opt for a shorter finance term to maximise your savings.
Conclusion:
With careful planning and research, finding a car finance deal for £200 per month is entirely achievable. By selecting the right car, understanding your finance options, shopping around for the best deal, and considering your deposit and finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom and convenience of driving a quality car without the high upfront cost.