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Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,965£13,782634,7918,883
Aberdeen City14£15,734634,57247
Aberdeenshire2£18,147411,3705
Angus2£12,995720,6412
Antrim21£17,792317,22839
Ards3£10,716770,58812
Argyll and Bute1£8,979856,0001
Armagh1£4,99510108,0002
Ballymena10£15,485435,64219
Ballymoney1£13,250736,0413
Banbridge1£16,700213,000-
Barking & Dagenham - Greater London3£9,2511055,1185
Barnet - Greater London7£15,748531,0316
Bedfordshire87£11,673744,027145
Belfast11£13,596645,84422
Berkshire61£11,116945,629188
Brent - Greater London11£11,717736,67311
Bristol44£14,962632,901156
Bromley - Greater London24£16,122420,92243
Buckinghamshire98£17,106422,592204
Caerphilly1£4,19514--
Cambridgeshire62£13,317638,579173
Cardiff5£11,839738,8687
Carmarthenshire5£11,455749,4163
Ceredigion2£9,1231051,0485
Cheshire75£14,866526,158183
City of Edinburgh45£14,638531,39480
City of London - Greater London30£16,647424,026117
Coleraine4£11,685752,3422
Conwy1£7,1951072,3225
Cookstown17£18,089634,92014
Cornwall6£9,9111044,14315
County Durham62£15,496526,471138
Craigavon14£17,027317,62120
Croydon - Greater London31£16,661514,58893
Cumbria27£13,485732,08941
Denbighshire1£9,9951011,150-
Derbyshire110£14,714528,165266
Derry6£16,095528,66119
Devon64£14,632528,290141
Dorset23£15,336524,23065
Down3£11,580759,6425
Dumfries and Galloway4£19,212311,20213
Dundee City15£15,590427,52644
Dungannon1£17,99528,0007
Ealing - Greater London32£7,2971259,81362
East Ayrshire6£13,748621,0198
East Riding of Yorkshire5£11,417745,7969
East Sussex57£15,110524,588158
Enfield - Greater London21£13,890627,95778
Essex95£15,875421,751248
Falkirk19£13,635633,54323
Fermanagh2£16,995943,931-
Fife23£15,076523,76438
Flintshire2£7,7451164,810-
Glasgow City44£15,904420,48281
Gloucestershire36£18,519212,04564
Greater Manchester285£13,677634,536572
Greenwich - Greater London1£12,990345,8793
Gwynedd2£12,245735,000-
Hampshire73£15,604524,372221
Harrow - Greater London12£10,0091048,50920
Havering - Greater London106£11,361837,183165
Herefordshire12£15,205537,59239
Hertfordshire81£15,211523,149315
Highland17£18,234313,84427
Hillingdon - Greater London15£10,508944,59147
Hounslow - Greater London20£16,718420,37730
Inverclyde4£10,722759,0112
Isle of Wight14£16,184527,83221
Kent68£14,370628,410207
Kingston upon Thames - Greater London7£9,824944,59418
Lancashire170£15,869526,893303
Larne1£34,990413,2003
Leicestershire84£12,950635,353179
Limavady6£14,870428,5001
Lincolnshire93£15,161526,110152
Lisburn2£8,9951065,4624
Merseyside34£15,102525,888129
Merthyr Tydfil1£8,3951057,8973
Merton - Greater London2£9,0451354,8504
Midlothian22£16,866315,09030
Moray5£14,636517,6367
Neath Port Talbot1£9,795684,153-
Newham - Greater London3£3,3991769,287-
Newport1£8,699861,0002
Newry and Mourne2£11,4231249,9144
Newtownabbey10£15,230429,75627
Norfolk88£15,230528,445176
North Ayrshire5£10,397748,2073
North Down1£5,7951357,0711
North Lanarkshire4£10,999846,36911
North Yorkshire102£17,579317,826210
Northamptonshire42£14,457528,244100
Northumberland6£10,516848,84819
Nottinghamshire66£16,641422,064158
Omagh1£9,995964,600-
Oxfordshire19£13,868531,86185
Pembrokeshire4£15,321433,364-
Perth and Kinross15£16,369526,15817
Redbridge - Greater London35£17,027319,33961
Renfrewshire9£14,009624,67917
Rhondda Cynon Taf5£7,2941175,0586
Richmond upon Thames - Greater London16£16,933324,79126
Rutland1£17,25029,8681
Scottish Borders8£14,178628,93729
Shropshire14£17,409418,74262
Somerset45£14,800627,678106
South Ayrshire16£16,596420,72441
South Lanarkshire13£16,832318,42050
South Yorkshire125£14,883526,449301
Staffordshire69£15,608424,783127
Stirling14£18,033419,98727
Strabane1£15,995321,548-
Suffolk43£15,846422,65386
Surrey42£16,040735,39792
Sutton - Greater London3£9,1951036,12910
Swansea4£9,624959,2324
The Vale of Glamorgan1£5,9991096,4257
Tyne and Wear67£15,922422,744144
Warwickshire53£17,223319,58883
West Dunbartonshire2£11,945830,25010
West Lothian14£12,119639,46211
West Midlands178£14,011637,209438
West Sussex53£17,071520,912146
West Yorkshire169£14,012632,664328
Wiltshire50£17,664521,08286
Worcestershire33£14,307632,47988
Wrexham17£18,690428,96746
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