Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,405£14,633634,44110,478
Aberdeenshire8£17,698519,14559
Angus14£12,512732,00632
Ayrshire20£11,977739,80463
Bedfordshire70£11,803848,600146
Berkshire78£12,664837,737232
Blaenau Gwent3£11,128841,78811
Borders7£18,209211,63619
Bridgend18£15,401525,85554
Bristol45£12,538738,658159
Buckinghamshire83£16,906424,685161
Caerphilly1£7,995675,0008
Cambridgeshire47£14,821632,315158
Cardiff18£18,507316,52596
Carmarthenshire11£18,262326,07039
Ceredigion1£15,995526,1943
Cheshire64£14,230629,025173
Conwy8£11,564945,3806
Cornwall10£14,254741,91220
County Antrim54£14,496536,360143
County Armagh16£15,137426,77523
County Down10£11,263846,16932
County Durham38£15,772524,242155
County Londonderry22£18,044322,72030
County Tyrone14£27,692529,08617
Cumbria28£16,596532,35367
Derbyshire71£16,536527,537302
Devon50£13,065737,523175
Dorset20£17,439527,39378
Dumfries & Galloway6£16,448319,43110
Dunbartonshire3£8,863949,2144
East Lothian2£12,925627,5492
East Riding of Yorkshire13£13,135845,05324
East Sussex75£16,226522,201221
Essex67£15,071526,954245
Falkirk16£13,010633,96640
Fife18£16,202420,50250
Flintshire16£16,209628,94353
Gloucestershire23£16,220422,33678
Greater London356£12,307736,6321,045
Greater Manchester213£13,198738,728634
Gwynedd2£6,3311353,5501
Hampshire86£15,438527,300308
Herefordshire11£11,765837,60641
Hertfordshire86£13,051838,991294
Highland8£15,661531,86228
Inverclyde2£7,248883,0005
Isle of Wight8£13,978831,36221
Kent71£15,194627,518318
Lanarkshire56£16,598425,691167
Lancashire138£15,094529,611310
Leicestershire66£14,252634,465187
Lincolnshire55£14,606529,525199
Merseyside28£15,573527,095120
Midlothian46£14,366632,585115
Monmouthshire2£5,4721291,8003
Moray6£13,462626,5794
Neath Port Talbot2£8,745952,077-
Newport15£18,195622,66568
Norfolk60£16,012520,252192
North Yorkshire83£17,293424,079200
Northamptonshire38£15,326524,21681
Northumberland4£10,574838,33719
Nottinghamshire57£15,116627,335160
Oxfordshire8£15,889324,48764
Pembrokeshire16£16,407420,22026
Perth & Kinross9£13,447632,95726
Renfrewshire2£10,498841,52914
Rhondda Cynon Taf5£11,093841,8729
Shropshire15£13,228637,29164
Somerset30£13,671737,008116
South Yorkshire93£14,746630,578314
Staffordshire65£14,426525,586199
Stirling6£17,182320,56133
Suffolk23£14,434732,76588
Surrey51£57,877632,202127
Swansea52£16,569421,892126
Torfaen1£5,4951277,8243
Tyne and Wear51£14,365634,553154
Vale of Glamorgan4£6,1851379,29813
Warwickshire33£15,127532,839120
West Lothian11£10,251849,07622
West Midlands104£12,201949,466426
West Sussex55£17,915520,825198
West Yorkshire128£12,775736,493400
Wiltshire37£15,696631,038114
Worcestershire19£16,222630,09070
Wrexham20£15,703524,41944
Add postcode for better results.