Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,434£14,235633,62110,521
Aberdeenshire11£16,939416,77060
Angus13£12,397732,44234
Ayrshire20£12,620635,02663
Bedfordshire73£11,670947,531147
Berkshire77£12,350838,686234
Blaenau Gwent3£11,128841,78812
Borders9£16,740316,03716
Bridgend19£16,521421,09852
Bristol45£11,499844,146161
Buckinghamshire83£17,047423,785155
Caerphilly2£9,248746,6347
Cambridgeshire56£14,535534,920159
Cardiff20£17,605418,862101
Carmarthenshire9£18,314220,91044
Ceredigion1£15,995526,1943
Cheshire60£14,791528,388180
Conwy6£12,578834,0766
Cornwall10£14,492735,96921
County Antrim54£14,779532,873146
County Armagh18£14,438432,99622
County Down8£11,834746,83635
County Durham43£15,558525,737161
County Londonderry22£18,710219,84430
County Tyrone14£27,728529,08617
Cumbria30£16,699533,39566
Derbyshire73£16,554526,282299
Devon52£13,510633,937170
Dorset16£17,404527,84980
Dumfries & Galloway5£16,338419,69710
Dunbartonshire2£5,2951358,2704
East Lothian2£12,925634,7602
East Riding of Yorkshire13£13,498742,09123
East Sussex72£15,796523,972226
Essex67£15,556524,289241
Falkirk20£12,747736,41937
Fife19£17,703319,53954
Flintshire16£16,393627,69853
Gloucestershire21£17,402318,88479
Greater London356£11,926837,1361,055
Greater Manchester212£12,875739,205640
Gwynedd2£6,3311353,5501
Hampshire77£14,956629,033307
Herefordshire13£12,303837,47241
Hertfordshire90£12,822737,205293
Highland8£16,286428,01730
Inverclyde3£9,831666,4594
Isle of Wight7£13,547832,27520
Kent81£15,037627,249318
Lanarkshire54£16,500426,024168
Lancashire144£15,315530,635305
Leicestershire63£13,721735,412192
Lincolnshire49£14,737531,688199
Merseyside25£14,487532,147119
Midlothian50£14,285631,703112
Monmouthshire2£5,4721291,8003
Moray6£13,462626,5784
Neath Port Talbot2£8,745952,077-
Newport12£18,921622,31074
Norfolk61£16,079519,522191
North Yorkshire82£17,178425,806207
Northamptonshire41£15,337523,95183
Northumberland6£11,583735,31117
Nottinghamshire57£15,083626,810174
Oxfordshire10£17,011426,34867
Pembrokeshire15£15,848523,59227
Perth & Kinross6£15,090632,60027
Powys1£17,495327,000-
Renfrewshire2£10,498841,52914
Rhondda Cynon Taf5£11,093841,8729
Shropshire14£13,202640,07960
Somerset30£14,940629,847111
South Yorkshire91£14,491630,205324
Staffordshire69£14,516525,447193
Stirling6£17,182320,56135
Suffolk27£14,683630,64382
Surrey48£14,080735,292121
Swansea50£16,202423,045123
Torfaen1£5,7951277,8243
Tyne and Wear55£14,732532,748146
Vale of Glamorgan7£5,3131367,7989
Warwickshire35£15,514529,689118
West Lothian10£9,687951,57322
West Midlands102£12,416847,354429
West Sussex58£18,094419,973198
West Yorkshire129£13,035735,327404
Wiltshire36£15,982529,506117
Worcestershire19£15,721634,44870
Wrexham21£15,888527,29945
Add postcode for better results.