Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Rav 4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,120£20,635755,3042,561
Aberdeen City4£27,424427,90220
Aberdeenshire1£21,995746,495-
Angus1£29,995424,0872
Antrim5£23,455747,63016
Ards2£22,973553,5395
Armagh1£8,9959110,0002
Ballymena4£26,851539,3917
Ballymoney1£8,7751298,7762
Barking & Dagenham - Greater London3£15,450978,4331
Barnet - Greater London2£13,643969,3311
Bedfordshire44£15,6291171,02161
Belfast4£31,474320,60613
Berkshire16£15,1121065,76049
Brent - Greater London2£22,720825,3352
Bristol11£19,185863,53532
Bromley - Greater London4£28,005532,41614
Buckinghamshire32£23,537650,75374
Cambridgeshire40£19,004861,68668
Cardiff1£15,998875,6923
Carrickfergus1£6,99511111,000-
Cheshire22£19,215757,82747
City of Edinburgh11£19,200765,01328
City of London - Greater London14£22,135646,98529
Clackmannanshire1£19,498682,7442
Conwy1£26,995426,5983
Cookstown13£22,102756,46916
Cornwall3£17,662766,6543
County Durham18£17,634866,45142
Craigavon6£27,820531,54016
Croydon - Greater London11£20,232947,16522
Cumbria10£22,572655,66528
Derbyshire22£30,666323,94077
Derry8£23,939676,9228
Devon21£16,062967,71941
Dorset9£18,610950,12028
Down2£22,623550,5005
Dumfries and Galloway2£24,999725,8052
Dundee City11£24,245633,08019
Dungannon3£17,245983,4006
Ealing - Greater London3£14,0271072,5867
East Ayrshire2£30,048428,394-
East Riding of Yorkshire2£15,394872,8475
East Sussex5£23,597644,36623
Enfield - Greater London4£21,500744,31413
Essex13£23,771740,80551
Falkirk1£3,49515135,3504
Fermanagh4£9,5611191,9155
Fife4£22,195651,61515
Glasgow City6£10,8571077,62130
Gloucestershire7£20,907650,24824
Greater Manchester81£21,206750,090166
Greenwich - Greater London1£22,490626,2121
Hampshire31£19,534954,02177
Harrow - Greater London4£18,183852,3586
Havering - Greater London20£17,806765,33543
Herefordshire5£21,600751,9375
Hertfordshire57£24,139649,48499
Highland1£28,49959,90013
Hillingdon - Greater London3£14,257982,3337
Hounslow - Greater London2£22,795565,4028
Inverclyde1£11,498959,0281
Isle of Wight5£25,318540,9427
Kent15£21,882755,39055
Kingston upon Thames - Greater London1£17,495683,4523
Lancashire41£15,9361078,43063
Leicestershire24£17,466865,52265
Limavady1£21,745554,000-
Lincolnshire16£17,585860,66542
Magherafelt1£19,950746,000-
Merseyside14£20,776945,63118
Merton - Greater London1£17,350773,5004
Midlothian5£26,999433,38212
Monmouthshire1£21,495666,6002
Moray1£7,4951198,0001
Newry and Mourne7£14,839972,2106
Newtownabbey3£11,6811082,2367
Norfolk16£22,639645,31050
North Down1£21,450652,4303
North Yorkshire16£25,692637,97443
Northamptonshire13£18,619856,42631
Northumberland1£38,75023,0004
Nottinghamshire15£20,614839,78731
Oxfordshire6£25,426633,10025
Perth and Kinross7£25,098536,3218
Redbridge - Greater London7£22,912753,7979
Renfrewshire2£20,598753,0735
Rhondda Cynon Taf3£20,215846,9694
Richmond upon Thames - Greater London2£25,995539,8304
Scottish Borders2£22,4951332,76015
Shropshire2£22,498645,96912
Somerset12£22,093747,64035
South Ayrshire6£26,055535,79812
South Lanarkshire4£24,884550,46019
South Yorkshire29£22,217654,34185
Staffordshire26£22,688646,86448
Stirling1£21,899574,12912
Suffolk7£16,742873,52529
Surrey24£21,868652,93042
Sutton - Greater London2£9,7251297,0773
Tyne and Wear16£18,962859,04625
Warwickshire13£24,288547,00520
West Dunbartonshire1£24,498551,0752
West Lothian4£18,423759,1316
West Midlands41£17,819865,60897
West Sussex14£23,137643,92838
West Yorkshire43£22,547647,94098
Wiltshire9£18,856957,94329
Worcestershire11£23,504645,57021
Wrexham4£30,020421,24014
Add postcode for better results.