Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Suzuki Swift on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

1,490 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Swift on finance

Acquiring a used Suzuki Swift via finance entails a few essential steps and understanding various financing options. Here’s a simplified guide to walk you through it:

1. Plan Your Finances:

  • Budgeting: Consider both upfront and ongoing costs like maintenance and insurance.
  • Credit Score: Ensure your credit score is in good shape to secure better finance rates.

2. Explore Financing Options:

a. Bank Loan:
  • Pros: Fixed interest rates, clear repayment plan.
  • Cons: Requires a healthy credit score.
b. Hire Purchase (HP):
  • Pros: Simple structure, own the car after the last payment.
  • Cons: Monthly payments might be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexible end-term options.
  • Cons: Larger final payment to retain the car.
d. Dealership Financing:
  • Pros: Convenience, potential promotional offers.
  • Cons: Rates might be higher than bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Can be an easy online process, sometimes with competitive rates.
  • Cons: Understand the platform's terms and legitimacy thoroughly.

3. Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with robust reviews and a solid reputation.
b. Negotiating the Deal:
  • Know the average market price of a used Suzuki Swift to bolster negotiations.
c. Understanding the Agreement:
  • Ensure clarity about terms, interest rates, and any additional fees.
d. Insuring the Vehicle:
  • Choose an insurance policy that suits your usage and budget.

4. Ownership and Management:

  • Maintenance: Stick to the service schedule to prolong the car’s lifespan.
  • Payments: Ensure timely monthly payments to maintain a healthy credit rating.

5. Additional Tips:

  • Vehicle Check: Have a trusted mechanic inspect the car before purchase.
  • Depreciation: Remember cars depreciate; consider this in your budgeting.
  • Warranties: Explore if the car comes with any existing warranty or if you can purchase one.

Closing Thoughts:

Navigating through the process of financing a used Suzuki Swift involves due diligence in understanding your financing options and meticulously planning your budget. By being mindful of each step and managing your ongoing costs efficiently, you’ll be set to enjoy your Suzuki Swift with financial peace of mind.

About the Suzuki Swift

The Suzuki Swift, a compact and nimble hatchback, has carved a special place in the hearts of British drivers who appreciate affordability, efficiency, and agile city driving. In a country where navigating tight urban streets and enjoying economical motoring are top priorities, the Swift has become a trusted companion. In this article, we'll explore the standout features of the Suzuki Swift, introduce its competitors in the UK market, and discuss the appealing financing options available for this reliable hatchback.

Suzuki Swift Key Features:

  • Compact Agility: The Swift's small size and nimble handling make it perfect for navigating crowded city streets and fitting into tight parking spaces, ensuring convenience for urban dwellers.
  • Efficient Engines: The Swift is known for its fuel efficiency, with a range of petrol engines that provide excellent mileage without breaking the bank.
  • Modern Styling: With its contemporary design, including a distinctive front grille and bold lines, the Swift adds a touch of style to city driving.
  • User-Friendly Tech: Inside, you'll find a straightforward infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Suzuki Swift faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Fiesta: The Fiesta is known for its fun-to-drive nature, stylish design, and a wide range of engine choices, making it a popular choice among urban drivers.
  • Volkswagen Polo: Volkswagen's Polo offers a comfortable ride, a well-crafted interior, and advanced tech features, appealing to those seeking a premium hatchback.
  • Toyota Yaris: The Yaris combines practicality with efficiency, offering a comfortable cabin and a range of hybrid powertrains for eco-conscious drivers.
  • Renault Clio: Renault's Clio provides a blend of style and affordability, with a modern design and a range of engines to suit different preferences.

Conclusion:

The Suzuki Swift, with its compact agility, efficiency, and modern styling, has established itself as a practical and affordable hatchback for British drivers who demand economical city motoring. In a country where compact size and affordability matter, the Swift delivers a compelling package. With flexible financing options, owning this reliable hatchback becomes an accessible and attractive proposition for those who seek an economical and nimble vehicle for their UK journeys.

Buying Guide

Want to find out everything about all Swift models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Swift buying guide here.

Suzuki Swift Data by County

Suzuki Swift data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,453£11,111634,5172,979
Aberdeenshire7£13,453322,12932
Angus7£14,466316,89617
Argyll & Bute1£6,979766,000-
Ayrshire8£9,525638,02920
Bedfordshire14£9,226843,56237
Berkshire16£8,643939,57719
Blaenau Gwent8£9,570431,03116
Borders2£11,324625,3246
Bridgend8£11,064547,88920
Bristol20£12,110526,08843
Buckinghamshire24£10,741640,46030
Caerphilly2£5,6431264,7584
Cambridgeshire36£9,723745,53849
Cardiff18£14,023216,36022
Carmarthenshire8£11,444435,76010
Cheshire24£11,100529,07855
Conwy7£16,44629,00411
Cornwall20£14,357316,87940
County Antrim12£11,970433,35434
County Armagh3£10,912431,1584
County Down8£11,823549,83821
County Durham39£11,274537,60082
County Fermanagh1£9,750361,000-
County Londonderry5£8,485641,6425
County Tyrone3£8,395769,3504
Cumbria22£13,777317,34732
Denbighshire1£10,995612,414-
Derbyshire40£12,761428,20870
Devon18£9,899743,44469
Dorset36£15,017418,64035
Dumfries & Galloway11£14,947312,6935
Dunbartonshire2£8,995544,7161
East Lothian1£16,99915,584-
East Riding of Yorkshire18£13,193321,47629
East Sussex30£10,904740,11442
Essex48£11,364529,53654
Falkirk4£11,822424,96623
Fife15£11,743523,59424
Gloucestershire14£12,181529,62028
Greater London37£9,988640,57764
Greater Manchester64£10,455632,677129
Hampshire53£11,770528,21188
Herefordshire2£11,725910,88414
Hertfordshire41£10,451735,448115
Highland6£15,365421,68114
Inverclyde7£15,709316,35717
Isle of Anglesey2£2,9951480,0001
Isle of Wight5£9,917844,3469
Kent23£12,460526,99437
Lanarkshire18£10,230640,62563
Lancashire42£8,551847,91486
Leicestershire27£9,428743,98849
Lincolnshire29£11,156541,78477
Merseyside14£11,615422,88648
Merthyr Tydfil1£6,2501052,3843
Midlothian9£10,820532,38325
Monmouthshire1£6,5941478,1008
Moray1£13,495430,693-
Neath Port Talbot6£13,871322,4639
Newport8£11,358628,97633
Norfolk17£10,338641,98333
North Yorkshire28£12,671424,60668
Northamptonshire28£12,765425,55935
Northumberland18£17,938211,19143
Nottinghamshire17£11,293531,85758
Oxfordshire1£6,9951169,0008
Pembrokeshire7£13,727321,3193
Perth & Kinross3£11,323720,4474
Renfrewshire2£13,498422,72710
Rhondda Cynon Taf12£8,043752,6116
Shropshire10£12,084527,07931
Somerset32£13,284421,84657
South Yorkshire30£10,155634,73260
Staffordshire37£12,410423,96136
Stirling1£7,895729,8275
Suffolk33£14,435321,10349
Surrey25£8,392738,62137
Swansea7£10,612533,63017
Torfaen2£6,3451156,9761
Tyne and Wear26£10,665640,88463
Warwickshire11£12,286425,59623
West Lothian3£8,513731,61816
West Midlands36£9,850739,848113
West Sussex13£10,703634,67340
West Yorkshire66£11,687526,635199
Wiltshire22£13,546527,70958
Worcestershire8£10,934539,95624
Wrexham1£4,1001191,500-
Add postcode for better results.