Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1,551 cars
1.0 Tsi Black Edition Suv Euro 6
62,371mi Manual Petrol 1.0L
£11,990
Stoke-on-Trent
from £252/pm
Get yourself in the driver's seat of this suv, it comes equipped with a 1.0L petrol engine with manual transmission. This second-hand model in stock at our dealership in Stoke-on-Trent is available at the fabulous price of £11,990.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1L Se
45,227mi Auto Petrol 1.0L
£12,680
Widnes
from £266/pm
On offer and ready for its new owner to drive home is this T-Cross 1L Se equipped with a 1.0 LTR petrol engine and automatic transmission. This used one has 45,227 miles clocked-up on the dash.
1.0 Tsi Se Euro 6 5-Door
34,000mi Manual Petrol
£13,000
Weston-super-Mare
from £273/pm
Available for viewing at this car dealership's showroom is this low mileage T-Cross 1.0 Tsi Se Euro 6 5-Door. It is fitted out with a litre petrol engine with manual transmission and has just 34,000 miles clocked up on the dash.
1.0 Tsi 115 Sel Dsg
40,117mi Auto Petrol 1.0L
£13,995
Inverurie
from £294/pm
Available at our dealership in Inverurie is this T-Cross which is fitted with a 1000 CC petrol motor with automatic transmission. It is on offer and ready for its new owner to take home in the tone of grey with 40,117 mi clocked-up on the dashboard.
1.0 Tsi 115 Match Dsg
10,653mi Auto Petrol 1.0L
£22,899
Edinburgh
from £481/pm
Painted in a grey finish, this estate car has 10,653 miles clocked up on the dashboard and comes equipped with a 1.0 litre petrol engine with automatic transmission. First Registered in 2025, it's currently on offer and ready for its next owner to take home for £22,899.
1.5 Tsi Evo Sel Suv Dsg 150 Ps
23,333mi Auto Petrol 1.5L
£17,995
Group 1 Volkswagen Dartford
from £378/pm
Amongst those ranked in the top 20 of Britain's reliability index, this is a suv car that offers its driver a higher level of durability and dependability than your average model. This second hand T-Cross has a 1.5l petrol motor with automatic transmission and it has 23,333 mi clocked up on the dash.
1L Black Edition
41,151mi Manual Petrol 1.0L
£12,689
Derby
from £266/pm
For £12,689 you can get this second-hand suv from this dealer which is fitted out with manual transmission and a 1.0l petrol motor.
1.0 Tsi Se
41,280mi Manual Petrol 1.0L
£12,498
Huddersfield
from £262/pm
This Volkswagen T-Cross 1.0 Tsi Se has been engineered with trustworthiness and reliability in mind. This second hand model, available from this dealer is fitted with manual transmission, a 1.0 Litre petrol motor and has got 41,280 miles clocked-up on the dash.
1.0 Tsi 115 R-line Dsg
3,480mi Auto Petrol 1.0L
£25,999
Edinburgh
from £546/pm
Now available at our dealership in the Edinburgh area is this like new Volkswagen T-Cross 1.0 Tsi 115 R-line Dsg which comes equipped with automatic transmission and a 1.0 LTR petrol motor. It's available for you to drive away today with a grey finish with just 3,480 miles clocked up on the dash.
1.6 Tdi Se
55,100mi Manual Diesel 1.6L
£12,679
Sutton Coldfield
from £266/pm
This estate second hand car is fitted with manual transmission, a 1600cc diesel engine and has 55,100 mi clocked up on the dashboard.
R-line 1.5 Tsi Evo 150Ps 7-Speed Dsg
11,354mi Auto Petrol 1.5L
£20,890
Ruislip
from £439/pm
This T-Cross has got 11,354 miles clocked-up on the dash and comes equipped with a 1500cc petrol engine with automatic transmission. This particular second-hand one from this dealer is available with a grey finish.
1.5 Tsi Evo Sel Dsg
18,298mi Auto Petrol 1.5L
£18,991
Southampton
from £399/pm
Painted in the shade of white, this second hand car has only got 18,298 miles clocked-up on the dashboard and features a 1500 CC petrol engine with automatic transmission.
1.0 Tsi Black Edition 2023
8,600mi Manual Petrol 1.0L
£16,010
Manchester
from £336/pm
Choose this used Volkswagen T-Cross 1.0 Tsi Black Edition 2023 for only £16,010. Finance offers start at £ every month for this vehicle that is fitted out with manual transmission and a 1.0 LTR petrol engine.
Sel 1.5 Tsi Evo 150Ps 7-Speed Dsg
20,858mi Auto Petrol 1.5L
£18,727
Brentford
from £393/pm
A suv car created by Volkswagen to provide its driver a higher level of reliability than an average car. This particular Volkswagen T-Cross Sel 1.5 Tsi Evo 150Ps 7-Speed Dsg comes in this shade of grey with a petrol 1.5 LTR engine, automatic gears and 20,858 miles clocked up on the dashboard.
1.0 Tsi 115 R-line
100mi Manual Petrol 1.0L
£23,950
Swindon
from £503/pm
Are you thinking of buying a car that's manufactured to be trustworthy and dependable and is among those rated in the top 20 of the reliability index? Then have a closer look at this nearly new, well maintained Volkswagen T-Cross 1.0 Tsi R-line Suv Euro 6 Ss in an excellent, like new condition both inside and out. It comes fitted with manual transmission, a 1.0L petrol motor and has 100 miles on the clock.
1.0 Tsi Black Edition Suv Dsg 115 Ps
Auto Petrol 1.0L
£27,990
Chester
from £588/pm
A terrific price of just £27,990 from our dealership for this low mileage suv which has only few miles on the dashboard.
1L Se
38,260mi Manual Petrol 1.0L
£11,734
Milton Keynes
from £246/pm
Are you thinking of choosing a T-Cross? Well, take a closer look at this second hand one with a mere 38,260 miles on the clock.
1.0 Tsi Se
50,839mi Manual Petrol 1.0L
£13,498
Perth
from £283/pm
Having to get your car repaired is not only inconvenient, but it can end up getting expensive, you might want to consider getting one that's rated for being dependable. The Volkswagen T-Cross is amongst those rated in the top 20 for reliability and at this dealer you can pick up this second hand 1.0 Tsi Se for just £13,498. That is a bargain price for this particular model, even more so when you take into account that it is less likely to leave you with a bill for repairs.
1.0 Tsi S Suv Euro 6 Ss 95 P
74,775mi Manual Petrol 1.0L
£11,480
Blackburn
from £241/pm
A brilliant price of only £11,480 is currently being advertised by this dealership on this T-Cross 1.0 Tsi S Suv Euro 6 Ss 95 P that is ranked as one of the most trustworthy and reliable cars on the market.
1.0 Tsi 110 Black Edition Dsg
19,319mi Auto Petrol 1.0L
£18,498
Dundee
from £388/pm
A 5 door suv car manufactured by Volkswagen that offers its driver a higher degree of reliability and trustworthiness than your average model. This 1.0 Tsi 110 Black Edition Dsg has 19,319 miles clocked up on the dash and contains a 1.0 LTR petrol engine with automatic transmission. Up for sale at the remarkable price of only £18,498 or with the option to buy using finance with affordable repayments on hand starting at £ per month.
Black Edition
28,710mi Manual Petrol 1.0L
£14,710
Rotherham
from £309/pm
At only £14,710 is this T-Cross which has a 1.0L petrol motor with manual transmission. This second hand model has 28,710 mi clocked up on the dash and comes finished in the shade of grey.
1.0 Tsi Move
14,512mi Manual Petrol 1.0L
£16,498
Birmingham
from £346/pm
Currently available from our dealership in the Birmingham area is this T-Cross which contains a 1.0 L petrol motor with manual transmission. It is up for sale and ready for you to drive away in a grey finish with 14,512 miles clocked-up on the dash.
1.5 Tsi Evo Sel Suv Dsg Euro 6 Ss 1
24,769mi Auto Petrol 1.5L
£17,512
Weston-super-Mare
from £368/pm
On the market and ready for its next owner to drive away today is this durable T-Cross that is in the UK's top 20 reliability index. It is fitted out with a 1.5 ltr petrol engine and automatic transmission. This used one now in stock at our dealership comes finished in black and has 24,769 miles on the dash.
1.0 Tsi 110 Se Edition
31,200mi Manual Petrol 1.0L
£14,998
Glasgow
from £315/pm
Are you considering buying a car that's been manufactured to be durable and dependable and is amongst those rated in the top twenty of the UK's reliability index? Well, have a closer look at this one with low mileage from our dealership in Glasgow, it is fitted with a 1.0 LTR petrol engine with manual transmission and it has just 31,200 miles clocked up on the dashboard.
The Volkswagen T-Cross, celebrated for its compactness, versatile performance, and stylish design, is a favourable choice among the SUV market. When contemplating purchasing a used T-Cross, a comprehensive insight into the available financing options is crucial. This guide explores the path to a seamless acquisition.
1. Defining Your Requirements
2. Financing Pathways
3. Finding the Right Volkswagen T-Cross
4. Skillful Negotiation and Finalization
5. Insurance
6. Managing and Maintaining Your T-Cross
7. Preparing for Future Transition
Conclusion
Ensuring a smooth and economically sound acquisition of a used Volkswagen T-Cross involves strategic planning and informed decision-making. Use this guide to navigate through the financial pathways and managerial considerations, ensuring that your investment is both rewarding and enjoyable.
When it comes to marrying utility with style in a compact form, the Volkswagen T-Cross stands as a testament. As VW’s answer to the burgeoning demand for smaller SUVs in the UK and beyond, the T-Cross has rapidly become a favourite. Let's take a dive into its evolution, its reception in Britain, and how getting one on finance could be your best move.
Embarking on the Journey: Launched in 2018, the Volkswagen T-Cross entered a segment bustling with competition. Designed on the MQB platform, which underpins many VW Group models, the T-Cross was immediately identified by its distinctive design, robust stance, and the unmistakable VW DNA.
British Roads and the T-Cross: Compact yet spacious, the T-Cross feels right at home on British roads, whether it's weaving through London’s bustling streets or cruising the scenic routes of the Cotswolds. Its versatility is one of its key selling points: it’s small enough for city driving while still offering ample cargo space for those weekend getaways.
Facing the Contenders: The UK's compact SUV sector is no playground. The T-Cross locks horns with the likes of the Nissan Juke, Renault Captur, and the Peugeot 2008. However, with VW's reputation for quality and the vehicle's impressive features, it’s not just in the race but often leading the pack. Highlights such as intuitive infotainment systems, driver assist technologies, and the choice of efficient engines ensure it's a worthy contender on the wishlist of many a Brit.
In Conclusion: The Volkswagen T-Cross isn’t just another compact SUV; it's a statement of style, efficiency, and German engineering precision. For the UK audience, it offers a harmonious blend of city-friendly dimensions with the adventurous spirit of an SUV. And with finance options available, there’s little standing in the way of making it a trusted travel companion.
Volkswagen T-Cross data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 1,344 | £17,269 | 3 | 24,902 | 2,687 |
| Aberdeen City | 9 | £15,863 | 4 | 31,993 | 32 |
| Aberdeenshire | 7 | £17,281 | 4 | 24,165 | 9 |
| Antrim | 6 | £14,739 | 5 | 31,155 | 4 |
| Ards | 1 | £12,995 | 5 | 26,586 | 4 |
| Ballymena | 10 | £18,295 | 2 | 16,628 | 3 |
| Ballymoney | 1 | £12,695 | 6 | 46,990 | 2 |
| Bedfordshire | 14 | £15,340 | 4 | 39,717 | 17 |
| Belfast | 10 | £17,208 | 3 | 23,971 | 14 |
| Berkshire | 17 | £20,365 | 2 | 13,437 | 39 |
| Blaenau Gwent | 4 | £16,874 | 4 | 18,876 | 2 |
| Bristol | 13 | £15,504 | 3 | 22,976 | 25 |
| Buckinghamshire | 28 | £14,827 | 5 | 35,092 | 29 |
| Cambridgeshire | 31 | £16,553 | 3 | 28,818 | 37 |
| Cardiff | 1 | £14,950 | 3 | 41,951 | 1 |
| Carmarthenshire | 2 | £17,243 | 3 | 44,348 | 1 |
| Carrickfergus | 1 | £13,495 | 3 | 34,070 | 3 |
| Ceredigion | 2 | £18,723 | 3 | 15,638 | 10 |
| Cheshire | 31 | £17,175 | 3 | 27,683 | 97 |
| City of Edinburgh | 19 | £17,237 | 4 | 26,199 | 44 |
| City of London - Greater London | 4 | £16,786 | 4 | 14,031 | 7 |
| Coleraine | 3 | £18,662 | 3 | 9,825 | 6 |
| Conwy | 1 | £11,798 | 7 | 78,511 | 1 |
| Cookstown | 1 | £20,995 | 0 | 5,509 | - |
| Cornwall | 6 | £17,321 | 4 | 35,322 | 5 |
| County Durham | 15 | £17,359 | 3 | 23,562 | 56 |
| Craigavon | 5 | £20,386 | 2 | 8,399 | 6 |
| Croydon - Greater London | 4 | £21,425 | 1 | 6,718 | 11 |
| Cumbria | 8 | £17,447 | 3 | 24,344 | 16 |
| Derbyshire | 35 | £15,721 | 3 | 27,998 | 76 |
| Devon | 41 | £19,692 | 2 | 18,367 | 55 |
| Dorset | 19 | £18,751 | 2 | 18,892 | 35 |
| Down | 4 | £16,909 | 3 | 19,401 | 5 |
| Dumfries and Galloway | 3 | £17,499 | 4 | 20,157 | 2 |
| Dundee City | 9 | £16,340 | 3 | 32,438 | 16 |
| Dungannon | 5 | £18,087 | 2 | 29,447 | 2 |
| East Ayrshire | 3 | £13,748 | 5 | 45,267 | 2 |
| East Lothian | 1 | £11,399 | 5 | 63,791 | 1 |
| East Riding of Yorkshire | 8 | £19,864 | 2 | 14,293 | 14 |
| East Sussex | 3 | £18,415 | 3 | 26,285 | 18 |
| Enfield - Greater London | 8 | £19,836 | 2 | 11,248 | 7 |
| Essex | 32 | £20,751 | 2 | 17,111 | 60 |
| Falkirk | 2 | £16,248 | 3 | 17,644 | 9 |
| Fermanagh | 3 | £19,327 | 3 | 12,824 | 2 |
| Fife | 15 | £18,506 | 3 | 18,216 | 29 |
| Glasgow City | 49 | £19,318 | 3 | 18,092 | 70 |
| Gloucestershire | 10 | £16,745 | 3 | 32,604 | 28 |
| Greater Manchester | 78 | £18,517 | 3 | 20,478 | 134 |
| Gwynedd | 3 | £22,113 | 2 | 6,933 | 1 |
| Hampshire | 39 | £17,147 | 3 | 25,689 | 84 |
| Havering - Greater London | 15 | £17,329 | 4 | 24,709 | 16 |
| Herefordshire | 5 | £19,586 | 3 | 20,067 | 16 |
| Hertfordshire | 30 | £15,684 | 4 | 29,064 | 49 |
| Highland | 1 | £16,998 | 3 | 21,484 | 8 |
| Hillingdon - Greater London | 3 | £19,293 | 4 | 14,796 | 11 |
| Hounslow - Greater London | 3 | £19,624 | 3 | 12,541 | 14 |
| Isle of Wight | 2 | £15,495 | 5 | 25,800 | 3 |
| Kent | 45 | £17,881 | 3 | 20,740 | 83 |
| Kingston upon Thames - Greater London | 1 | £13,500 | 6 | 48,000 | 5 |
| Lancashire | 48 | £17,039 | 3 | 25,392 | 112 |
| Leicestershire | 22 | £16,738 | 3 | 33,753 | 60 |
| Lincolnshire | 18 | £16,349 | 4 | 27,514 | 40 |
| Lisburn | 4 | £16,234 | 5 | 25,175 | 6 |
| Magherafelt | 2 | £15,023 | 5 | 35,750 | 1 |
| Merseyside | 16 | £17,277 | 3 | 22,920 | 36 |
| Merthyr Tydfil | 4 | £16,025 | 5 | 34,242 | 20 |
| Moray | 6 | £18,412 | 3 | 24,380 | 5 |
| Neath Port Talbot | 3 | £17,499 | 3 | 19,846 | 15 |
| Newry and Mourne | 2 | £18,795 | 4 | 18,637 | - |
| Newtownabbey | 4 | £15,023 | 4 | 29,721 | 6 |
| Norfolk | 28 | £18,089 | 3 | 22,188 | 52 |
| North Ayrshire | 1 | £11,999 | 5 | 54,293 | 4 |
| North Down | 2 | £15,120 | 4 | 27,198 | 2 |
| North Lanarkshire | 6 | £19,300 | 2 | 18,616 | 23 |
| North Yorkshire | 34 | £17,675 | 3 | 18,489 | 73 |
| Northamptonshire | 11 | £14,647 | 4 | 37,260 | 23 |
| Northumberland | 3 | £11,262 | 7 | 55,874 | 4 |
| Nottinghamshire | 19 | £16,387 | 4 | 22,858 | 29 |
| Oxfordshire | 13 | £19,512 | 2 | 16,902 | 16 |
| Pembrokeshire | 1 | £20,999 | 0 | 6,395 | 4 |
| Perth and Kinross | 12 | £17,539 | 3 | 22,647 | 9 |
| Renfrewshire | 15 | £15,278 | 5 | 32,129 | 23 |
| Rhondda Cynon Taf | 1 | £15,614 | 3 | 12,402 | - |
| Scottish Borders | 2 | £20,897 | 3 | 10,824 | 8 |
| Shropshire | 7 | £20,828 | 2 | 12,078 | 33 |
| Somerset | 22 | £18,629 | 3 | 17,175 | 43 |
| South Ayrshire | 5 | £20,348 | 2 | 13,866 | 17 |
| South Lanarkshire | 1 | £15,699 | 3 | 27,564 | - |
| South Yorkshire | 26 | £16,007 | 4 | 25,824 | 64 |
| Staffordshire | 19 | £17,133 | 3 | 26,089 | 54 |
| Stirling | 3 | £22,163 | 1 | 6,612 | 14 |
| Suffolk | 23 | £16,372 | 4 | 24,788 | 22 |
| Surrey | 36 | £18,845 | 2 | 16,393 | 68 |
| Sutton - Greater London | 1 | £14,000 | 4 | 25,000 | - |
| Tyne and Wear | 31 | £16,975 | 3 | 19,434 | 79 |
| Warwickshire | 13 | £19,742 | 3 | 20,841 | 26 |
| West Dunbartonshire | 2 | £18,498 | 3 | 29,240 | 2 |
| West Lothian | 6 | £14,462 | 4 | 37,955 | 9 |
| West Midlands | 58 | £18,251 | 3 | 23,009 | 112 |
| West Sussex | 10 | £17,041 | 3 | 29,526 | 33 |
| West Yorkshire | 51 | £16,930 | 3 | 25,351 | 125 |
| Wiltshire | 13 | £19,103 | 2 | 20,846 | 37 |
| Worcestershire | 11 | £21,795 | 2 | 12,130 | 42 |