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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All918£10,130643,2363,020
Aberdeen City7£11,027635,70527
Aberdeenshire4£10,597639,5688
Angus3£10,060638,7932
Antrim3£8,749760,48610
Argyll and Bute1£9,979552,000-
Ballymena2£9,497548,5542
Bedfordshire15£9,146755,61630
Belfast4£9,062637,64110
Berkshire17£10,577638,56560
Bexley - Greater London3£10,558642,9631
Brent - Greater London1£8,995588,0003
Bristol5£8,990653,09924
Bromley - Greater London4£9,820631,4355
Buckinghamshire11£9,004751,01830
Cambridgeshire19£9,100650,81836
Cardiff3£12,023520,5683
Carmarthenshire3£11,762635,7767
Ceredigion5£10,796641,4735
Cheshire29£10,248640,10194
City of Edinburgh4£9,169745,20643
City of London - Greater London25£10,842635,38275
Conwy4£10,995735,3013
Cookstown1£9,500652,717-
Cornwall2£12,245622,1398
County Durham26£9,440749,18550
Craigavon2£11,125635,9084
Croydon - Greater London5£11,276637,8366
Cumbria2£11,748622,93114
Derbyshire22£9,339648,07975
Devon17£10,750638,33550
Dorset5£9,796649,62722
Dumfries and Galloway1£11,998527,610-
Dundee City4£10,369636,86021
Ealing - Greater London2£8,189768,943-
East Ayrshire3£9,830744,36712
East Lothian1£10,999545,5847
East Riding of Yorkshire5£10,679635,21442
East Sussex7£11,366626,88515
Enfield - Greater London1£8,995756,2702
Essex33£9,716645,631100
Falkirk4£11,133630,4155
Fife7£8,998654,49323
Flintshire3£10,162743,01918
Glasgow City19£11,054631,84454
Gloucestershire8£11,031732,582119
Greater Manchester37£10,019642,52098
Greenwich - Greater London1£12,395512,1282
Gwynedd1£13,995617,000-
Hampshire32£10,452644,38975
Harrow - Greater London1£8,50069,230-
Havering - Greater London8£9,088646,86917
Herefordshire3£9,978640,01011
Hertfordshire21£9,613647,59545
Highland3£10,998627,27622
Hillingdon - Greater London3£6,728792,9077
Hounslow - Greater London2£7,240768,5155
Isle of Anglesey3£8,813765,5251
Isle of Wight3£11,781738,3003
Kent17£9,163653,80855
Kingston upon Thames - Greater London2£9,570646,5004
Lancashire29£10,179644,53266
Leicestershire15£10,812640,88019
Limavady1£9,495733,000-
Lincolnshire15£10,188643,052166
Magherafelt1£10,795646,0001
Merseyside25£10,503638,02154
Merthyr Tydfil2£10,865639,8255
Merton - Greater London2£8,995761,7892
Monmouthshire1£7,595799,0005
Moray7£11,753635,21138
Newport4£9,797643,04617
Norfolk17£10,041644,91850
North Ayrshire3£8,662764,0123
North Lanarkshire6£9,501639,07627
North Yorkshire19£10,359631,37750
Northamptonshire6£9,770652,77331
Northumberland14£10,680641,28449
Nottinghamshire13£9,252651,79371
Omagh1£9,490751,6772
Oxfordshire11£11,166632,59728
Perth and Kinross3£11,254638,61815
Powys2£9,740751,2005
Renfrewshire14£9,919644,99739
Rhondda Cynon Taf7£9,884652,8236
Scottish Borders3£9,498747,5246
Shropshire10£10,295644,95836
Somerset6£11,037634,50726
South Ayrshire3£8,731760,48714
South Lanarkshire6£9,745643,55416
South Yorkshire16£9,617648,76075
Staffordshire20£9,533746,32261
Stirling2£10,949732,48617
Suffolk13£9,945641,82928
Surrey16£10,015643,31125
Sutton - Greater London2£12,593617,4001
Swansea5£9,678652,18414
Tyne and Wear11£9,967742,67950
Waltham Forest - Greater London2£13,162517,88017
Warwickshire3£9,482740,7677
West Lothian2£8,898739,69925
West Midlands36£9,578742,362118
West Sussex11£10,931731,35017
West Yorkshire27£9,574642,57699
Wiltshire3£11,229524,937103
Worcestershire8£8,285765,49135
Wrexham6£11,233633,29711
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