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Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,323£13,480636,2639,101
Aberdeen City16£16,367316,92661
Aberdeenshire3£22,323411,5134
Angus2£12,745721,1201
Antrim22£15,947422,67947
Ards5£15,446432,38512
Armagh1£4,99510108,0002
Ballymena10£14,784442,17021
Barking & Dagenham - Greater London3£9,151963,1064
Barnet - Greater London3£14,993325,5147
Bedfordshire63£10,500950,667146
Belfast10£15,826420,01022
Berkshire53£10,149949,291198
Brent - Greater London7£10,691747,52918
Bristol46£12,593741,820167
Bromley - Greater London15£15,013530,26955
Buckinghamshire79£16,386426,004154
Cambridgeshire46£13,504641,866164
Cardiff2£10,805830,790-
Carmarthenshire2£12,245756,2153
Ceredigion1£10,295926,7082
Cheshire65£14,676529,230197
City of Edinburgh38£13,236638,20264
City of London - Greater London4£15,000661,73228
Coleraine1£14,995332,4967
Conwy2£10,395864,9882
Cookstown17£17,769532,5035
Cornwall7£12,294835,66112
County Durham51£14,850524,703150
Craigavon8£16,170417,98422
Croydon - Greater London26£17,257519,56697
Cumbria28£13,892634,44655
Derbyshire94£15,078528,604288
Derry15£15,309425,90712
Devon66£14,377529,221154
Dorset23£16,967525,19471
Down4£15,195336,6828
Dumfries and Galloway6£15,865418,2319
Dundee City9£15,646527,89540
Dungannon1£16,99528,0005
Ealing - Greater London19£7,5941258,37374
East Ayrshire2£14,494525,00111
East Riding of Yorkshire3£10,661849,3395
East Sussex66£15,421522,941164
Enfield - Greater London3£7,1821256,0299
Essex91£15,564423,368246
Falkirk16£13,174630,95331
Fermanagh1£6,5001259,1661
Fife17£16,557318,68155
Flintshire2£7,7451164,921-
Glasgow City40£15,178524,08892
Gloucestershire23£17,157318,35671
Greater Manchester234£13,231737,345612
Gwynedd2£6,5811353,5501
Hampshire65£14,885525,544230
Harrow - Greater London18£8,7861047,91336
Havering - Greater London102£10,503838,219169
Herefordshire10£16,015425,10543
Hertfordshire70£13,229634,407305
Highland10£17,719318,47330
Hillingdon - Greater London16£8,8561160,34337
Hounslow - Greater London15£13,149631,24235
Inverclyde3£10,629759,6082
Isle of Wight6£15,013621,09324
Kent58£14,347627,480216
Kingston upon Thames - Greater London6£11,615842,20425
Lancashire129£15,934529,579332
Larne2£21,990846,5502
Leicestershire72£11,923839,569196
Limavady7£15,030329,2861
Lincolnshire51£13,549532,073203
Merseyside28£13,582634,394125
Merton - Greater London5£8,4011150,8803
Midlothian19£15,829417,06543
Monmouthshire1£2,4501896,6002
Moray4£13,195726,4187
Neath Port Talbot1£8,995684,153-
Newham - Greater London3£3,2991769,287-
Newport1£9,098687,0001
Newry and Mourne4£13,495438,8972
Newtownabbey14£15,258424,67728
Norfolk78£15,078528,146177
North Ayrshire3£12,096641,9597
North Down2£4,3951674,5361
North Lanarkshire2£11,029735,52010
North Yorkshire93£17,524421,002212
Northamptonshire34£14,797523,77686
Northumberland7£12,039741,08419
Nottinghamshire61£15,867525,169168
Oxfordshire8£14,052525,96368
Perth and Kinross13£15,427527,06228
Redbridge - Greater London21£16,288427,86479
Renfrewshire6£14,251629,67715
Rhondda Cynon Taf4£4,6441487,5033
Richmond upon Thames - Greater London19£16,537318,96234
Rutland1£17,25029,8681
Scottish Borders6£15,462523,25622
Shropshire24£13,829530,96150
Somerset28£13,729629,506107
South Ayrshire17£15,919426,11535
South Lanarkshire21£16,437314,86248
South Yorkshire99£14,783528,493316
Staffordshire64£15,869421,956169
Stirling8£16,397421,60840
Suffolk37£14,989527,62575
Surrey34£17,777637,852108
Sutton - Greater London6£12,399530,85910
Swansea1£8,4951249,000-
The Vale of Glamorgan4£6,6871277,2957
Tyne and Wear50£15,271428,815147
Warwickshire38£17,400320,463101
West Lothian9£9,652856,55817
West Midlands141£13,213742,084437
West Sussex56£16,906418,616130
West Yorkshire149£14,679631,089353
Wiltshire49£17,479424,281103
Worcestershire22£15,067632,71284
Wrexham15£18,908314,68451
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