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Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,949£13,888634,2878,789
Aberdeen City14£16,163631,29446
Aberdeenshire2£18,147411,3705
Angus2£12,995720,6412
Antrim19£17,783317,90039
Ards5£13,579550,85710
Argyll and Bute1£8,979856,0001
Armagh1£4,99510108,0002
Ballymena10£15,485435,64219
Ballymoney1£13,250736,0413
Banbridge1£17,200213,000-
Barking & Dagenham - Greater London3£9,2511055,1185
Barnet - Greater London7£15,748531,0316
Bedfordshire90£11,601744,082144
Belfast9£13,858650,47023
Berkshire57£10,706948,425196
Blaenau Gwent1£14,799516,857-
Brent - Greater London10£11,734737,04011
Bristol45£15,247631,028155
Bromley - Greater London25£16,377420,50242
Buckinghamshire96£17,052422,969202
Caerphilly1£4,19514--
Cambridgeshire59£13,173640,013170
Cardiff7£12,685637,93413
Carmarthenshire5£11,555749,4163
Ceredigion2£9,1231051,0485
Cheshire68£14,716525,953185
City of Edinburgh47£14,349531,71777
City of London - Greater London31£16,384422,310115
Coleraine4£11,685752,3422
Conwy1£7,1951072,3225
Cookstown17£18,089634,92014
Cornwall5£11,194941,36714
County Durham67£15,356526,817133
Craigavon13£17,494316,65721
Croydon - Greater London31£16,802415,89592
Cumbria28£13,611631,70343
Denbighshire1£9,9951011,150-
Derbyshire107£14,902527,571268
Derry5£17,415422,90919
Devon64£14,748527,572135
Dorset22£14,912626,04167
Down2£10,473867,6005
Dumfries and Galloway4£19,462311,20213
Dundee City14£15,815426,33444
Dungannon1£17,99528,0007
Ealing - Greater London28£6,9121262,25160
East Ayrshire7£13,784621,4687
East Riding of Yorkshire6£11,740748,3419
East Sussex54£14,998524,880159
Enfield - Greater London23£13,824628,90876
Essex90£15,756422,107243
Falkirk20£14,107532,19222
Fermanagh2£16,995943,931-
Fife22£14,971524,00139
Flintshire2£7,7451164,810-
Glasgow City44£15,839420,55280
Gloucestershire35£19,178211,30065
Greater Manchester290£13,821634,549563
Gwynedd2£12,245735,000-
Hampshire72£15,649525,146230
Harrow - Greater London12£10,0261048,50920
Havering - Greater London108£11,551837,523163
Herefordshire16£15,704529,66335
Hertfordshire82£15,071523,500311
Highland18£18,276313,11426
Hillingdon - Greater London16£10,238946,65446
Hounslow - Greater London20£16,718420,37730
Inverclyde4£10,722759,0112
Isle of Wight15£16,825419,71919
Kent71£14,643527,914201
Kingston upon Thames - Greater London7£9,824944,52318
Lancashire170£15,712527,264299
Larne1£34,990413,2003
Leicestershire84£13,027635,653175
Limavady6£14,870428,5001
Lincolnshire89£15,261424,771152
Lisburn2£8,9951065,4624
Merseyside36£15,046525,406126
Merthyr Tydfil1£8,3951057,8973
Merton - Greater London2£9,0451354,8504
Midlothian23£16,893315,01929
Moray4£13,921620,6947
Neath Port Talbot1£9,795684,153-
Newham - Greater London3£3,3991769,287-
Newport1£8,699861,0002
Newry and Mourne2£11,7231249,9144
Newtownabbey11£15,161429,75128
Norfolk87£14,833629,451172
North Ayrshire5£10,437748,2073
North Down1£5,7951357,0711
North Lanarkshire3£10,893839,14411
North Yorkshire109£17,303319,055202
Northamptonshire42£14,675527,35099
Northumberland7£11,247843,15318
Nottinghamshire64£16,148523,732157
Omagh1£9,995964,600-
Oxfordshire18£13,527535,07184
Pembrokeshire3£15,495438,867-
Perth and Kinross15£16,809424,15516
Redbridge - Greater London38£17,360319,10162
Renfrewshire9£14,126621,44317
Rhondda Cynon Taf5£7,3941175,0586
Richmond upon Thames - Greater London17£16,907324,88325
Rutland1£17,25029,8681
Scottish Borders10£14,941524,26928
Shropshire12£17,619418,53862
Somerset45£15,497524,319102
South Ayrshire16£16,752420,69343
South Lanarkshire13£17,003317,98550
South Yorkshire128£15,048525,194296
Staffordshire71£15,480425,239125
Stirling14£18,190317,75126
Strabane1£15,995321,548-
Suffolk41£15,945423,66384
Surrey36£16,089738,40693
Sutton - Greater London3£9,1951036,12910
Swansea3£9,832865,7654
The Vale of Glamorgan1£5,9991096,4257
Tyne and Wear62£16,124421,453142
Warwickshire51£17,251319,75184
West Dunbartonshire2£11,945830,25010
West Lothian13£12,360638,54711
West Midlands178£13,937637,677426
West Sussex50£17,220520,395148
West Yorkshire165£13,927633,072327
Wiltshire51£17,849420,96983
Worcestershire32£14,301633,14688
Wrexham19£18,567427,56344
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