Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

3,456 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,400£14,232634,00710,475
Aberdeenshire11£15,144522,21058
Angus12£12,822631,75535
Ayrshire20£12,143735,96466
Bedfordshire74£12,469846,264147
Berkshire78£12,433839,533237
Blaenau Gwent3£11,128841,78811
Borders7£18,424211,73919
Bridgend18£15,405527,50253
Bristol42£12,785737,341156
Buckinghamshire94£16,606423,002156
Caerphilly1£7,995675,0008
Cambridgeshire58£14,635634,122157
Cardiff19£17,806418,91794
Carmarthenshire12£17,473427,74240
Ceredigion1£15,995526,1943
Cheshire64£13,959630,698171
Conwy5£14,094722,3039
Cornwall10£14,303742,39621
County Antrim41£14,246639,163150
County Armagh17£15,614426,88725
County Down11£12,297743,41831
County Durham38£15,248526,372151
County Londonderry22£17,833322,16033
County Tyrone15£34,409521,51518
Cumbria29£16,927531,23767
Derbyshire66£16,394526,350301
Devon44£12,744737,585171
Dorset21£17,518527,66077
Dumfries & Galloway5£16,497319,76911
Dunbartonshire3£8,863949,2144
East Lothian2£12,925627,5492
East Riding of Yorkshire14£13,219844,06625
East Sussex73£15,843523,757221
Essex66£14,507630,583242
Falkirk17£12,333737,95136
Fife12£16,871415,81555
Flintshire21£16,682527,03750
Gloucestershire22£16,857321,91583
Greater London373£12,232735,9001,021
Greater Manchester204£13,398738,104636
Gwynedd2£6,3311353,5501
Hampshire91£15,066527,563301
Herefordshire9£14,409628,39140
Hertfordshire86£12,871738,680297
Highland9£15,754529,73927
Inverclyde2£7,248883,0005
Isle of Wight8£12,640939,44821
Kent84£14,312629,636302
Lanarkshire59£17,083422,892166
Lancashire141£15,136529,188295
Leicestershire58£14,571731,852196
Lincolnshire53£14,916529,766196
Merseyside34£16,458424,394119
Midlothian43£14,122633,200123
Monmouthshire2£5,4721291,8003
Moray5£12,555729,9075
Neath Port Talbot2£8,745952,077-
Newport13£19,043620,79368
Norfolk60£15,539522,531187
North Yorkshire73£18,062422,921201
Northamptonshire23£14,834526,19893
Northumberland4£10,574838,33718
Nottinghamshire51£15,677625,178164
Oxfordshire6£15,020424,35062
Pembrokeshire16£16,407420,22024
Perth & Kinross8£11,720736,30927
Renfrewshire1£8,498754,49313
Rhondda Cynon Taf4£10,368944,1149
Shropshire13£15,148525,99266
Somerset36£14,698633,645116
South Yorkshire104£14,449631,763317
Staffordshire60£14,403526,817198
Stirling5£16,777319,29035
Suffolk22£14,975633,95189
Surrey52£14,797735,390131
Swansea56£16,990320,038130
Torfaen1£5,4951277,8243
Tyne and Wear48£14,571531,918157
Vale of Glamorgan5£6,5461367,17712
Warwickshire33£16,343530,164122
West Lothian9£10,391850,30023
West Midlands102£11,918951,452415
West Sussex54£17,414422,878208
West Yorkshire135£13,044736,170406
Wiltshire36£15,426628,865116
Worcestershire20£16,022632,08970
Wrexham17£16,284423,83947
Add postcode for better results.