Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW 1 Series on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,025 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a BMW 1 Series on finance

Navigating through the process of getting aused BMW 1 Series on finance can be made smoother with a well-structured plan and understanding of available options. The 1 Series is widely recognized for its blend of sportiness and practicality, making it a popular choice among drivers. Below is a guide that explores key considerations and steps when getting a used BMW 1 Series on finance.

Getting Started:

1. Establish a Budget:

  • Calculate how much you can afford for monthly payments, insurance, and maintenance.

2. Check Your Credit Score:

  • A higher credit score generally offers access to better financing rates and terms.

3. Selecting a Model:

  • Identify the model, age, and condition of the 1 Series that aligns with your needs and budget.

4. Vehicle Assessment:

  • Ensure a detailed inspection and verification of the car’s history and condition.
  • Consider involving a professional mechanic for inspection.

Financing Options:

1. Personal Loan:

  • Borrow from a bank or lender, purchase the car outright and repay the loan in instalments.

2. Hire Purchase (HP):

  • Make an initial deposit and pay the rest in monthly instalments. Ownership transfers to you after the last payment.

3. Personal Contract Purchase (PCP):

  • Pay lower monthly instalments and decide at the contract end whether to return, buy, or exchange the car.

4. Lease Purchase:

  • Similar to PCP but you’re obligated to buy the car at the end of the agreement.

5. Dealership Finance:

  • Obtain financing directly through the dealership. Ensure to compare these deals with external finance options.

6. Peer-to-Peer Lending (P2P):

  • Secure funds directly from individual lenders using online platforms, ensuring to comprehend all terms and confirm the platform's legitimacy.

Buying Procedure:

1. Choose a Reliable Seller:

  • Ensure they provide thorough vehicle history and are transparent in dealings.

2. Price Negotiation:

  • Engage in discussions regarding pricing, ensuring all costs are transparent.

3. Test Drive:

  • Never skip the test drive to assess the vehicle’s performance and condition.

4. Opt for a Financing Plan:

  • Ensure the terms are clear, and that the plan is financially viable for you.

5. Acquire Insurance:

  • Finalize insurance before taking ownership of the car.

6. Paperwork:

  • Complete all necessary documents accurately and keep copies for your records.

Additional Considerations:

  • Depreciation: The car’s value will depreciate over time; consider this in your investment.

  • Warranty: Evaluate if there’s an existing warranty or the possibility of purchasing an extended warranty.

  • Total Payable Amount: Be aware of the total amount payable over the duration of the finance term.

  • Final Payments: If you opt for PCP, be prepared for the balloon payment if you wish to retain the car.

In Summary:

Embarking on the journey to finance a used BMW 1 Series requires thorough research, careful evaluation of finances, and a comprehensive understanding of available finance options. Engage with financial advisors or utilize online resources to fortify your knowledge and decision-making capability, ensuring a satisfactory purchase and ownership experience.

About the BMW 1 Series

When one thinks of luxury compact cars that resonate with agility and sophistication, BMW's 1 Series often springs to mind. First launched in 2004, the 1 Series entered a market dominated by mainstream hatchbacks, introducing the concept of a premium compact to many drivers.

Diverse Generations:

Over the years, the 1 Series has evolved through various iterations, with each generation reflecting the shifting priorities and tastes of drivers. Whether it was the rear-wheel-drive dynamics of the earlier models or the more space-efficient front-wheel-drive layout of the latest versions, the 1 Series always prioritised driver engagement and luxury.

Interiors and Technology:

Step inside, and the cabin exudes a sense of quality, seamlessly integrating the latest infotainment and driver-assistance systems. BMW's commitment to blending sportiness with luxury is evident in the fine materials, ergonomics, and the driver-centric layout that the brand is renowned for.

Rivals in the Spotlight:

In the luxury compact segment, the 1 Series competes with the likes of the Audi A3, Mercedes-Benz A-Class, and the Volkswagen Golf. While each brings its set of virtues to the table, BMW's offering has carved a niche for itself with its unique driving dynamics and undying focus on the driving experience.

Financing Your Dream:

BMW appreciates that driving a luxury hatchback is a dream for many. To simplify this journey, they offer an array of tailored finance options. This means whether you're setting sights on a brand-new model or considering a certified pre-owned 1 Series, BMW ensures the financial aspects are as smooth as the drive itself.

A Look Ahead:

The 1 Series has played a pivotal role in reshaping our understanding of what a compact car can be. With electric and hybrid models on the horizon, the 1 Series is set to not just adapt to the changing automotive landscape but to continue leading in its segment.

Conclusion:

Representing more than just a car, the BMW 1 Series embodies a fusion of luxury, performance, and innovation. For those who believe that journeys are as important as destinations, this hatchback offers a delightful, premium experience.

Buying Guide

Want to find out everything about all 1 Series models, pros and cons, what to look out for and everything else you need to know? Check out our BMW 1 Series buying guide here.

BMW 1 Series Data by County

BMW 1 Series data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,855£16,930648,47211,502
Aberdeenshire53£23,898322,873120
Angus40£19,496536,37584
Ayrshire52£22,202326,26886
Bedfordshire158£13,779865,505217
Berkshire71£17,745744,952191
Blaenau Gwent9£9,879857,03315
Borders3£21,096441,5497
Bridgend7£12,109770,15920
Bristol104£13,977758,423168
Buckinghamshire96£18,372647,734162
Caerphilly12£8,5351088,1169
Cambridgeshire167£15,123758,736276
Cardiff43£17,944543,507110
Carmarthenshire3£20,325431,2898
Cheshire136£18,351550,374395
Conwy21£19,907553,44530
Cornwall24£19,789534,17530
County Antrim91£19,315440,364164
County Armagh58£20,097440,70762
County Down12£13,086861,82739
County Durham96£16,639652,016196
County Fermanagh7£18,821453,9596
County Londonderry38£13,917666,59036
County Tyrone26£17,748553,24821
Cumbria15£17,881639,49947
Derbyshire194£18,137644,581468
Devon102£18,097646,225166
Dorset30£18,992540,25974
Dumfries & Galloway5£19,477423,85411
Dunbartonshire2£21,748531,8367
East Riding of Yorkshire35£19,898432,97296
East Sussex64£16,519854,91895
Essex155£16,183649,769245
Falkirk6£15,863650,66334
Fife24£22,688532,39581
Flintshire21£11,8391163,28618
Gloucestershire68£18,968440,46590
Greater London395£17,634641,020700
Greater Manchester371£16,455651,472682
Gwynedd1£7,50010104,7914
Hampshire136£18,056642,641273
Herefordshire20£19,272533,52926
Hertfordshire143£17,031645,766344
Highland25£21,941332,75350
Inverclyde1£17,995434,432-
Isle of Anglesey1£3,99511109,3002
Isle of Wight2£11,8451067,0636
Kent114£17,754538,813220
Lanarkshire143£21,334431,638286
Lancashire219£14,775753,367400
Leicestershire86£17,904648,658212
Lincolnshire111£18,494538,393219
Merseyside107£15,536650,706168
Merthyr Tydfil9£12,868770,3366
Midlothian34£21,516426,811138
Monmouthshire5£6,3161295,99611
Moray7£22,311333,9607
Neath Port Talbot4£14,974743,0004
Newport48£17,545649,576120
Norfolk102£17,727644,418135
North Yorkshire80£19,964538,094178
Northamptonshire46£18,481542,333120
Northumberland12£16,236644,44121
Nottinghamshire93£16,900647,101216
Oxfordshire26£18,874535,40548
Pembrokeshire3£6,023888,3908
Perth & Kinross8£13,366756,76927
Powys2£20,740543,5252
Renfrewshire21£19,629332,43950
Rhondda Cynon Taf11£10,164863,71619
Shropshire40£19,656543,12985
Somerset49£19,637434,13886
South Yorkshire153£16,890653,675321
Staffordshire146£17,296544,898274
Stirling19£23,133320,98264
Suffolk51£16,849644,647124
Surrey163£16,792745,540254
Swansea27£19,983430,35866
Torfaen2£6,1981285,6157
Tyne and Wear104£17,324645,789213
Vale of Glamorgan3£14,243972,3169
Warwickshire34£17,600547,11769
West Lothian17£13,312666,24637
West Midlands234£15,713755,645493
West Sussex41£20,465530,41496
West Yorkshire200£17,748648,646448
Wiltshire102£18,856540,169190
Worcestershire34£20,541533,97474
Wrexham2£14,895740,1406
Add postcode for better results.