Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Yaris on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,173£13,235637,3829,063
Aberdeen City12£15,540420,49560
Angus2£12,595721,1201
Antrim20£15,667424,36250
Ards3£13,810547,87513
Armagh1£4,99510108,0002
Ballymena10£14,779442,17021
Banbridge1£5,9951266,0001
Barking & Dagenham - Greater London3£9,084963,1064
Barnet - Greater London1£16,495318,5431
Bedfordshire63£10,611951,697136
Belfast11£15,732424,07822
Berkshire56£9,5931052,165190
Blaenau Gwent1£15,499238,0371
Brent - Greater London7£9,421858,52916
Bristol38£12,223742,668170
Bromley - Greater London10£14,693428,10755
Buckinghamshire78£16,407425,183151
Cambridgeshire35£11,829850,570164
Cardiff2£10,755830,790-
Carmarthenshire2£12,245756,2153
Ceredigion1£10,295926,7082
Cheshire63£15,374528,406204
City of Edinburgh35£13,598634,82161
City of London - Greater London5£13,350767,46624
Coleraine1£14,995332,4967
Conwy2£10,395864,9882
Cookstown14£16,253534,1707
Cornwall4£18,870519,65513
County Durham47£14,942524,380150
Craigavon11£15,854321,75817
Croydon - Greater London25£16,531625,50991
Cumbria24£13,852635,29662
Derbyshire90£15,582527,743301
Derry16£15,117427,53311
Devon69£14,626527,482150
Dorset26£16,766523,98166
Down2£15,495340,50010
Dumfries and Galloway6£15,532418,5438
Dundee City11£14,569533,60340
Dungannon1£16,99528,0005
Ealing - Greater London26£8,2591152,50371
East Ayrshire2£14,494525,00110
East Riding of Yorkshire2£6,8951068,0095
East Sussex64£15,466522,868175
Enfield - Greater London3£7,0821256,0298
Essex71£15,709423,674238
Falkirk19£11,825739,16638
Fermanagh1£6,5001259,1661
Fife18£16,914316,81854
Flintshire2£7,6401164,921-
Glasgow City38£14,351527,248100
Gloucestershire18£17,647319,59473
Greater Manchester237£12,855740,189621
Gwynedd2£6,5811353,5501
Hampshire59£15,040626,884231
Harrow - Greater London18£8,7531047,76338
Havering - Greater London101£10,300838,113164
Herefordshire7£16,892421,10144
Hertfordshire57£12,819633,930308
Highland12£17,366319,66026
Hillingdon - Greater London16£8,8181158,44336
Hounslow - Greater London18£13,151632,23532
Inverclyde3£10,629759,5962
Isle of Wight6£14,130627,88223
Kent54£14,844528,074215
Kingston upon Thames - Greater London8£11,660839,95225
Lancashire142£15,862528,995329
Larne2£21,990846,5502
Leicestershire66£11,772840,101194
Limavady7£14,779329,2861
Lincolnshire48£13,512536,531202
Lisburn1£5,5551481,0005
Merseyside24£14,644531,059115
Merton - Greater London4£9,5071049,8504
Midlothian15£16,718314,29046
Monmouthshire1£2,4501896,6001
Moray2£14,845524,5759
Neath Port Talbot1£8,995684,153-
Newham - Greater London3£3,1821769,287-
Newry and Mourne4£13,495638,8972
Newtownabbey14£15,714421,58431
Norfolk74£15,171528,562178
North Ayrshire3£11,764647,9878
North Down3£6,5951358,2951
North Lanarkshire2£11,029735,5208
North Yorkshire88£17,266422,978213
Northamptonshire27£14,200526,40591
Northumberland7£11,970741,08419
Nottinghamshire51£15,488626,405172
Oxfordshire13£13,931626,32662
Perth and Kinross5£11,797735,34232
Redbridge - Greater London21£15,637430,27382
Renfrewshire5£15,501516,91115
Rhondda Cynon Taf4£7,3041173,6554
Richmond upon Thames - Greater London18£15,401524,68637
Rutland1£17,25029,868-
Scottish Borders7£15,846420,68219
Shropshire18£14,524628,21653
Somerset31£13,901634,099107
South Ayrshire17£13,399636,94740
South Lanarkshire15£16,378313,99451
South Yorkshire95£14,558526,947320
Staffordshire62£15,821421,177165
Stirling10£16,488421,31440
Suffolk35£15,568425,10171
Surrey36£16,786737,448107
Sutton - Greater London2£12,497832,38313
The Vale of Glamorgan4£6,6251279,7598
Tyne and Wear55£15,505428,159138
Warwickshire29£17,665318,914105
West Dunbartonshire1£8,998956,61610
West Lothian9£10,251848,69814
West Midlands145£13,344740,802432
West Sussex55£17,490418,471137
West Yorkshire159£14,020634,627353
Wiltshire38£17,285424,601109
Worcestershire23£14,701632,54077
Add postcode for better results.