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Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

3,600 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,538£14,186636,51110,306
Aberdeenshire15£15,932419,40552
Angus15£11,824735,61331
Ayrshire19£13,123634,25363
Bedfordshire75£12,432946,808148
Berkshire71£11,723841,438238
Blaenau Gwent4£11,403838,85710
Borders11£17,522220,86017
Bridgend20£15,606525,22052
Bristol31£11,744741,518154
Buckinghamshire97£16,410426,151155
Caerphilly2£9,998740,6757
Cambridgeshire69£14,724633,522139
Cardiff24£18,377316,65885
Carmarthenshire12£16,172535,75139
Cheshire64£14,481529,584172
Conwy8£12,532837,4148
Cornwall8£11,910849,36321
County Antrim37£13,896637,182154
County Armagh15£16,965322,57427
County Down14£11,760744,91227
County Durham47£15,509527,341142
County Fermanagh1£2,85015118,0004
County Londonderry19£17,880325,46036
County Tyrone15£37,922520,45317
Cumbria28£17,573633,61270
Derbyshire78£17,645422,972283
Devon40£12,895736,461179
Dorset17£17,201533,70278
Dumfries & Galloway3£16,31449,90814
Dunbartonshire4£7,1961163,2994
East Lothian1£15,850324,3583
East Riding of Yorkshire18£12,404846,03923
East Sussex73£15,982524,267222
Essex73£15,660527,939234
Falkirk14£12,452736,07234
Fife10£15,056522,14357
Flintshire22£16,499526,28254
Gloucestershire22£16,170522,83473
Greater London380£12,342736,9091,017
Greater Manchester202£13,394737,753621
Gwynedd1£8,995855,0001
Hampshire97£14,800528,919303
Herefordshire7£13,122633,73341
Hertfordshire110£14,907631,882286
Highland7£17,427320,49928
Inverclyde3£7,164968,2482
Isle of Wight9£14,563728,30221
Kent93£14,975527,265303
Lanarkshire57£18,312423,082165
Lancashire150£15,137530,996293
Leicestershire60£13,282736,809205
Lincolnshire39£13,976535,105180
Merseyside46£15,651527,906126
Midlothian34£13,446736,173118
Monmouthshire2£5,4721291,8003
Moray8£13,346633,6155
Neath Port Talbot1£8,995684,1531
Newport16£18,670416,12972
Norfolk52£15,554626,840193
North Yorkshire85£18,576422,610193
Northamptonshire24£14,473530,27391
Northumberland5£12,252734,68818
Nottinghamshire54£15,927525,714161
Oxfordshire11£14,434630,02357
Pembrokeshire16£16,328422,64321
Perth & Kinross8£17,684522,98724
Renfrewshire3£8,498867,60212
Rhondda Cynon Taf4£10,293944,1148
Shropshire23£15,397529,91161
Somerset25£13,576739,392122
South Yorkshire114£14,540633,351310
Staffordshire66£15,027526,694183
Stirling6£16,081327,05629
Suffolk24£15,078640,15886
Surrey61£14,983634,970128
Swansea54£16,311422,967141
Torfaen1£2,29515111,8913
Tyne and Wear47£15,162530,225154
Vale of Glamorgan4£6,1851379,30012
Warwickshire30£15,646532,109113
West Lothian12£9,446965,97622
West Midlands116£12,703949,669398
West Sussex56£18,102521,964201
West Yorkshire140£13,834634,195416
Wiltshire37£15,460529,077119
Worcestershire25£15,087733,76967
Wrexham17£15,689423,15246
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