Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,321£13,269637,3559,061
Aberdeen City13£15,745419,69062
Aberdeenshire3£22,156411,5134
Angus2£12,595721,1201
Antrim22£15,463425,55848
Ards4£15,245436,08113
Armagh1£4,99510108,0002
Ballymena10£14,784442,17021
Banbridge1£5,9951266,0001
Barking & Dagenham - Greater London3£9,151963,1064
Barnet - Greater London1£16,999318,5431
Bedfordshire62£10,735949,696142
Belfast12£15,704424,07521
Berkshire59£10,116950,883196
Brent - Greater London7£10,684747,52916
Bristol41£12,877740,445166
Bromley - Greater London12£16,332424,20857
Buckinghamshire83£16,395426,527154
Cambridgeshire43£11,993846,935166
Cardiff2£10,805830,790-
Carmarthenshire2£12,245756,2153
Ceredigion1£10,295926,7082
Cheshire68£15,202528,563201
City of Edinburgh37£13,385638,14864
City of London - Greater London5£13,290666,76124
Coleraine1£14,995332,4967
Conwy2£10,395864,9882
Cookstown14£16,253534,1707
Cornwall6£12,494835,43713
County Durham50£15,187523,607147
Craigavon10£15,970321,82520
Croydon - Greater London24£16,995521,76595
Cumbria25£14,331631,68060
Derbyshire96£15,323527,996291
Derry14£15,742323,65612
Devon71£14,456528,824150
Dorset25£16,857524,18970
Down4£14,870336,6828
Dumfries and Galloway6£15,832418,2317
Dundee City10£14,546533,87940
Dungannon1£16,99528,0005
Ealing - Greater London21£8,0851155,62372
East Ayrshire2£14,494525,00111
East Riding of Yorkshire2£6,9951068,0096
East Sussex70£15,362523,447166
Enfield - Greater London3£7,0821256,0299
Essex82£15,809422,930254
Falkirk20£12,412734,27132
Fermanagh1£6,5001259,1661
Fife20£16,868317,32754
Flintshire2£7,6401164,921-
Glasgow City44£15,136524,75590
Gloucestershire19£17,366320,31977
Greater Manchester239£12,980739,016613
Gwynedd2£6,5811353,5501
Hampshire66£15,281523,578228
Harrow - Greater London17£8,9771046,90238
Havering - Greater London102£10,430837,917173
Herefordshire9£16,111422,66543
Hertfordshire69£13,326633,890304
Highland10£17,749317,92028
Hillingdon - Greater London14£8,7641157,71538
Hounslow - Greater London18£13,151632,23534
Inverclyde3£10,629759,5962
Isle of Wight6£14,130627,88225
Kent63£14,524526,800210
Kingston upon Thames - Greater London8£11,735839,95225
Lancashire136£15,775529,058333
Larne2£21,990846,5502
Leicestershire70£11,808840,439199
Limavady7£14,994329,2861
Lincolnshire50£14,199532,281201
Lisburn1£5,5551481,0006
Merseyside28£14,365530,569117
Merton - Greater London4£9,5071049,8504
Midlothian19£15,829417,06542
Monmouthshire1£2,4501896,6001
Moray2£14,845524,5759
Neath Port Talbot1£8,995684,153-
Newham - Greater London3£3,2991769,287-
Newport1£9,098687,0001
Newry and Mourne4£13,495438,8972
Newtownabbey16£15,715421,46428
Norfolk77£15,237527,124180
North Ayrshire2£10,147759,2298
North Down2£4,3951674,5361
North Lanarkshire2£11,029735,5209
North Yorkshire87£17,471421,351217
Northamptonshire29£14,747523,83990
Northumberland7£11,963741,08419
Nottinghamshire54£15,449626,832173
Oxfordshire13£13,327631,66666
Perth and Kinross10£13,626528,81430
Redbridge - Greater London21£16,041427,13981
Renfrewshire5£15,502516,91116
Rhondda Cynon Taf5£6,4421276,6433
Richmond upon Thames - Greater London18£16,401419,89435
Rutland1£17,25029,8681
Scottish Borders6£15,321523,25621
Shropshire21£13,319633,61153
Somerset35£13,946631,051103
South Ayrshire17£15,522526,37137
South Lanarkshire20£16,500314,30450
South Yorkshire102£14,282628,342318
Staffordshire63£15,881420,950164
Stirling9£16,030424,05439
Suffolk37£15,019527,78974
Surrey35£17,693636,996104
Sutton - Greater London3£13,292624,92213
The Vale of Glamorgan5£6,9001178,1137
Tyne and Wear52£15,498427,792143
Warwickshire33£17,317319,339102
West Dunbartonshire1£8,998956,61610
West Lothian9£9,652856,55813
West Midlands146£13,174740,097428
West Sussex56£16,896419,236134
West Yorkshire162£14,459631,848357
Wiltshire44£17,356424,864103
Worcestershire22£15,217635,10276
Add postcode for better results.