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Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,167£14,179634,2038,452
Aberdeen City14£18,738528,89141
Aberdeenshire3£16,763416,8134
Angus2£12,995720,6412
Antrim23£16,403317,43633
Ards5£13,579550,85710
Argyll and Bute1£8,979856,0001
Armagh2£4,12311109,0001
Ballymena11£16,634330,23417
Ballymoney1£13,250736,0413
Barking & Dagenham - Greater London2£12,127830,3995
Barnet - Greater London7£15,748531,0318
Bedfordshire93£12,132741,807132
Belfast10£13,633648,43722
Berkshire58£11,521943,641177
Bexley - Greater London1£9,6951234,0002
Blaenau Gwent1£14,799516,8571
Brent - Greater London11£11,594739,4918
Bristol48£15,797526,525143
Bromley - Greater London42£17,072418,314120
Buckinghamshire92£17,346421,435201
Caerphilly3£6,2281096,0003
Cambridgeshire65£13,363638,986161
Cardiff5£13,841523,60814
Carmarthenshire4£10,120858,8773
Ceredigion4£11,847850,9174
Cheshire72£14,598527,974170
City of Edinburgh48£14,133533,13274
City of London - Greater London72£12,854737,810229
Coleraine4£11,722752,3422
Conwy1£7,1951072,3225
Cookstown15£18,739532,16214
Cornwall7£12,210837,31912
County Durham77£15,042528,170117
Craigavon12£17,703316,64321
Croydon - Greater London78£17,451414,442155
Cumbria27£13,299732,51242
Denbighshire1£9,9951011,150-
Derbyshire111£15,355525,683245
Derry8£16,723529,99316
Devon60£14,802525,856129
Dorset23£13,634733,55364
Down2£17,245312,0003
Dumfries and Galloway5£18,978312,86312
Dundee City12£15,571423,29642
Dungannon1£17,99528,0007
Ealing - Greater London25£6,8481362,08160
East Ayrshire5£14,258622,2367
East Riding of Yorkshire6£12,526740,71613
East Sussex62£14,899525,028152
Enfield - Greater London20£13,495630,45571
Essex96£16,358420,057230
Falkirk20£14,335529,69721
Fermanagh2£16,995943,931-
Fife24£15,933424,94933
Flintshire2£7,7451164,810-
Glasgow City52£16,871422,17970
Gloucestershire31£19,131212,66966
Greater Manchester313£13,933633,579517
Gwynedd2£12,245735,000-
Hammersmith & Fulham - Greater London1£26,490512,930-
Hampshire69£15,852522,676219
Harrow - Greater London9£10,335946,39920
Havering - Greater London73£11,014836,46987
Herefordshire17£16,058425,65933
Hertfordshire89£15,090522,743283
Highland20£18,119312,97322
Hillingdon - Greater London18£9,933948,85944
Hounslow - Greater London17£15,790423,81530
Inverclyde4£10,922759,0112
Isle of Wight15£16,825419,71919
Kent78£14,730629,438190
Kingston upon Thames - Greater London7£9,824944,52318
Lancashire171£15,607527,971279
Larne1£34,990413,2003
Leicestershire78£13,400634,004166
Limavady6£14,870428,5001
Lincolnshire88£14,942526,582144
Lisburn1£16,495321,6974
Merseyside32£15,248524,923123
Merthyr Tydfil1£8,3951057,8973
Merton - Greater London3£8,4951155,2377
Midlothian23£17,675312,90126
Monmouthshire1£10,495738,9557
Moray2£19,49729,0277
Neath Port Talbot1£9,795684,153-
Newham - Greater London1£3,65011125,000-
Newport2£19,845639,5003
Newry and Mourne2£11,7231249,9144
Newtownabbey11£16,325421,37426
Norfolk84£15,210527,886163
North Ayrshire4£11,622738,0093
North Down1£5,7951357,0711
North Lanarkshire3£10,893839,14411
North Yorkshire114£16,793420,380184
Northamptonshire46£14,476528,26297
Northumberland6£12,091739,73719
Nottinghamshire74£16,175524,821140
Omagh1£9,995964,600-
Oxfordshire21£14,701527,76576
Pembrokeshire3£15,495438,8672
Perth and Kinross15£15,886424,04414
Redbridge - Greater London38£17,584318,42255
Renfrewshire9£14,144621,44317
Rhondda Cynon Taf5£7,3941175,0586
Richmond upon Thames - Greater London20£16,867324,76721
Rutland1£17,85029,8681
Scottish Borders10£15,071524,26928
Shropshire13£15,956522,57759
Somerset42£15,449523,77999
South Ayrshire15£15,722423,37742
South Lanarkshire11£15,524422,88447
South Yorkshire130£14,978424,626277
Staffordshire78£15,169525,762113
Stirling17£18,194319,61122
Strabane1£15,995321,548-
Suffolk46£15,968421,75280
Surrey50£14,727841,967100
Sutton - Greater London4£8,5191043,8479
Swansea3£9,832865,7654
The Vale of Glamorgan1£6,1501096,4257
Tyne and Wear57£15,918424,111138
Warwickshire50£17,412317,97277
West Dunbartonshire3£13,296628,1359
West Lothian11£11,675744,12712
West Midlands187£14,125636,933396
West Sussex54£16,441521,987136
West Yorkshire180£13,804634,943297
Wiltshire58£17,465420,71473
Worcestershire31£14,558631,94885
Wrexham25£16,758530,24347
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