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Used Renault Trafic on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Trafic on finance

  1. Research the Vehicle:

    • The Renault Trafic is a popular mid-sized van, recognized for its versatility, spacious cargo area, and efficient engines.
    • Familiarize yourself with the various configurations, payloads, engine variants, and available features for different model years.
    • When considering used models, look into any common concerns or points of wear specific to the Trafic.
  2. Searching for a Used Model:

    • For reputable deals on a used Renault Trafic on finance, begin with Renault's approved-used van dealerships. These vehicles often come with certain warranties and have undergone inspections for quality.
    • Extend your search to online platforms, local van dealerships, and van supermarkets to compare prices and configurations.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you pay monthly instalments. At the end, you can choose to pay a final sum to own the van, return it, or swap for another vehicle.
    • Hire Purchase (HP): Following a deposit, you pay off the van's value in monthly instalments. Upon completion, the van becomes yours.
    • Leasing: You rent the Trafic for a determined period and return it at the end of the term.
    • Personal Loan: Acquire a loan from a bank or lender, buy the van outright, and then repay the loan in monthly instalments.
  4. Obtain and Compare Finance Quotes:

    • Seek quotes from Renault dealerships and independent finance companies. Some might have special promotions for those looking for a used Renault Trafic on finance.
    • When comparing, consider the APR (Annual Percentage Rate) to understand the total borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can influence the finance rates and terms available to you.
    • Check your credit score with UK credit bureaus (Experian, Equifax, TransUnion) and rectify any inaccuracies.
  6. Budgeting:

    • Determine an affordable monthly payment.
    • Typically, a larger deposit can lead to more favorable monthly payments.
  7. Understanding the Agreement:

    • For PCP or lease agreements, be mindful of mileage limits or conditions related to the van's wear and tear.
    • Clarify potential charges for exceeding mileage or for terminating the contract early.
  8. Negotiation:

    • Use your research to negotiate the van's price and the finance terms. Even if considering a used Renault Trafic on finance, negotiation can yield better terms.
    • Concentrate on the overall repayable amount across the agreement, rather than just the monthly payment.
  9. Finalise the Deal:

    • Once satisfied with the terms, complete the paperwork.
    • Always read the terms carefully before signing and keep copies for your records.
  10. Insurance:

  • Before driving the Trafic, ensure you have the necessary van insurance in place. Compare providers to get a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide whether to pay the balloon payment, return the van, or start a new finance agreement.
  • With HP: The Trafic is yours after all payments.
  • For leasing, ensure the van is returned in the agreed-upon condition.
  1. Account for Additional Costs:
  • Keep in mind other potential expenses, such as road tax, servicing, potential repairs, and maintenance.

Always ensure that any finance terms align with your current and expected financial situation. When in doubt, seeking advice from finance professionals or trusted individuals can be beneficial.

About the Renault Trafic

In the world of commercial vehicles, reliability, capacity, and efficiency are paramount. The Renault Trafic, a name synonymous with robustness in the UK's light commercial vehicle (LCV) sector, has consistently lived up to these expectations, making it a preferred choice for many businesses and tradespeople.

A Legacy of Dependability:

Introduced in 1980, the Renault Trafic was designed to cater to the diverse needs of the commercial vehicle market. Over the decades, it has seen multiple generations, each refining its design and capabilities, ensuring it remains relevant in a rapidly evolving industry.

Form Meets Function:

With its distinctive design, the Trafic stands out in the sea of commercial vehicles. Yet, its appeal isn't merely skin deep. Inside, it offers a spacious cargo area, versatile configurations, and modern tech features, making it as comfortable for the driver as it is practical for carrying goods or equipment.

Britain's Workhorse:

In the UK, the Trafic faces stiff competition from the likes of the Ford Transit Custom and Volkswagen Transporter. However, its reliability, coupled with Renault's commitment to after-sales support, has ensured its continued popularity on British roads.

Affordable Ownership:

Understanding the financial constraints of businesses, Renault offers a range of tailored finance solutions for the Trafic. Whether buying new or used, businesses can avail of various finance packages, making the Trafic an affordable workhorse for enterprises of all sizes.

Concluding Thoughts:

The Renault Trafic has firmly embedded itself in the UK's commercial vehicle tapestry. As a testament to Renault's engineering prowess and understanding of the LCV market, it remains a top pick for those seeking a reliable, efficient, and versatile commercial vehicle.

Buying Guide

Want to find out everything about all Trafic models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Trafic buying guide here.

Renault Trafic Data by County

Renault Trafic data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,808£16,801443,5192,265
Aberdeenshire22£20,600230,89513
Angus19£20,664115,65629
Ayrshire18£17,413233,64923
Bedfordshire8£10,6951194,3758
Berkshire31£16,421451,25732
Blaenau Gwent3£13,325661,1485
Borders2£20,748230,130-
Bridgend11£17,238341,5846
Bristol92£21,221116,886128
Buckinghamshire31£14,031871,16230
Caerphilly2£12,495363,5006
Cambridgeshire40£14,095462,48039
Cardiff6£15,542452,89717
Carmarthenshire1£11,995448,1303
Cheshire21£14,157458,16126
Cornwall6£16,113447,2089
County Antrim10£18,187430,3979
County Armagh33£24,346218,01827
County Down14£8,292342,13126
County Durham16£17,142350,51120
County Fermanagh1£15,190243,000-
County Londonderry23£19,356330,16819
County Tyrone17£15,829354,59719
Cumbria25£19,021227,13730
Denbighshire12£27,000734,9093
Derbyshire128£24,009117,56294
Devon45£20,642117,07066
Dorset7£22,49119,6018
Dumfries & Galloway13£22,99517,2057
Dunbartonshire4£18,196232,9535
East Riding of Yorkshire6£10,515495,3769
East Sussex12£21,743221,94414
Essex76£19,155232,22359
Falkirk9£12,872461,5705
Fife1£18,900220,2662
Flintshire4£18,120735,3002
Gloucestershire5£14,057368,92818
Greater London126£22,469111,876179
Greater Manchester111£16,868343,286179
Hampshire45£18,436436,43946
Herefordshire1£17,490341,4631
Hertfordshire17£16,204450,44627
Highland5£20,178224,6948
Isle of Anglesey1£11,980553,202-
Kent28£13,949557,00326
Lanarkshire91£20,160218,650240
Lancashire26£13,800664,17632
Leicestershire20£13,120564,05048
Lincolnshire38£15,493343,77933
Merseyside49£20,463114,69052
Merthyr Tydfil2£14,495349,6262
Midlothian15£19,164329,57917
Monmouthshire3£12,995472,8331
Moray8£20,058219,01617
Newport3£10,6156113,5604
Norfolk11£14,647569,86711
North Yorkshire13£16,802339,4088
Northamptonshire7£14,953445,99516
Northumberland4£16,620439,3751
Nottinghamshire17£14,067548,13338
Oxfordshire7£17,131342,7479
Pembrokeshire1£14,995429,3001
Perth & Kinross5£19,477323,93112
Rhondda Cynon Taf2£4,24513140,6733
Shropshire3£19,567119,4305
Somerset7£18,065543,3007
South Yorkshire18£14,359569,17936
Staffordshire52£18,035336,49882
Stirling12£20,722112,83232
Suffolk13£15,244453,56715
Surrey39£16,687340,21535
Swansea2£12,250451,01810
Tyne and Wear16£14,928552,20217
Vale of Glamorgan2£13,399441,696-
West Lothian5£15,296657,2657
West Midlands46£18,644445,58151
West Sussex8£13,532456,8385
West Yorkshire86£21,710222,50889
Wiltshire55£19,462223,27638
Worcestershire14£16,488338,3679
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