Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1,565 cars
1.0 Tsi 115 Match Dsg
10,653mi Auto Petrol 1.0L
£22,899
Edinburgh
from £481/pm
Painted in a grey finish, this estate car has 10,653 miles clocked up on the dashboard and comes equipped with a 1.0 litre petrol engine with automatic transmission. First Registered in 2025, it's currently on offer and ready for its next owner to take home for £22,899.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1L Black Edition
41,151mi Manual Petrol 1.0L
£12,689
Derby
from £266/pm
For £12,689 you can get this second-hand suv from this dealer which is fitted out with manual transmission and a 1.0l petrol motor.
R-line 1.5 Tsi Evo 150Ps 7-Speed Dsg
11,354mi Auto Petrol 1.5L
£20,890
Ruislip
from £439/pm
This T-Cross has got 11,354 miles clocked-up on the dash and comes equipped with a 1500cc petrol engine with automatic transmission. This particular second-hand one from this dealer is available with a grey finish.
1.0 Tsi Black Edition 2023
8,600mi Manual Petrol 1.0L
£16,010
Manchester
from £336/pm
Choose this used Volkswagen T-Cross 1.0 Tsi Black Edition 2023 for only £16,010. Finance offers start at £ every month for this vehicle that is fitted out with manual transmission and a 1.0 LTR petrol engine.
Sel 1.5 Tsi Evo 150Ps 7-Speed Dsg
20,858mi Auto Petrol 1.5L
£18,727
Brentford
from £393/pm
A suv car created by Volkswagen to provide its driver a higher level of reliability than an average car. This particular Volkswagen T-Cross Sel 1.5 Tsi Evo 150Ps 7-Speed Dsg comes in this shade of grey with a petrol 1.5 LTR engine, automatic gears and 20,858 miles clocked up on the dashboard.
1.0 Tsi R-line Suv Euro 6 Ss
100mi Manual Petrol 1.0L
£23,950
Swindon
from £503/pm
Are you thinking of buying a car that's manufactured to be trustworthy and dependable and is among those rated in the top 20 of the reliability index? Then have a closer look at this nearly new, well maintained Volkswagen T-Cross 1.0 Tsi R-line Suv Euro 6 Ss in an excellent, like new condition both inside and out. It comes fitted with manual transmission, a 1.0L petrol motor and has 100 miles on the clock.
1.0 Tsi Black Edition Suv Dsg 115 Ps
Auto Petrol 1.0L
£27,990
Chester
from £588/pm
A terrific price of just £27,990 from our dealership for this low mileage suv which has only few miles on the dashboard.
1L Se
38,260mi Manual Petrol 1.0L
£11,734
Milton Keynes
from £246/pm
Are you thinking of choosing a T-Cross? Well, take a closer look at this second hand one with a mere 38,260 miles on the clock.
1.0 Tsi Se
50,839mi Manual Petrol 1.0L
£13,498
Perth
from £283/pm
Having to get your car repaired is not only inconvenient, but it can end up getting expensive, you might want to consider getting one that's rated for being dependable. The Volkswagen T-Cross is amongst those rated in the top 20 for reliability and at this dealer you can pick up this second hand 1.0 Tsi Se for just £13,498. That is a bargain price for this particular model, even more so when you take into account that it is less likely to leave you with a bill for repairs.
1.0 Tsi 110 Sel Dsg
27,636mi Auto Petrol 1.0L
£16,998
Dumbarton
from £357/pm
Ranked in the top twenty for its dependability, this T-Cross is fitted with a 1.0 LTR petrol engine and automatic transmission. This second hand model has 27,636 miles on the clock and is currently available on the market in a white finish.
1.0 Tsi 115 R-line
10mi Manual Petrol 1.0L
£24,249
Oldham
from £509/pm
Available for viewing at our dealership in Oldham is this T-Cross that has a 1.0 ltr petrol motor with manual transmission. It is in a superb, like new condition both inside and out and is on offer and ready for its next owner to drive away in a white finish with 10 miles on the clock.
1.0 Tsi Se Suv Euro 6 Ss 95
36,969mi Manual Petrol 1.0L
£12,950
Ellesmere Port
from £272/pm
Get behind the wheel of this T-Cross 1.0 Tsi Se Suv Euro 6 Ss 95 that comes fitted with manual transmission and a 1.0 LTR petrol motor. This used model is available at the fabulous price of just £12,950, comes in the tone of grey and has 36,969 mi clocked up on the dash.
1.0 Tsi 110 Black Edition Dsg
19,319mi Auto Petrol 1.0L
£18,498
Dundee
from £388/pm
A 5 door suv car manufactured by Volkswagen that offers its driver a higher degree of reliability and trustworthiness than your average model. This 1.0 Tsi 110 Black Edition Dsg has 19,319 miles clocked up on the dash and contains a 1.0 LTR petrol engine with automatic transmission. Up for sale at the remarkable price of only £18,498 or with the option to buy using finance with affordable repayments on hand starting at £ per month.
Black Edition
28,710mi Manual Petrol 1.0L
£14,710
Rotherham
from £309/pm
At only £14,710 is this T-Cross which has a 1.0L petrol motor with manual transmission. This second hand model has 28,710 mi clocked up on the dash and comes finished in the shade of grey.
1.0 Tsi Move
14,512mi Manual Petrol 1.0L
£16,498
Birmingham
from £346/pm
Currently available from our dealership in the Birmingham area is this T-Cross which contains a 1.0 L petrol motor with manual transmission. It is up for sale and ready for you to drive away in a grey finish with 14,512 miles clocked-up on the dash.
1.5 Tsi Evo Sel Suv Dsg Euro 6 Ss 1
24,769mi Auto Petrol 1.5L
£17,512
Weston-super-Mare
from £368/pm
On the market and ready for its next owner to drive away today is this durable T-Cross that is in the UK's top 20 reliability index. It is fitted out with a 1.5 ltr petrol engine and automatic transmission. This used one now in stock at our dealership comes finished in black and has 24,769 miles on the dash.
1.0 Tsi 110 Se Edition
31,200mi Manual Petrol 1.0L
£14,998
Glasgow
from £315/pm
Are you considering buying a car that's been manufactured to be durable and dependable and is amongst those rated in the top twenty of the UK's reliability index? Well, have a closer look at this one with low mileage from our dealership in Glasgow, it is fitted with a 1.0 LTR petrol engine with manual transmission and it has just 31,200 miles clocked up on the dashboard.
1.0 Tsi Match - 2024 24
22,500mi Manual Petrol 1.0L
£16,998
Wantage
from £357/pm
Now available at our dealership in the Wantage area is this used, low mileage T-Cross 1.0 Tsi Match fitted with a petrol, 1.0 litre engine and manual transmission. It's on offer and ready for you to take home in the tone of silver with only 22,500 mi clocked-up on the dashboard.
1.0 Tsi 115 R-line 18 Misano Alloys, Deliver
6mi Manual Petrol 1.0L
£23,489
Wrexham Volkswagen
from £493/pm
On offer from this dealership at the bargain price of just £23,489 is this like new, well looked after T-Cross 1.0 Tsi 115 R-line 18 Misano Alloys, Deliver that has manual transmission, a 1.0 litre petrol engine and 6 miles clocked-up on the dash.
1.0 Tsi 115 Match Dsgkeyless Access, Rear C
15,315mi Auto Petrol 1.0L
£20,889
Crewe
from £438/pm
Are you on the lookout for a T-Cross 1.0 Tsi 115 Match Dsgkeyless Access, Rear C? Well, take a look at this nearly new one that's still in impeccable, like new condition both in and out. This particular vehicle has got 15,315 miles clocked up on the dash and contains a 1000cc petrol motor with automatic transmission.
1.0 Tsi Se Suv 110 Ps
23,030mi Manual Petrol 1.0L
£15,095
Manchester
from £317/pm
Planning on going for a car that's been designed to be durable and dependable and is amongst those ranked in the top 20 of the United Kingdom's reliability index? Well, have a more detailed look at this second hand one with low mileage from our dealership located in the Manchester area, it only has 23,030 miles clocked-up on the dashboard and comes fitted with a 1000cc petrol engine with manual transmission.
1.0 Tsi R-line Suv Euro 6 Ss
43,409mi Manual Petrol 1.0L
£14,422
Preston
from £303/pm
In the shade of silver, this estate second hand car has 43,409 miles clocked-up on the dash and comes equipped with a 1.0 LTR petrol engine with manual transmission.
1.5 Tsi Black Edition Suv Dsg 150 Ps
7mi Auto Petrol 1.5L
£29,990
Romford
from £630/pm
On offer and ready for you to drive away today is this Volkswagen T-Cross incorporating automatic transmission with a 1.5 L petrol engine. This second hand model at this dealer is advertised at the amazing price of only £29,990, comes in the shade of grey and has 7 miles on the dash.
Sel 1.5 Tsi Evo 150Ps 7-Speed Dsg
19,421mi Auto Petrol 1.5L
£18,870
St Albans
from £396/pm
This dealer is currently advertising an awesome price of only £18,870 for this T-Cross Sel 1.5 Tsi Evo 150Ps 7-Speed Dsg with few miles on the clock. It's a great choice if you're searching for a model which has been created with reliability in mind.
The Volkswagen T-Cross, celebrated for its compactness, versatile performance, and stylish design, is a favourable choice among the SUV market. When contemplating purchasing a used T-Cross, a comprehensive insight into the available financing options is crucial. This guide explores the path to a seamless acquisition.
1. Defining Your Requirements
2. Financing Pathways
3. Finding the Right Volkswagen T-Cross
4. Skillful Negotiation and Finalization
5. Insurance
6. Managing and Maintaining Your T-Cross
7. Preparing for Future Transition
Conclusion
Ensuring a smooth and economically sound acquisition of a used Volkswagen T-Cross involves strategic planning and informed decision-making. Use this guide to navigate through the financial pathways and managerial considerations, ensuring that your investment is both rewarding and enjoyable.
When it comes to marrying utility with style in a compact form, the Volkswagen T-Cross stands as a testament. As VW’s answer to the burgeoning demand for smaller SUVs in the UK and beyond, the T-Cross has rapidly become a favourite. Let's take a dive into its evolution, its reception in Britain, and how getting one on finance could be your best move.
Embarking on the Journey: Launched in 2018, the Volkswagen T-Cross entered a segment bustling with competition. Designed on the MQB platform, which underpins many VW Group models, the T-Cross was immediately identified by its distinctive design, robust stance, and the unmistakable VW DNA.
British Roads and the T-Cross: Compact yet spacious, the T-Cross feels right at home on British roads, whether it's weaving through London’s bustling streets or cruising the scenic routes of the Cotswolds. Its versatility is one of its key selling points: it’s small enough for city driving while still offering ample cargo space for those weekend getaways.
Facing the Contenders: The UK's compact SUV sector is no playground. The T-Cross locks horns with the likes of the Nissan Juke, Renault Captur, and the Peugeot 2008. However, with VW's reputation for quality and the vehicle's impressive features, it’s not just in the race but often leading the pack. Highlights such as intuitive infotainment systems, driver assist technologies, and the choice of efficient engines ensure it's a worthy contender on the wishlist of many a Brit.
In Conclusion: The Volkswagen T-Cross isn’t just another compact SUV; it's a statement of style, efficiency, and German engineering precision. For the UK audience, it offers a harmonious blend of city-friendly dimensions with the adventurous spirit of an SUV. And with finance options available, there’s little standing in the way of making it a trusted travel companion.
Volkswagen T-Cross data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 1,353 | £17,250 | 3 | 24,920 | 2,694 |
| Aberdeen City | 9 | £15,863 | 4 | 31,993 | 32 |
| Aberdeenshire | 6 | £17,829 | 4 | 21,507 | 9 |
| Antrim | 6 | £14,764 | 5 | 31,155 | 4 |
| Ards | 1 | £12,995 | 5 | 26,586 | 4 |
| Ballymena | 9 | £18,718 | 2 | 13,953 | 4 |
| Ballymoney | 1 | £12,695 | 6 | 46,990 | 2 |
| Bedfordshire | 13 | £15,253 | 4 | 41,296 | 18 |
| Belfast | 9 | £17,459 | 3 | 22,338 | 14 |
| Berkshire | 18 | £20,064 | 2 | 14,790 | 39 |
| Blaenau Gwent | 4 | £16,874 | 4 | 18,876 | 2 |
| Bristol | 13 | £15,504 | 3 | 22,976 | 25 |
| Buckinghamshire | 29 | £14,832 | 5 | 34,807 | 28 |
| Cambridgeshire | 31 | £16,384 | 3 | 30,219 | 39 |
| Cardiff | 1 | £14,950 | 3 | 41,951 | 1 |
| Carmarthenshire | 2 | £17,243 | 3 | 44,348 | 1 |
| Carrickfergus | 1 | £13,495 | 3 | 34,070 | 3 |
| Ceredigion | 2 | £18,723 | 3 | 15,638 | 10 |
| Cheshire | 30 | £17,324 | 3 | 27,033 | 98 |
| City of Edinburgh | 20 | £17,090 | 4 | 26,254 | 45 |
| City of London - Greater London | 4 | £16,786 | 4 | 14,031 | 7 |
| Coleraine | 3 | £18,662 | 3 | 9,825 | 6 |
| Conwy | 1 | £11,798 | 7 | 78,511 | 1 |
| Cookstown | 1 | £20,995 | 0 | 5,509 | - |
| Cornwall | 6 | £17,371 | 4 | 35,322 | 6 |
| County Durham | 15 | £17,358 | 3 | 23,561 | 56 |
| Craigavon | 4 | £20,358 | 2 | 8,121 | 7 |
| Croydon - Greater London | 3 | £22,233 | 0 | 3,445 | 11 |
| Cumbria | 8 | £17,447 | 3 | 24,344 | 16 |
| Derbyshire | 36 | £15,672 | 3 | 27,715 | 76 |
| Devon | 41 | £19,629 | 3 | 18,970 | 56 |
| Dorset | 19 | £18,751 | 2 | 18,892 | 35 |
| Down | 4 | £16,909 | 3 | 19,401 | 5 |
| Dumfries and Galloway | 3 | £17,499 | 4 | 20,157 | 2 |
| Dundee City | 9 | £16,584 | 3 | 32,438 | 16 |
| Dungannon | 5 | £18,147 | 2 | 29,447 | 2 |
| East Ayrshire | 3 | £13,748 | 5 | 45,267 | 2 |
| East Lothian | 1 | £11,399 | 5 | 63,791 | 1 |
| East Riding of Yorkshire | 6 | £18,101 | 3 | 19,023 | 15 |
| East Sussex | 3 | £18,415 | 3 | 26,285 | 18 |
| Enfield - Greater London | 8 | £19,836 | 2 | 11,248 | 7 |
| Essex | 32 | £20,751 | 2 | 17,111 | 62 |
| Falkirk | 2 | £16,248 | 3 | 17,644 | 9 |
| Fermanagh | 3 | £19,327 | 3 | 12,824 | 2 |
| Fife | 16 | £18,699 | 3 | 17,411 | 28 |
| Glasgow City | 50 | £19,190 | 3 | 18,131 | 68 |
| Gloucestershire | 10 | £16,745 | 3 | 32,604 | 28 |
| Greater Manchester | 77 | £18,444 | 3 | 20,765 | 134 |
| Gwynedd | 3 | £22,113 | 2 | 6,933 | 1 |
| Hampshire | 40 | £17,144 | 3 | 25,616 | 85 |
| Havering - Greater London | 14 | £17,353 | 4 | 25,658 | 16 |
| Herefordshire | 6 | £18,518 | 3 | 24,222 | 15 |
| Hertfordshire | 30 | £15,811 | 3 | 28,597 | 50 |
| Highland | 1 | £16,998 | 3 | 21,484 | 8 |
| Hillingdon - Greater London | 3 | £19,293 | 4 | 14,796 | 11 |
| Hounslow - Greater London | 3 | £19,624 | 3 | 12,541 | 14 |
| Isle of Wight | 2 | £15,495 | 5 | 25,800 | 3 |
| Kent | 46 | £17,876 | 3 | 20,409 | 84 |
| Kingston upon Thames - Greater London | 1 | £13,500 | 6 | 48,000 | 5 |
| Lancashire | 49 | £17,089 | 3 | 24,941 | 115 |
| Leicestershire | 22 | £16,738 | 3 | 33,753 | 61 |
| Lincolnshire | 18 | £16,349 | 4 | 27,512 | 40 |
| Lisburn | 4 | £16,234 | 5 | 25,175 | 6 |
| Magherafelt | 2 | £15,023 | 5 | 35,750 | 1 |
| Merseyside | 16 | £17,277 | 3 | 22,920 | 38 |
| Merthyr Tydfil | 4 | £16,025 | 5 | 34,242 | 20 |
| Moray | 6 | £18,412 | 3 | 24,380 | 5 |
| Neath Port Talbot | 3 | £17,499 | 3 | 19,846 | 15 |
| Newry and Mourne | 2 | £18,795 | 4 | 18,637 | - |
| Newtownabbey | 4 | £15,023 | 4 | 29,721 | 6 |
| Norfolk | 29 | £18,247 | 3 | 22,454 | 50 |
| North Ayrshire | 1 | £11,999 | 5 | 54,293 | 4 |
| North Down | 2 | £15,120 | 4 | 27,198 | 2 |
| North Lanarkshire | 7 | £18,900 | 2 | 19,502 | 22 |
| North Yorkshire | 35 | £17,619 | 3 | 18,731 | 73 |
| Northamptonshire | 11 | £14,647 | 4 | 37,260 | 24 |
| Northumberland | 3 | £11,262 | 7 | 55,874 | 4 |
| Nottinghamshire | 19 | £16,429 | 4 | 22,858 | 29 |
| Oxfordshire | 14 | £19,333 | 2 | 17,332 | 15 |
| Pembrokeshire | 1 | £20,999 | 0 | 6,395 | 4 |
| Perth and Kinross | 11 | £17,625 | 3 | 22,347 | 8 |
| Renfrewshire | 16 | £16,004 | 5 | 30,121 | 22 |
| Rhondda Cynon Taf | 1 | £15,614 | 3 | 12,402 | - |
| Scottish Borders | 2 | £20,897 | 3 | 10,824 | 8 |
| Shropshire | 8 | £19,724 | 2 | 15,443 | 32 |
| Somerset | 23 | £18,584 | 3 | 17,480 | 41 |
| South Ayrshire | 5 | £20,348 | 2 | 13,866 | 17 |
| South Lanarkshire | 1 | £15,699 | 3 | 27,564 | - |
| South Yorkshire | 25 | £15,963 | 4 | 26,165 | 66 |
| Staffordshire | 19 | £17,622 | 3 | 22,949 | 53 |
| Stirling | 4 | £21,747 | 1 | 6,220 | 13 |
| Suffolk | 22 | £16,053 | 4 | 25,842 | 24 |
| Surrey | 36 | £18,845 | 2 | 16,393 | 69 |
| Sutton - Greater London | 1 | £14,000 | 4 | 25,000 | - |
| Tyne and Wear | 31 | £16,974 | 3 | 19,172 | 79 |
| Warwickshire | 13 | £19,742 | 3 | 20,841 | 26 |
| West Dunbartonshire | 2 | £18,498 | 3 | 29,240 | 2 |
| West Lothian | 6 | £14,462 | 4 | 37,955 | 9 |
| West Midlands | 59 | £18,331 | 3 | 22,764 | 110 |
| West Sussex | 10 | £17,041 | 3 | 29,526 | 35 |
| West Yorkshire | 51 | £16,901 | 3 | 25,229 | 124 |
| Wiltshire | 16 | £19,831 | 2 | 17,838 | 35 |
| Worcestershire | 12 | £21,137 | 2 | 15,213 | 41 |