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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,602£15,881448,4122,349
Aberdeen City6£20,112314,76213
Aberdeenshire1£12,499560,6093
Angus4£12,809549,1482
Antrim2£11,970670,1672
Ballymena6£15,153460,4974
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4522
Bedfordshire9£12,188449,22917
Belfast4£17,024337,00311
Berkshire54£11,891677,33447
Bexley - Greater London3£14,743572,33312
Blaenau Gwent2£27,58811007
Brent - Greater London12£13,359447,5837
Bristol43£13,588455,75256
Bromley - Greater London1£19,295220,0324
Buckinghamshire23£12,581782,47733
Cambridgeshire56£11,451569,58389
Cardiff11£11,1046102,54013
Carmarthenshire2£12,747551,8382
Carrickfergus1£7,19510100,000-
Ceredigion12£14,500544,4439
Cheshire42£13,150555,49157
City of Edinburgh24£16,896548,15226
City of London - Greater London10£13,310577,32313
Clackmannanshire1£23,9981101
Coleraine1£23,995229,3202
Conwy1£11,9955108,0004
Cornwall14£24,782217,6256
County Durham16£14,489472,74518
Craigavon1£7,7509116,303-
Croydon - Greater London3£24,630110,4674
Cumbria46£13,363550,31678
Denbighshire2£10,998570,0231
Derbyshire52£15,722452,47272
Derry3£23,7170102
Devon44£12,603562,03743
Dorset8£21,814319,14815
Down2£12,350458,1528
Dundee City2£16,497445,5057
Dungannon14£21,62617,56415
East Ayrshire3£14,832566,3499
East Dunbartonshire1£23,998121-
East Renfrewshire10£12,169758,71416
East Riding of Yorkshire5£14,151456,8852
East Sussex12£14,638565,0749
Enfield - Greater London2£9,495788,800-
Essex38£13,086558,86975
Falkirk12£10,853787,7316
Fermanagh1£22,95011003
Fife3£20,996211,7198
Flintshire1£14,195367,000-
Glasgow City10£16,337340,38147
Gloucestershire24£13,380565,97541
Greater Manchester76£13,175565,428117
Hampshire58£16,536445,995105
Harrow - Greater London3£13,495230,733-
Havering - Greater London3£15,830673,5618
Herefordshire3£16,195550,1593
Hertfordshire14£12,772564,04157
Highland8£17,365454,62519
Hillingdon - Greater London12£11,786567,71510
Hounslow - Greater London1£10,950472,0001
Inverclyde1£14,495791,7882
Kent56£16,910447,04357
Lancashire51£16,617443,51351
Leicestershire19£11,994685,91150
Lincolnshire30£19,053440,53960
Merseyside17£13,448458,16030
Merthyr Tydfil1£12,934441,711-
Monmouthshire14£16,920664,3689
Moray12£22,079119,34612
Newport7£16,062427,65211
Newry and Mourne11£20,031312,7646
Newtownabbey2£18,292111,8358
Norfolk9£11,117683,87722
North Ayrshire1£14,499542,0313
North Down8£17,793327,01611
North Lanarkshire15£11,640671,22218
North Yorkshire22£13,952568,06234
Northamptonshire20£14,823346,25628
Northumberland3£23,99812,92910
Nottinghamshire51£15,400458,02750
Oxfordshire4£16,871438,16014
Pembrokeshire3£14,164453,3355
Powys1£17,995227,526-
Renfrewshire3£23,6651107
Rhondda Cynon Taf4£8,745880,0004
Scottish Borders1£15,995326,0001
Shropshire12£20,737224,18623
Somerset12£15,089561,66521
South Ayrshire2£24,998124
South Lanarkshire3£20,164225,1425
South Yorkshire67£17,280443,553153
Staffordshire34£15,023446,86548
Stirling2£18,848229,3768
Strabane2£17,19327,8876
Suffolk13£13,542555,52021
Surrey12£13,463540,09636
Swansea21£22,352211,8596
Tyne and Wear27£22,983114,62037
Warwickshire6£11,827555,63314
West Dunbartonshire10£8,031796,7314
West Lothian2£25,8981102
West Midlands50£12,159676,25547
West Sussex5£13,049367,90310
West Yorkshire78£13,528462,11696
Wiltshire34£15,402662,09846
Worcestershire4£13,400446,75017
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