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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All893£10,102642,9562,590
Aberdeen City8£10,136747,05325
Aberdeenshire3£10,599634,3338
Angus3£10,060638,7932
Antrim5£9,767649,5427
Argyll and Bute1£9,979552,000-
Ballymena2£9,495548,5542
Ballymoney1£8,995555,0002
Barnet - Greater London1£8,988777,905-
Bedfordshire27£9,261751,41230
Belfast4£8,947636,85410
Berkshire13£11,384633,42360
Bexley - Greater London1£9,999748,0003
Brent - Greater London2£8,652658,0002
Bristol7£8,538758,54917
Bromley - Greater London4£10,519630,7475
Buckinghamshire9£8,375752,09133
Cambridgeshire17£9,215649,41436
Cardiff3£11,970520,5683
Carmarthenshire3£11,695635,7766
Ceredigion5£9,836744,0875
Cheshire31£10,495641,14088
City of Edinburgh8£9,527643,05034
City of London - Greater London25£10,142642,36760
Clackmannanshire1£9,998633,8053
Conwy2£12,245733,5006
Cookstown1£9,500652,717-
Cornwall3£13,265526,7027
County Durham20£9,339750,83654
Craigavon2£13,14756,8493
Croydon - Greater London4£10,734639,1535
Cumbria3£8,414762,42612
Derbyshire16£9,776641,84376
Devon15£10,784642,15347
Dorset6£9,963642,50419
Dumfries and Galloway1£11,998527,610-
Dundee City3£10,429634,44520
Ealing - Greater London1£8,189771,3021
East Ayrshire1£13,998611,77114
East Dunbartonshire1£7,840752,8776
East Lothian1£9,499730,9427
East Riding of Yorkshire4£10,350637,08836
East Sussex6£11,412729,17215
Enfield - Greater London1£8,995756,2702
Essex31£9,687646,15694
Falkirk4£10,731630,5445
Fife9£9,354651,00522
Flintshire3£10,662643,93310
Glasgow City15£10,872630,36847
Gloucestershire9£10,133638,70432
Greater Manchester41£9,996643,43594
Gwynedd1£13,995617,000-
Hampshire27£10,461641,26870
Harrow - Greater London1£8,50069,230-
Havering - Greater London9£9,571640,47417
Herefordshire5£9,556651,5109
Hertfordshire15£9,424649,60643
Highland3£10,665627,28315
Hillingdon - Greater London2£6,995779,8616
Hounslow - Greater London1£7,490669,7304
Isle of Anglesey2£8,745767,6002
Isle of Wight4£11,660734,3252
Kent21£9,800646,17058
Kingston upon Thames - Greater London2£9,570646,5002
Lancashire33£10,189643,73072
Leicestershire13£10,907638,85019
Lincolnshire14£10,208642,01477
Magherafelt1£10,795646,0002
Merseyside22£10,252640,50353
Merthyr Tydfil3£10,685639,1703
Merton - Greater London1£7,495863,5773
Moray4£10,995738,62136
Newport4£9,171653,15116
Newtownabbey1£9,499548,7526
Norfolk19£9,818647,39235
North Ayrshire3£8,662764,0122
North Lanarkshire5£10,381641,62029
North Yorkshire21£9,832639,35851
Northamptonshire8£9,922646,69921
Northumberland10£10,959630,86149
Nottinghamshire16£9,267651,54660
Omagh1£9,490751,6772
Oxfordshire12£10,291636,18330
Perth and Kinross2£11,382630,90814
Redbridge - Greater London1£8,995672,602-
Renfrewshire18£10,625632,77739
Rhondda Cynon Taf7£10,099652,1545
Shropshire10£10,879637,06632
Somerset3£10,361740,91519
South Ayrshire1£8,698759,85216
South Lanarkshire4£10,546641,21518
South Yorkshire20£9,477648,98065
Staffordshire16£10,016645,30549
Stirling4£10,749634,0798
Suffolk10£9,346652,46325
Surrey11£9,516748,46530
Sutton - Greater London1£11,390623,5002
Swansea6£9,982639,49213
Torfaen1£6,995779,0001
Tyne and Wear19£9,613641,50645
Waltham Forest - Greater London1£14,05858,33212
Warwickshire4£8,360756,5817
West Dunbartonshire1£12,495627,0005
West Lothian1£12,69858,71728
West Midlands29£9,336642,862112
West Sussex13£10,310638,51621
West Yorkshire26£9,550645,31882
Wiltshire5£10,456636,08423
Worcestershire7£9,863655,64536
Wrexham1£12,220521,80614
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