Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Fiesta on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

7,881 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Fiesta on finance

Navigating the world of car finance can often seem daunting, especially when it comes to buying a used vehicle. However, for those looking to finance a used Ford Fiesta on finance in the UK, there are several viable options to explore. The Ford Fiesta has long been a popular choice amongst British drivers due to its affordability, reliability, and style. Here's a concise guide to help you understand your financing options and make an informed decision.

1. Personal Loan:

One of the most straightforward ways to finance a used Ford Fiesta is through a personal loan. Banks, building societies, and online lenders offer these loans. If you have a good credit history, you can secure competitive interest rates. Once approved, you receive the loan amount in a lump sum, which you can then use to buy the car outright. Afterwards, you make fixed monthly repayments over a period, typically ranging from one to seven years.

2. Hire Purchase (HP):

HP is a common method of car financing in the UK. With HP, you pay an initial deposit, followed by fixed monthly instalments. At the end of the term, once all payments have been made, you own the car outright. It's worth noting that the vehicle serves as collateral during the contract term, which means if you fail to make the payments, the car could be repossessed.

3. Personal Contract Purchase (PCP):

PCP is another popular car finance option in Britain. It begins with a deposit, followed by lower monthly repayments than an HP agreement. However, at the end of the term, there's a significant 'balloon' payment to make if you wish to own the car. If not, you can simply hand back the keys and walk away, or trade the car in for a new one and start a new PCP agreement.

4. Dealer Financing:

Many car dealerships offer in-house financing options. This can be an attractive choice because dealerships sometimes have promotional offers, such as reduced interest rates or cashback deals. Always read the fine print and compare the total amount payable to other financing options to ensure you're getting a good deal.

5. Peer-to-Peer Lending:

The digital age has introduced peer-to-peer (P2P) lending platforms where individuals can borrow from private lenders instead of traditional financial institutions. These platforms often offer competitive rates, but it's essential to understand the terms and ensure the platform is reputable.

Final Thoughts:

When considering financing a used Ford Fiesta, it's crucial to assess your financial situation, understand the total amount payable, and read all terms and conditions. Consider seeking financial advice or using online calculators to determine which option offers the best value for your circumstances. With the right planning and research, you'll be driving away in your Ford Fiesta, confident in your financing choice.

About the Ford Fiesta

The Ford Fiesta stands out as an emblematic figure in Ford's illustrious lineage of automobiles. Today, it stands toe-to-toe with rivals like the Vauxhall Corsa, Mazda 2, Honda Fit, and the Toyota Yaris, ensuring that the competition remains as fierce as ever. Those looking for a used Ford Fiesta on finance will find it offers great value.

Driving Experience:
True to Ford's legacy of delivering an engaging drive, the Fiesta shines in its segment. The vehicle boasts a nimble steering response, providing tactile feedback that connects the driver to the road. Its excellent grip, coupled with commendable body control, ensures that every drive feels spirited yet controlled. Additionally, for those considering a used Ford Fiesta on finance, this car promises an enjoyable driving experience that remains consistent over the years.

Exterior Design:
The Fiesta's exterior has evolved gracefully over time. While it's undergone subtle changes to keep up with modern aesthetics, it retains its iconic silhouette, making it instantly recognisable to automobile enthusiasts.

Interior Upgrades:
The Fiesta's cabin has witnessed a transformative upgrade. Gone are the days of pervasive hard plastics. The latest models introduce occupants to plush, soft-touch materials, paired with an intuitive and aesthetically pleasing layout. Central to this transformation is the inclusion of a touchscreen infotainment system, available in 6.5-inch or 8-inch displays based on the chosen trim. This system integrates navigation, Apple CarPlay, and Android Auto, ensuring seamless connectivity on the go.

Space and Practicality:
While the Fiesta might not boast the most expansive interior in its class, it compensates with thoughtful design. Passengers can expect ample legroom and headroom. As for storage, the three-door variant offers a 292-litre boot space, expandable to 1,093 litres with rear seats folded. Meanwhile, the five-door model provides a slightly roomier 303-litre capacity, which can be increased to 984 litres when the back seats are folded down.

Buying Guide

Want to find out everything about all Fiesta models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Fiesta buying guide here.

Ford Fiesta Data by County

Ford Fiesta data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,687£8,883848,49516,380
Aberdeenshire41£10,322738,731124
Angus54£9,751748,30983
Ayrshire72£11,239534,501102
Bedfordshire155£6,865961,181245
Berkshire143£6,6191057,065282
Blaenau Gwent21£8,443852,30442
Borders17£10,314642,48626
Bridgend54£8,724751,63695
Bristol158£5,7901162,214346
Buckinghamshire145£6,9691060,631299
Caerphilly27£6,0281074,56925
Cambridgeshire165£8,111956,069348
Cardiff58£9,619844,836102
Carmarthenshire19£10,742641,27624
Ceredigion3£9,762741,1062
Cheshire210£8,701845,659513
Clackmannanshire2£7,998856,7384
Conwy19£9,424854,70036
Cornwall54£9,599747,49580
County Antrim54£8,732747,623106
County Armagh18£10,901535,96438
County Down28£8,4311059,16558
County Durham116£8,036856,385269
County Fermanagh2£13,75056,0663
County Londonderry20£8,179761,00026
County Tyrone11£9,167753,09220
Cumbria43£10,227646,516128
Denbighshire5£9,053641,3563
Derbyshire156£9,604744,111343
Devon127£8,471850,543271
Dorset76£8,713945,167135
Dumfries & Galloway3£8,828765,6138
Dunbartonshire10£9,207749,86714
East Lothian8£10,312730,9478
East Riding of Yorkshire56£8,485850,698157
East Sussex72£9,333844,258125
Essex294£8,307851,629603
Falkirk38£9,892752,40050
Fife65£8,553850,636122
Flintshire20£6,8401274,73920
Gloucestershire66£6,5721160,552157
Greater London348£7,371955,251705
Greater Manchester340£7,913852,096796
Gwynedd6£8,328855,44319
Hampshire241£8,390951,220472
Herefordshire24£7,286951,61351
Hertfordshire157£8,308847,785338
Highland16£12,159530,60145
Inverclyde2£11,647721,0727
Isle of Anglesey21£7,892964,69724
Isle of Wight8£6,8221058,61317
Kent195£7,859952,970497
Lanarkshire106£9,641741,704329
Lancashire270£7,817852,048531
Leicestershire127£8,133850,589344
Lincolnshire119£8,925749,174270
Merseyside143£8,375850,357332
Merthyr Tydfil17£10,906641,22527
Midlothian63£8,561851,797156
Monmouthshire12£5,8541271,75226
Moray16£11,795629,56735
Neath Port Talbot12£9,080851,75114
Newport32£8,767747,80184
Norfolk151£8,367851,307274
North Yorkshire104£9,324848,497264
Northamptonshire106£7,888855,179220
Northumberland32£9,203745,18459
Nottinghamshire156£8,941847,939312
Oxfordshire28£9,384738,146114
Pembrokeshire5£8,708742,41614
Perth & Kinross19£11,638530,96844
Powys1£14,395314,7631
Renfrewshire20£11,058640,52578
Rhondda Cynon Taf82£8,236854,68198
Rutland2£10,150712,3833
Shropshire62£8,578848,591150
Somerset99£8,583950,750189
South Yorkshire183£7,155966,617320
Staffordshire139£8,512846,212341
Stirling14£10,197639,59145
Suffolk109£8,868849,750247
Surrey161£7,809851,627333
Swansea53£9,739742,28796
Torfaen7£7,309954,84815
Tyne and Wear148£8,296853,404324
Vale of Glamorgan5£11,146628,61620
Warwickshire50£8,578851,000140
West Lothian26£6,6251067,11261
West Midlands347£7,809955,962795
West Sussex120£8,709846,712225
West Yorkshire265£8,036849,472614
Wiltshire115£9,055845,116207
Worcestershire76£9,085848,526177
Wrexham22£7,172951,41239
Add postcode for better results.