Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Second-hand V40 2.0 D3 R-design Pro 148 Bhp in an immaculate condition, fresh and clean throughout. It drives like a brand new vehicle with its 2000CC diesel motor, manual transmission and it has a mere 85,000 miles clocked up on the dashboard.
Advertised at the price of £9,500 and with the option to buy using credit with manageable repayments from just £ per month, this Volvo features a 2.0l petrol engine with manual transmission and has 65,732 miles clocked up on the dash.
Currently available at this dealership in the Stockport area is this V40 that possesses a diesel, 2.0 ltr engine and manual transmission. On offer and ready for its new owner to take home in a black finish with 117,869 miles clocked up on the dash.
Up for sale and ready for you to take home is this Volvo V40 1.6 D2 Se Euro 5 Ss on offer at the brilliant price of just £5,595. This dealership also gives its customers the option to pay using manageable monthly repayments with instalment plans commencing at just £ per month.
On offer at the terrific price of just £5,950 is this V40 D2 R Design, it incorporates a 1.6 ltr diesel engine with manual transmission and has got 94,000 miles clocked-up on the dashboard.
On offer and available to take on a test drive is this Volvo V40 in the shade of silver; it has clocked up 29,093 miles and incorporates a 2.0 Ltr petrol engine.
Grab the opportunity to be the happy owner of this V40 priced at only £12,525. It comes in a silver finish, has got 48,526 miles on the dash and contains a 2000 cc diesel engine.
Choose this used V40 Hatchback 2.0 D4 R-design Lux Nav Euro 6 Ss for just £7,890. Credit plans commence at just £ each month for this vehicle which contains a 2.0L diesel motor with manual transmission.
Coming equipped with a 1.6 ltr petrol motor and manual transmission, this used Volvo V40 1.6 T2 R-design Euro 5 Ss from this dealer is available to buy in the tone of blue and has 84,000 miles on the dash.
This Volvo V40 contains a 2000CC diesel engine with manual transmission and it has got 66,500 miles clocked-up on the dash. This second hand model from this dealership in Weston-super-Mare is available with a blue finish.
On offer at the low price of just £9,995 is this Volvo, it has a LTR diesel engine with manual transmission and has 75,700 miles clocked up on the dash.
This hatchback is fitted out with a 2000CC diesel engine with automatic transmission and it has got 33,591 miles clocked-up on the dash. This particular used one from this dealer in Guildford comes in the shade of black.
Available for viewing upon your request is this V40 2.0 D2 R-design 118 Bhp with 80,002 miles on the clock, automatic gearbox and 2000CC diesel engine.
Are you interested in a Volvo V40 D3 4 Cyl 152 R Design Edition Geartronic? Then have a closer look at this second-hand one finished in blue with a 2.0 ltr diesel motor, automatic transmission and 54,221 miles on the clock.
On the market and ready for its next owner to take home is this hatchback that
has a 2.0L diesel motor with manual transmission. This used model currently available from this dealership has got 69,000 miles on the clock and is finished in blue.
Take a test drive in this Volvo that
comes fitted with manual transmission and a 2.0l petrol motor. This second hand model has a black finish and has 74,284 miles clocked up on the dashboard.
Financing a used Volvo V40, known for its blend of compact dimensions, premium appeal, and practicality, doesn’t have to be daunting. Here’s a streamlined guide to help you navigate through the process efficiently and make an informed decision.
1. Understand Your Needs and Budget
Establish a Budget: Determine a spending limit considering both down-payment and potential monthly installments.
Identify Your Preferences: Explore various V40 models and specifications to align with your requirements.
2. Detailed Vehicle Research
Vehicle History Report: Ensure the car’s history is transparent and devoid of alarming issues.
Physical Inspection: A meticulous inspection by a professional can prevent future mechanical issues.
3. Assess Your Financial Health
Credit Score Review: Your credit score will influence the financing options available to you.
Financial Stability: Make certain that you can comfortably manage the prospective monthly payments.
4. Explore Various Financing Alternatives
Bank Financing: Investigate the loan options and interest rates provided by different banks.
Hire Purchase: Look into hire purchase options for a straightforward path to ownership.
Dealer Financing: Evaluate financing options provided directly by dealerships.
Personal Contract Purchase (PCP): This option may offer lower monthly installments with flexibility at the contract’s end.
5. Smart and Informed Negotiation
Knowledge is Power: Familiarize yourself with market prices to negotiate effectively.
Assertive Communication: Use your knowledge and clarity of purpose to achieve a beneficial deal.
6. Scrutinize the Contract
Review All Details: Ensure all aspects, including interest rates and payment terms, are as per the negotiation.
Legal and Contractual Clarity: Make sure all legal aspects of the contract are clear and transparent.
7. Final Steps Before Purchase
Insurance: Ensure you select a suitable insurance policy prior to finalizing the purchase.
Documentation: Complete all paperwork diligently to avoid future complications.
8. Ongoing Management and Maintenance
Regular Payments: Manage your finances to ensure timely payments and safeguard your credit score.
Vehicle Upkeep: Regular maintenance is vital to preserving the car’s condition and value.
9. Future Planning
End of Term Decisions: Consider options like refinancing or selling at the end of the payment term.
Maintain Resale Value: Keeping the car in optimum condition will secure a better resale value.
Conclusion
By being methodical and informed at each stage, from vehicle research and budgeting, to financing and future planning, you can seamlessly navigate through the process of financing a used Volvo V40. With disciplined financial management and regular vehicle maintenance, your ownership journey can be smooth and rewarding.
About the Volvo V40
The Volvo V40 holds a special place in Volvo's lineup as a premium compact hatchback that marries the brand's commitment to safety with its renowned Scandinavian design ethos. In the UK, the V40 has been a popular choice among those who seek a blend of luxury, safety, and practicality in a more compact form.
Key Features and Specifications
Elegant Styling: The V40 carries Volvo's minimalist design language with a distinctive front fascia, the iconic "Thor's Hammer" LED daytime running lights, and a sleek profile.
Safety First: True to Volvo's legacy, the V40 is packed with safety features, including the groundbreaking pedestrian airbag, City Safety automatic braking, and multiple other active and passive safety systems.
Engine Choices: The V40 offers a range of petrol and diesel engines, ensuring both performance and efficiency. The Drive-E powertrains, in particular, emphasize reduced emissions without sacrificing power.
Interior Comfort: The cabin is a testament to Scandinavian luxury with high-quality materials, ergonomic design, and an infotainment system that keeps drivers connected and entertained.
Popular Models in the UK The V40's offerings cater to a range of preferences:
Volvo V40 Momentum: The entry-level trim, providing essential features and comforts like the high-performance audio system, cruise control, and Volvo's City Safety.
Volvo V40 R-Design: Targeted at those who desire a sportier touch, the R-Design offers sportier design cues, a unique grille, and sport seats.
Volvo V40 Inscription: For those who prioritize luxury, the Inscription trim brings leather upholstery, unique alloy wheels, and chrome exterior details.
Volvo V40 Data by County
Volvo V40 data for the amount in stock, average price, age and mileage throughout
the UK and by county.