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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,575£16,321447,8152,326
Aberdeen City6£20,080430,17112
Angus2£14,220439,0825
Antrim1£12,445577,3332
Ballymena5£15,184463,6226
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4522
Bedfordshire8£11,504558,90418
Belfast8£16,674335,8728
Berkshire45£12,204776,66854
Bexley - Greater London5£17,457562,8009
Blaenau Gwent3£24,38814,6504
Brent - Greater London9£13,980344,88915
Bristol39£13,742556,87060
Bromley - Greater London1£17,295423,7793
Buckinghamshire19£15,328561,91732
Cambridgeshire56£11,957567,46093
Cardiff10£11,4826101,85213
Carmarthenshire2£12,747551,8381
Carrickfergus1£7,19510100,000-
Ceredigion11£13,946550,58712
Cheshire43£13,331557,17857
City of Edinburgh21£16,781547,36528
City of London - Greater London12£14,751469,91113
Clackmannanshire1£27,4981102
Conwy3£14,580482,7682
Cornwall14£24,710218,6647
County Durham14£13,550475,28318
Craigavon1£7,7509116,3031
Croydon - Greater London3£24,373218,0785
Cumbria53£13,542550,03379
Denbighshire1£11,000567,5911
Derbyshire59£17,518453,38069
Derry3£23,7170102
Devon48£12,607661,42639
Dorset11£22,347215,07712
Down2£13,125458,1528
Dundee City2£17,497433,3837
Dungannon14£22,44815,13413
East Ayrshire4£15,124456,7429
East Dunbartonshire1£27,498121-
East Renfrewshire5£11,599769,96915
East Riding of Yorkshire3£15,025457,5543
East Sussex14£14,976554,9679
Enfield - Greater London2£9,495788,8002
Essex43£12,668665,30666
Falkirk12£10,853787,7316
Fermanagh1£25,99511004
Fife1£25,9981749
Flintshire1£14,195367,000-
Glasgow City16£17,485342,80239
Gloucestershire21£13,947566,19244
Greater Manchester76£13,271563,564112
Hampshire52£14,844549,419106
Harrow - Greater London3£13,495230,733-
Havering - Greater London3£15,830673,5619
Herefordshire3£12,162562,4381
Hertfordshire19£13,073565,10353
Highland7£19,227236,11517
Hillingdon - Greater London13£11,006579,52210
Inverclyde1£14,495791,7882
Kent56£17,518444,06452
Lancashire49£17,214442,24453
Leicestershire24£12,929679,43546
Lincolnshire34£17,909448,60256
Lisburn1£13,450439,4631
Merseyside20£14,224455,11730
Merthyr Tydfil1£13,295441,711-
Monmouthshire14£16,799664,7268
Moray11£23,595118,01311
Newport6£21,242318,93210
Newry and Mourne11£20,031312,7646
Newtownabbey2£21,950111,8359
Norfolk11£12,313568,00819
North Ayrshire1£14,499542,0313
North Down8£18,494326,81110
North Lanarkshire17£11,482570,80716
North Yorkshire16£13,452575,67343
Northamptonshire22£17,239236,86323
Northumberland2£24,24812,51212
Nottinghamshire51£16,915449,96937
Oxfordshire5£15,305548,46712
Pembrokeshire3£14,164453,3355
Powys1£17,995227,526-
Renfrewshire3£26,4981108
Rhondda Cynon Taf6£7,661993,9723
Scottish Borders1£15,995326,0001
Shropshire11£20,237328,91224
Somerset10£14,594567,31921
South Ayrshire3£22,332224,8895
South Lanarkshire4£19,372337,8694
South Yorkshire66£17,547341,335141
Staffordshire29£15,294448,23048
Stirling2£20,598229,37610
Strabane1£21,59017,8877
Suffolk9£14,248650,38422
Surrey10£14,102539,81639
Swansea17£22,31918,93412
Tyne and Wear12£20,083230,31542
Waltham Forest - Greater London3£12,069554,75513
Warwickshire6£13,678441,06510
West Dunbartonshire9£8,512797,2574
West Lothian2£26,7481103
West Midlands30£14,165670,43348
West Sussex6£17,514353,3888
West Yorkshire90£14,460460,82988
Wiltshire34£14,946662,64156
Worcestershire6£14,312440,93618
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