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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All888£9,975643,9172,602
Aberdeen City9£10,176646,98125
Aberdeenshire2£10,599636,5009
Angus3£10,060638,7932
Antrim4£9,236654,1158
Argyll and Bute1£9,979552,000-
Ballymena2£9,495548,5542
Bedfordshire24£9,175753,12330
Belfast4£9,197631,15410
Berkshire14£11,523628,19158
Bexley - Greater London2£9,645750,4352
Brent - Greater London2£8,652658,0002
Bristol7£8,538758,49819
Bromley - Greater London2£10,443631,9186
Buckinghamshire10£8,573753,89731
Cambridgeshire16£9,080650,82434
Cardiff3£11,970520,5683
Carmarthenshire3£11,695635,7768
Ceredigion5£9,836744,0875
Cheshire28£10,329640,42789
City of Edinburgh7£9,854640,63037
City of London - Greater London22£10,228638,72263
Clackmannanshire1£9,998633,7923
Conwy2£12,245733,5006
Cookstown1£9,500652,717-
Cornwall2£12,414624,5538
County Durham21£9,246750,32657
Craigavon3£11,531525,1462
Croydon - Greater London4£10,770639,1536
Cumbria1£8,495757,03813
Derbyshire19£9,738644,26671
Devon15£10,717639,75548
Dorset5£8,896751,98019
Dumfries and Galloway1£11,998527,610-
Dundee City4£9,720641,70322
Ealing - Greater London2£8,189768,943-
East Ayrshire3£11,428627,30812
East Dunbartonshire1£8,310752,8777
East Lothian2£9,750638,2637
East Riding of Yorkshire4£10,592638,35736
East Sussex6£11,462725,16013
Enfield - Greater London1£8,995756,2702
Essex34£9,651646,82592
Falkirk4£10,806630,4154
Fife8£9,548648,38122
Flintshire4£10,495740,34410
Glasgow City11£11,087630,64152
Gloucestershire10£10,399638,85633
Greater Manchester39£9,791644,50690
Gwynedd1£13,995617,000-
Hampshire23£10,530644,57272
Harrow - Greater London1£8,50069,230-
Havering - Greater London6£9,152639,41117
Herefordshire5£9,586651,5109
Hertfordshire16£9,390648,83843
Highland1£8,998739,65819
Hillingdon - Greater London2£7,245779,8616
Hounslow - Greater London1£7,490669,7305
Isle of Anglesey3£8,813765,5251
Isle of Wight4£11,660738,3001
Kent25£9,899645,73649
Kingston upon Thames - Greater London2£9,570646,5002
Lancashire34£10,102644,65966
Leicestershire14£11,027638,71017
Lincolnshire18£9,955644,57071
Magherafelt2£10,795758,5001
Merseyside26£9,990643,24954
Merthyr Tydfil3£10,425639,1703
Merton - Greater London2£8,995761,7742
Moray5£11,656734,50836
Newport2£8,345664,59118
Newtownabbey3£8,648651,2213
Norfolk15£9,905647,39940
North Ayrshire3£8,662764,0122
North Lanarkshire5£9,470747,08727
North Yorkshire14£10,111633,76454
Northamptonshire5£10,367643,50524
Northumberland11£10,633635,97447
Nottinghamshire13£9,490649,09562
Omagh1£9,490751,6772
Oxfordshire13£10,334636,36827
Perth and Kinross2£11,382630,90814
Powys1£8,295760,0006
Redbridge - Greater London1£8,995672,602-
Renfrewshire19£10,561637,83436
Rhondda Cynon Taf7£10,242652,1545
Scottish Borders3£9,331760,6127
Shropshire7£10,424640,01735
Somerset7£10,766639,72718
South Ayrshire3£8,065764,94414
South Lanarkshire5£10,295642,99519
South Yorkshire20£9,670647,15069
Staffordshire12£9,337648,84256
Stirling2£11,749625,07011
Suffolk11£9,478646,72427
Surrey16£9,630747,16626
Sutton - Greater London1£11,390623,5002
Swansea5£9,578652,18412
Tyne and Wear17£9,580740,19450
Waltham Forest - Greater London2£12,294517,88012
Warwickshire4£8,360756,5816
West Lothian3£10,565633,35027
West Midlands31£9,328643,380111
West Sussex12£10,549733,70619
West Yorkshire25£9,494644,59891
Wiltshire3£9,996640,53824
Worcestershire10£9,761653,42034
Wrexham2£10,955635,44213
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