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Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,568£13,565636,2588,904
Aberdeen City23£16,412317,53151
Aberdeenshire4£18,446623,6544
Angus2£12,745721,1202
Antrim17£16,228421,59344
Ards7£14,129538,29211
Argyll and Bute1£8,979856,000-
Armagh1£4,99510108,0002
Ballymena12£13,935545,94919
Barking & Dagenham - Greater London2£6,7451180,7795
Barnet - Greater London3£15,277325,5148
Bedfordshire73£11,565746,567135
Belfast11£17,160315,89325
Berkshire60£10,956947,230197
Blaenau Gwent1£13,799349,125-
Brent - Greater London8£11,364644,56316
Bristol41£12,853740,200163
Bromley - Greater London22£16,243420,96260
Buckinghamshire82£16,994421,387158
Cambridgeshire53£14,346532,480151
Cardiff2£10,905830,790-
Carmarthenshire2£12,245756,2152
Carrickfergus2£8,9231040,9582
Ceredigion1£10,295926,7084
Cheshire77£14,910525,913190
City of Edinburgh43£14,317534,38570
City of London - Greater London2£17,450767,89229
Coleraine2£10,722759,9526
Conwy2£10,395864,9883
Cookstown17£16,955635,6246
Cornwall7£12,294835,66116
County Durham59£14,335527,674143
Craigavon11£16,168320,29124
Croydon - Greater London26£17,082520,49897
Cumbria28£13,921634,30049
Denbighshire1£2,2002046,0861
Derbyshire99£15,386527,377275
Derry9£17,439216,40815
Devon67£14,956528,486147
Dorset20£15,975629,44976
Down2£14,395440,3637
Dumfries and Galloway5£17,138318,8659
Dundee City11£16,378529,40243
Dungannon1£17,49528,0007
Ealing - Greater London20£8,0531162,19778
East Ayrshire2£14,494525,00111
East Riding of Yorkshire2£14,743523,2718
East Sussex67£15,407522,282160
Enfield - Greater London2£6,1481366,2917
Essex103£15,593423,507237
Falkirk22£13,517627,40222
Fermanagh1£6,9951259,1661
Fife13£15,775419,99252
Flintshire2£7,7451164,921-
Glasgow City52£14,580527,15991
Gloucestershire18£19,509210,56273
Greater Manchester263£13,510636,364588
Gwynedd1£9,495855,0001
Hampshire56£14,596628,642225
Harrow - Greater London21£9,297948,45131
Havering - Greater London111£11,103837,645156
Herefordshire13£15,109527,95040
Hertfordshire81£14,466528,232298
Highland13£16,460423,24631
Hillingdon - Greater London15£8,6371157,26445
Hounslow - Greater London15£13,872631,02137
Inverclyde4£11,472751,4012
Isle of Wight10£16,167518,60823
Kent63£13,196632,118211
Kingston upon Thames - Greater London9£12,986643,55920
Lancashire144£15,841628,599324
Larne1£34,990413,2002
Leicestershire78£11,748741,546189
Limavady7£15,030329,2861
Lincolnshire69£14,299529,092188
Merseyside27£14,895524,809122
Merton - Greater London4£9,1301157,1004
Midlothian14£15,862417,63839
Monmouthshire1£2,4501896,6002
Moray5£11,755827,4746
Neath Port Talbot1£9,795684,153-
Newham - Greater London3£3,3311769,287-
Newport1£9,098687,0001
Newry and Mourne4£13,495438,8972
Newtownabbey12£14,401530,75728
Norfolk78£14,990528,350179
North Ayrshire6£10,513845,9224
North Down2£4,5451674,536-
North Lanarkshire5£11,622643,2659
North Yorkshire92£17,267420,375216
Northamptonshire41£14,874422,43487
Northumberland8£11,249844,17715
Nottinghamshire67£15,254524,600163
Oxfordshire15£14,363527,04169
Perth and Kinross12£15,789524,66926
Redbridge - Greater London21£16,877324,74776
Renfrewshire7£15,666518,66913
Rhondda Cynon Taf4£4,6441487,5034
Richmond upon Thames - Greater London19£16,606321,80528
Rutland1£17,25029,8681
Scottish Borders5£15,356423,27224
Shropshire22£13,725534,39853
Somerset31£13,980627,457108
South Ayrshire15£16,385423,26438
South Lanarkshire13£15,202421,51552
South Yorkshire99£14,926528,697322
Staffordshire61£16,378421,013164
Stirling13£16,158420,39635
Suffolk35£14,868530,47974
Surrey46£15,691634,84195
Sutton - Greater London4£12,619527,84713
Swansea6£10,7071037,6255
The Vale of Glamorgan4£6,9371278,2086
Tyne and Wear62£15,576426,424132
Warwickshire38£18,278317,09698
West Lothian10£11,616746,19415
West Midlands161£13,343741,901421
West Sussex51£16,823520,520143
West Yorkshire159£14,833630,742342
Wiltshire43£17,229424,089106
Worcestershire25£16,385425,16689
Wrexham18£18,321318,33551
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