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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All917£8,830737,3182,237
Aberdeen City12£8,918733,86819
Aberdeenshire3£11,863531,2938
Angus2£6,4951049,5503
Antrim1£6,495842,3161
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Bedfordshire13£5,9851054,73828
Berkshire16£9,670729,06335
Bexley - Greater London2£6,1401037,0002
Blaenau Gwent2£11,247541,2794
Brent - Greater London2£10,348628,1524
Bristol12£7,560746,88931
Bromley - Greater London2£8,845815,8813
Buckinghamshire20£9,950729,30932
Caerphilly1£6,995764,0002
Cambridgeshire12£8,042741,09537
Cardiff9£7,831846,15319
Carmarthenshire2£8,495922,1805
Ceredigion4£9,420722,98511
Cheshire19£10,833525,33157
City of Edinburgh17£9,340733,05439
City of London - Greater London11£7,508742,79020
Clackmannanshire1£6,9981160,670-
Conwy1£8,995617,0007
Cookstown1£9,795531,100-
Cornwall4£12,745515,45516
County Durham12£7,471836,70849
Craigavon3£9,162627,2021
Croydon - Greater London1£8,495727,8105
Cumbria12£10,424626,77930
Derbyshire16£9,629626,86745
Devon26£10,434631,72148
Dorset12£11,181622,64627
Dumfries and Galloway1£7,2951226,8412
Dundee City2£11,147623,72014
Ealing - Greater London2£4,9951160,0008
East Ayrshire4£5,6961066,7046
East Dunbartonshire1£9,99859,3072
East Lothian1£5,999849,5802
East Riding of Yorkshire4£9,513736,11214
East Sussex4£8,320848,44221
Enfield - Greater London1£7,995550,8882
Essex20£9,270739,09750
Fife16£11,999527,44837
Flintshire1£4,750891,8272
Glasgow City18£9,778728,21629
Gloucestershire18£8,289837,07456
Greater Manchester55£8,192840,06276
Gwynedd3£12,477717,6001
Hampshire29£8,925837,05273
Harrow - Greater London4£5,645841,3978
Havering - Greater London3£5,1301057,8114
Herefordshire2£8,682816,81518
Hertfordshire19£8,186838,61945
Highland2£7,498954,4439
Hillingdon - Greater London1£7,8991117,7839
Hounslow - Greater London4£7,7231039,9794
Inverclyde1£4,6901162,4283
Isle of Wight2£7,2451230,9504
Kent23£9,877631,79757
Kingston upon Thames - Greater London4£6,838945,6993
Lancashire19£8,240842,69667
Larne1£6,995846,000-
Leicestershire9£9,152739,41629
Lincolnshire8£7,492838,64541
Merseyside13£7,337947,21233
Merthyr Tydfil1£11,999640,4525
Moray2£7,4971029,3435
Neath Port Talbot2£10,918622,7696
Newport5£8,893833,6967
Newtownabbey2£10,497515,7597
Norfolk16£7,482836,70048
North Ayrshire4£7,699740,6012
North Down4£5,670878,533-
North Lanarkshire2£13,498313,76512
North Yorkshire13£8,955729,33557
Northamptonshire13£8,925643,45925
Northumberland3£11,811634,5017
Nottinghamshire10£6,709950,21653
Oxfordshire7£8,012831,91819
Pembrokeshire1£16,190317,0003
Perth and Kinross4£14,324418,5138
Renfrewshire4£10,211738,66712
Rhondda Cynon Taf4£10,874538,6157
Rutland1£5,4501069,9101
Scottish Borders2£7,575923,3265
Shropshire5£8,898828,02815
Somerset8£9,867736,82442
South Ayrshire1£5,9951256,3435
South Yorkshire18£7,543743,60354
Staffordshire24£9,630731,91754
Stirling5£9,867633,5656
Suffolk26£8,900734,68939
Surrey21£8,863731,32448
Swansea8£9,204830,58721
Tyne and Wear19£8,129841,58451
Waltham Forest - Greater London3£12,299310,2041
Wandsworth - Greater London2£14,599417,2265
Warwickshire12£8,539736,14720
West Dunbartonshire1£16,998218,8431
West Lothian2£6,4471060,4017
West Midlands27£10,018729,74759
West Sussex24£8,046853,73244
West Yorkshire35£7,722842,976102
Wiltshire8£8,567830,55521
Worcestershire18£8,798842,73430
Wrexham1£6,9951159,2545
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