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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,623£15,767449,7462,417
Aberdeen City10£16,937334,49010
Aberdeenshire1£12,499560,6093
Angus5£12,426541,9633
Antrim2£11,970670,1672
Ballymena6£15,233457,0285
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4522
Bedfordshire11£10,358671,29618
Belfast4£18,199230,3709
Berkshire61£12,031673,87941
Bexley - Greater London3£14,577572,33312
Blaenau Gwent6£28,44802,1178
Brent - Greater London6£12,154457,00013
Bristol37£14,518454,59861
Bromley - Greater London1£19,295220,0323
Buckinghamshire21£12,008782,97634
Cambridgeshire51£11,305569,28086
Cardiff10£10,915699,24712
Carmarthenshire2£12,747551,8382
Carrickfergus1£7,19510100,000-
Ceredigion13£14,231546,19810
Cheshire41£13,027555,17253
City of Edinburgh20£17,695545,74930
City of London - Greater London10£13,188577,32312
Clackmannanshire1£23,998110-
Coleraine1£23,995229,3202
Conwy2£11,873495,4104
Cornwall13£25,150218,5538
County Durham16£14,230472,01018
Craigavon1£7,7509116,303-
Croydon - Greater London1£29,350325,8325
Cumbria48£13,542450,19474
Denbighshire2£10,998570,0231
Derbyshire58£15,455452,44674
Derry1£22,8500104
Devon46£11,873663,99043
Dorset7£21,503438,15417
Down2£12,350458,1527
Dundee City2£18,348229,7918
Dungannon14£21,73715,31419
East Ayrshire3£14,832566,3498
East Dunbartonshire1£23,998121-
East Renfrewshire7£12,028765,67417
East Riding of Yorkshire6£13,707559,2262
East Sussex11£14,879556,48610
Enfield - Greater London2£9,495788,800-
Essex45£12,264661,97872
Falkirk10£11,135779,6628
Fermanagh2£24,95011003
Fife2£22,99727,0888
Flintshire1£14,195367,000-
Glasgow City9£18,575332,50547
Gloucestershire22£13,502563,29143
Greater Manchester88£13,775561,951119
Hampshire45£15,930550,541122
Harrow - Greater London3£13,495230,733-
Havering - Greater London3£15,664673,5617
Herefordshire3£16,195550,1593
Hertfordshire23£11,812666,38357
Highland11£15,529459,94819
Hillingdon - Greater London12£11,786567,7158
Hounslow - Greater London1£10,950472,0001
Inverclyde1£14,495791,7882
Kent53£17,001446,97158
Lancashire45£16,932340,98158
Leicestershire22£11,798687,48748
Lincolnshire25£17,581440,57566
Merseyside19£15,189448,89829
Merthyr Tydfil1£12,934441,711-
Monmouthshire14£17,295661,4909
Moray9£22,884113,01615
Newport6£15,407435,90411
Newry and Mourne12£19,445315,5506
Newtownabbey1£19,95818,9987
Norfolk12£11,394679,29120
North Down10£17,893323,82911
North Lanarkshire12£11,459677,52921
North Yorkshire22£13,471669,75532
Northamptonshire22£14,511447,26633
Northumberland2£24,24812,60310
Nottinghamshire50£15,597457,07054
Oxfordshire6£14,545551,38614
Pembrokeshire2£11,747563,8915
Perth and Kinross5£13,338357,1948
Powys1£17,995227,526-
Renfrewshire1£24,9981108
Rhondda Cynon Taf6£9,910773,6464
Scottish Borders1£15,995326,0001
Shropshire12£20,737224,18621
Somerset12£14,423662,38020
South Ayrshire2£23,498124
South Lanarkshire3£20,164225,1425
South Yorkshire67£15,735451,994152
Staffordshire39£14,804448,19652
Stirling4£15,922342,8526
Strabane2£17,193231,4446
Suffolk14£12,544659,08220
Surrey15£12,838545,37734
Swansea20£22,320212,4444
Tyne and Wear28£23,049116,98937
Waltham Forest - Greater London2£18,398437,75817
Warwickshire3£11,595570,95916
West Dunbartonshire8£8,5647101,6827
West Lothian4£18,994220,0052
West Midlands54£12,055680,31253
West Sussex6£13,374573,36510
West Yorkshire82£13,092462,40392
Wiltshire33£14,920765,13745
Worcestershire4£12,675446,75016
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