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Used Toyota Rav 4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,234£20,807756,1942,894
Aberdeen City6£24,366537,61620
Aberdeenshire1£21,995746,4951
Angus1£29,995424,0872
Antrim7£25,237548,44016
Ards2£24,223553,5396
Armagh1£8,9959110,0002
Ballymena4£26,851539,3917
Ballymoney1£8,7751298,7762
Barking & Dagenham - Greater London2£12,1751083,1501
Barnet - Greater London4£11,7461366,3533
Bedfordshire48£15,5401168,81161
Belfast4£31,536320,60616
Berkshire27£19,196956,08740
Bexley - Greater London1£2,99917140,000-
Brent - Greater London2£23,220825,3352
Bristol13£19,964760,27933
Bromley - Greater London7£26,728630,65034
Buckinghamshire30£22,860652,11177
Caerphilly1£13,995885,0001
Cambridgeshire38£20,170758,29772
Cardiff11£31,651525,68532
Carmarthenshire5£28,606537,05617
Carrickfergus1£6,99511111,000-
Ceredigion1£41,50713,58021
Cheshire23£17,713865,75855
City of Edinburgh14£19,153760,98129
City of London - Greater London37£19,531755,06792
Clackmannanshire1£19,498682,7442
Conwy1£26,995426,5983
Cookstown12£21,294858,32018
Cornwall3£18,042766,6543
County Durham23£18,774765,62534
Craigavon5£28,125433,62018
Croydon - Greater London17£22,514746,61935
Cumbria9£22,914654,46628
Derbyshire29£27,712432,97874
Derry10£23,566671,8077
Devon21£16,854965,57245
Dorset6£20,875843,85434
Down3£23,162548,6675
Dumfries and Galloway3£24,999839,1752
Dundee City12£21,370737,48119
Dungannon2£10,87312115,0007
Ealing - Greater London3£10,19510105,7536
East Ayrshire2£30,298428,394-
East Riding of Yorkshire7£22,295649,7946
East Sussex6£21,989748,47229
Enfield - Greater London3£20,508849,86412
Essex18£23,292745,06355
Falkirk1£3,49515135,3505
Fermanagh3£9,8501092,2285
Fife4£22,321651,61516
Glasgow City8£15,853963,84230
Gloucestershire7£18,405757,28429
Greater Manchester73£21,471749,405182
Greenwich - Greater London1£22,490626,2122
Hampshire30£19,345954,23786
Harrow - Greater London5£19,344747,9866
Havering - Greater London11£20,324751,03117
Herefordshire4£16,442963,1996
Hertfordshire54£23,939647,844113
Highland2£23,997754,79316
Hillingdon - Greater London2£13,910997,5007
Hounslow - Greater London1£19,595-82,6849
Inverclyde1£11,498959,0281
Isle of Wight5£25,318540,9427
Kent19£20,597759,02856
Lancashire44£16,4451075,92071
Leicestershire20£16,108964,58166
Limavady1£21,745554,000-
Lincolnshire16£15,836868,28842
Magherafelt1£21,950746,000-
Merseyside15£20,632947,63627
Merton - Greater London1£17,350773,5004
Midlothian5£26,999433,38214
Monmouthshire1£21,495666,6002
Moray1£7,4951198,0001
Newport4£33,652218,20418
Newry and Mourne8£16,176971,2145
Newtownabbey2£14,0471071,5007
Norfolk15£23,499646,03954
North Down2£19,973665,2832
North Yorkshire15£27,645533,20448
Northamptonshire13£19,725853,78937
Northumberland1£39,00023,0004
Nottinghamshire18£22,221738,36333
Oxfordshire5£25,381635,30526
Pembrokeshire3£36,085221,5218
Perth and Kinross6£25,582531,2789
Powys1£17,995761,5501
Redbridge - Greater London8£23,862752,41511
Renfrewshire2£20,598753,0736
Rhondda Cynon Taf4£17,068954,8963
Scottish Borders2£14,7451447,20515
Shropshire4£19,421753,12712
Somerset13£23,567545,35238
South Ayrshire6£26,275535,83714
South Lanarkshire3£25,152555,36823
South Yorkshire36£22,204653,72887
Staffordshire35£22,680646,23645
Stirling1£21,899574,12912
Suffolk9£16,857976,06328
Surrey16£18,616859,69645
Sutton - Greater London3£11,8151179,3652
Swansea11£34,028319,23919
Torfaen1£8,3951290,606-
Tyne and Wear17£18,935862,18525
Warwickshire10£23,351558,96022
West Dunbartonshire1£25,298551,0752
West Lothian4£18,523759,1315
West Midlands42£18,959862,220104
West Sussex17£23,890643,94636
West Yorkshire45£22,435650,489103
Wiltshire8£16,8851064,13031
Worcestershire9£23,892647,81226
Wrexham10£27,155529,14924
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