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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All932£8,915737,6092,203
Aberdeen City9£8,480829,71521
Aberdeenshire3£11,863531,2936
Angus2£6,4001049,5504
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Ballymoney1£7,250663,155-
Bedfordshire12£6,800946,37829
Berkshire14£8,370836,45137
Bexley - Greater London3£5,9261035,0172
Blaenau Gwent2£11,247541,2793
Brent - Greater London1£5,700952,0005
Bristol13£7,787745,12928
Bromley - Greater London1£7,595810,7893
Buckinghamshire17£9,680730,28636
Caerphilly1£6,995764,0002
Cambridgeshire9£8,123845,43836
Cardiff9£7,809846,15316
Carmarthenshire2£8,495922,1805
Ceredigion5£10,096622,10911
Cheshire18£10,247628,10157
City of Edinburgh16£9,643629,24041
City of London - Greater London10£8,299734,34823
Clackmannanshire1£6,9981160,670-
Conwy2£7,745729,5007
Cookstown1£9,795531,100-
Cornwall4£11,620526,45517
County Durham13£7,553836,10445
Craigavon3£9,162627,1971
Croydon - Greater London1£8,495727,8104
Cumbria13£10,291628,54129
Derbyshire15£9,760625,33445
Devon24£10,297633,09050
Dorset11£10,917725,92228
Dumfries and Galloway1£7,2951226,8412
Dundee City2£11,147623,72014
Ealing - Greater London2£4,9951160,0007
East Ayrshire3£5,6621070,9987
East Dunbartonshire1£9,99859,3072
East Lothian1£5,999849,5802
East Riding of Yorkshire3£9,517638,02515
East Sussex7£7,716943,63120
Enfield - Greater London1£7,995550,8882
Essex23£9,039740,16544
Fife13£14,554423,82539
Flintshire1£4,750891,8272
Glasgow City17£9,557629,60232
Gloucestershire17£8,559738,33356
Greater Manchester54£8,254836,65371
Gwynedd1£13,490618,0003
Hammersmith & Fulham - Greater London1£15,99063,9692
Hampshire28£8,941838,03271
Harrow - Greater London4£5,645841,3977
Havering - Greater London3£5,1301057,8114
Herefordshire3£9,134815,26514
Hertfordshire21£8,610733,62741
Highland4£8,522735,2158
Hillingdon - Greater London3£9,296633,5246
Hounslow - Greater London4£7,7231039,9793
Inverclyde1£4,5901162,4283
Isle of Wight2£7,2451230,9503
Kent29£10,070633,80556
Kingston upon Thames - Greater London3£6,567946,3454
Lancashire24£8,702839,51364
Larne2£5,9931069,617-
Leicestershire8£10,733630,10429
Lincolnshire6£6,506946,91438
Merseyside13£8,274740,71532
Merthyr Tydfil1£11,999640,4385
Moray2£8,995822,5106
Neath Port Talbot1£14,340415,5388
Newport2£7,135843,44010
Newtownabbey4£8,866629,2666
Norfolk17£7,345844,07048
North Ayrshire4£7,699740,6012
North Down3£5,563976,7631
North Lanarkshire6£11,448516,10911
North Yorkshire14£9,346634,61558
Northamptonshire14£8,287649,55023
Northumberland3£9,975756,3247
Nottinghamshire15£7,644844,81551
Oxfordshire5£7,771834,06519
Pembrokeshire2£15,490419,8033
Perth and Kinross5£13,798420,8657
Renfrewshire5£10,968635,68210
Rhondda Cynon Taf4£10,223742,3377
Rutland1£5,4501069,9101
Scottish Borders2£7,575923,3264
Shropshire5£9,132821,35416
Somerset11£9,078736,77437
South Ayrshire1£9,499723,1476
South Lanarkshire1£7,850645,5494
South Yorkshire19£7,199844,99148
Staffordshire24£11,665629,59654
Stirling6£9,572633,5695
Suffolk21£8,672736,27845
Surrey24£9,526628,35748
Swansea11£10,466731,79319
Tyne and Wear19£8,367838,49247
Waltham Forest - Greater London4£11,97439,2111
Wandsworth - Greater London1£16,69927,7107
Warwickshire10£9,576734,28621
West Dunbartonshire2£11,997628,4221
West Lothian3£8,0631052,0939
West Midlands29£9,539735,27756
West Sussex20£8,083855,52444
West Yorkshire38£7,865843,621100
Wiltshire9£10,296722,72917
Worcestershire18£8,898743,28331
Wrexham1£6,9951159,2545
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