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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All925£10,170642,9353,080
Aberdeen City6£11,115633,92327
Aberdeenshire3£10,563642,4248
Angus3£10,060638,7933
Antrim3£8,749760,48610
Argyll and Bute1£9,979552,000-
Ballymena2£9,497548,5542
Bedfordshire17£9,084755,74034
Belfast5£8,849638,1139
Berkshire16£10,751737,20761
Bexley - Greater London3£10,456642,9631
Brent - Greater London1£9,595588,0003
Bristol7£9,167750,78822
Bromley - Greater London3£10,621631,9334
Buckinghamshire10£8,885751,70331
Caerphilly1£9,999710,419-
Cambridgeshire18£9,251649,10741
Cardiff3£12,160520,5683
Carmarthenshire3£12,262635,7767
Ceredigion4£11,622642,5415
Cheshire28£10,346639,17997
City of Edinburgh5£9,438750,00144
City of London - Greater London27£10,731637,54175
Conwy4£10,995735,3013
Cookstown1£9,500652,717-
Cornwall2£12,245622,13910
County Durham26£9,405650,65549
Craigavon2£11,125635,9084
Croydon - Greater London5£11,273637,8368
Cumbria2£10,497745,90213
Derbyshire23£9,541648,08981
Devon21£10,759638,17648
Dorset5£11,155633,32725
Dumfries and Galloway1£11,998527,610-
Dundee City3£10,495636,98424
Ealing - Greater London2£8,189768,943-
East Ayrshire4£9,872643,47511
East Riding of Yorkshire8£9,836645,38139
East Sussex7£11,552626,88516
Enfield - Greater London1£8,995756,2702
Essex34£9,810647,641102
Falkirk3£11,108728,7575
Fife6£8,832655,84424
Flintshire3£10,162743,01920
Glasgow City19£11,007631,05454
Gloucestershire8£11,031732,582121
Greater Manchester35£10,011643,050106
Greenwich - Greater London1£12,395512,1282
Gwynedd1£13,995617,000-
Hampshire29£10,438644,27079
Harrow - Greater London1£8,50069,230-
Havering - Greater London8£9,088646,86919
Herefordshire3£10,178640,01011
Hertfordshire23£9,990643,92843
Highland3£10,998627,27624
Hillingdon - Greater London3£6,728792,9078
Hounslow - Greater London2£7,240768,5155
Isle of Anglesey3£8,813765,5251
Isle of Wight3£11,781738,3003
Kent16£8,973754,78355
Kingston upon Thames - Greater London2£9,720646,5004
Lancashire28£10,155646,81667
Leicestershire13£10,750642,78422
Limavady1£9,495733,000-
Lincolnshire17£10,574639,467166
Magherafelt1£10,795646,0001
Merseyside25£10,492637,66354
Merthyr Tydfil2£10,865639,8255
Merton - Greater London2£8,995761,7892
Monmouthshire1£7,595799,0005
Moray9£11,029637,23137
Newport4£9,797643,04617
Norfolk17£10,044644,80650
North Ayrshire3£8,662764,0123
North Lanarkshire5£9,690639,40529
North Yorkshire19£10,852629,95251
Northamptonshire6£9,848653,79532
Northumberland14£10,888638,95653
Nottinghamshire15£9,463749,33270
Omagh1£9,490751,6772
Oxfordshire10£11,514630,09128
Perth and Kinross5£10,612643,63014
Powys1£11,690627,7805
Renfrewshire11£10,097643,43242
Rhondda Cynon Taf7£9,884652,8237
Scottish Borders3£9,331751,7458
Shropshire12£10,262644,29236
Somerset6£11,037634,50726
South Ayrshire2£8,348762,75915
South Lanarkshire7£10,210641,28815
South Yorkshire16£9,681648,76078
Staffordshire18£9,622745,95258
Stirling2£10,949732,48618
Suffolk16£10,021640,58528
Surrey15£10,023644,19224
Sutton - Greater London2£12,643617,4001
Swansea5£9,678652,18414
Tyne and Wear13£9,898742,67653
Waltham Forest - Greater London4£12,153622,83716
Warwickshire3£9,482740,7677
West Lothian2£8,898739,59326
West Midlands36£9,461743,279122
West Sussex11£10,966731,35017
West Yorkshire25£9,550643,680103
Wiltshire5£10,705530,344102
Worcestershire8£8,648761,05934
Wrexham5£11,801630,46511
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