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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,567£16,278448,8732,573
Aberdeen City8£20,310431,81911
Angus2£17,495333,5844
Antrim1£12,445577,3332
Ballymena4£16,856250,4956
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4522
Bedfordshire8£11,604558,90418
Belfast9£18,366227,2807
Berkshire46£12,128774,82756
Bexley - Greater London7£18,706454,4327
Blaenau Gwent3£21,391338,5393
Brent - Greater London8£14,234343,62515
Bristol31£13,884557,22965
Buckinghamshire15£13,206677,22942
Cambridgeshire57£11,604569,807104
Cardiff9£11,8906106,80613
Carmarthenshire2£12,747551,8381
Carrickfergus1£7,19510100,000-
Ceredigion9£13,492546,93711
Cheshire45£13,670555,61452
City of Edinburgh18£16,816653,73930
City of London - Greater London13£14,756468,19012
Clackmannanshire1£27,4981102
Coleraine1£24,795229,3202
Conwy1£12,7505108,0002
Cornwall9£25,107326,3886
County Durham14£13,593475,28322
Craigavon1£7,7509116,3031
Croydon - Greater London2£26,223215,7006
Cumbria51£13,313551,35386
Denbighshire1£11,000567,5912
Derbyshire55£15,832454,30972
Derry3£24,7830102
Devon48£12,490561,37239
Dorset8£20,787327,65310
Down5£11,430566,5985
Dundee City2£15,897565,6387
Dungannon17£22,54418,96711
East Ayrshire2£17,999546,09510
East Dunbartonshire1£27,498121-
East Renfrewshire6£11,849768,09711
East Riding of Yorkshire3£15,190460,4372
East Sussex16£14,659560,7678
Enfield - Greater London2£9,745788,8002
Essex43£12,464666,71764
Falkirk12£10,720788,5755
Fermanagh1£25,99511004
Fife1£25,9981749
Flintshire1£14,195367,000-
Glasgow City19£17,098344,39538
Gloucestershire25£13,962459,783114
Greater Manchester69£13,523560,912125
Hampshire53£14,163556,506102
Harrow - Greater London3£14,162230,733-
Havering - Greater London4£18,869437,6339
Herefordshire3£12,162562,4381
Hertfordshire23£12,583567,32650
Highland10£17,938339,18615
Hillingdon - Greater London14£11,660575,45310
Kent49£16,861444,78059
Lancashire49£17,340439,89055
Leicestershire25£13,664674,84046
Lincolnshire40£18,107444,962126
Lisburn1£13,450439,4631
Merseyside15£13,352461,92233
Merthyr Tydfil1£14,695441,711-
Monmouthshire13£17,503663,3979
Moray11£25,26814,4709
Newport5£19,190317,98711
Newry and Mourne11£20,491312,7646
Newtownabbey1£12,995451,0498
Norfolk12£12,712564,33625
North Down9£18,643324,5159
North Lanarkshire18£11,819568,22516
North Yorkshire20£13,986567,00845
Northamptonshire26£16,662338,97419
Northumberland1£23,00019819
Nottinghamshire45£17,266449,69641
Oxfordshire8£15,439446,19511
Pembrokeshire3£14,166450,0444
Perth and Kinross1£7,9951086,67310
Powys1£17,995227,526-
Renfrewshire4£24,87311,7166
Rhondda Cynon Taf6£7,828993,9723
Scottish Borders1£15,995326,0001
Shropshire13£21,685320,16323
Somerset11£15,083567,63622
South Ayrshire3£22,332224,8895
South Lanarkshire3£22,330225,1426
South Yorkshire58£16,983446,048147
Staffordshire31£15,781446,69143
Stirling3£18,298236,98210
Strabane2£17,043240,3246
Suffolk10£14,892549,81626
Surrey13£13,785541,62735
Swansea17£22,53618,93414
Tyne and Wear11£22,132116,52441
Waltham Forest - Greater London4£12,396555,57017
Warwickshire7£13,463541,1648
West Dunbartonshire8£8,5147101,2314
West Lothian2£26,7481103
West Midlands35£13,783668,92747
West Sussex6£16,681468,0408
West Yorkshire86£14,152460,98785
Wiltshire36£14,929664,907126
Worcestershire4£13,605444,90419
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