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Used Toyota Rav 4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,080£20,764754,7782,576
Aberdeen City5£23,598639,36717
Aberdeenshire1£21,995746,495-
Angus1£29,995424,0872
Antrim2£28,445448,63716
Ards2£15,4736106,1145
Armagh1£8,9959110,0002
Ballymena3£19,455779,45411
Ballymoney1£7,9901298,7762
Barking & Dagenham - Greater London3£15,450978,433-
Barnet - Greater London2£13,643969,3311
Bedfordshire36£15,0051171,38265
Belfast8£28,185434,69210
Berkshire21£13,2771071,42648
Brent - Greater London3£19,480945,5572
Bristol12£22,779652,29828
Bromley - Greater London4£30,508421,63115
Buckinghamshire33£24,394646,92172
Cambridgeshire34£17,839863,75273
Cardiff1£17,499835,4881
Cheshire20£17,784956,11252
City of Edinburgh15£22,170755,51827
City of London - Greater London5£20,778659,50313
Clackmannanshire1£19,498682,7442
Conwy1£26,995426,5983
Cookstown12£21,476755,59718
Cornwall6£17,912766,6573
County Durham18£16,057970,02143
Craigavon9£22,562652,09616
Croydon - Greater London12£20,821949,81626
Cumbria9£22,421655,24928
Derbyshire18£24,955536,97172
Derry6£30,496564,57211
Devon10£15,272973,48345
Dorset9£16,026959,68127
Down2£19,123840,2506
Dumfries and Galloway1£26,999715,2833
Dundee City11£23,217736,09719
Dungannon3£17,245983,5764
Ealing - Greater London3£13,8931066,5868
East Ayrshire2£30,048428,3941
East Riding of Yorkshire1£12,9901145,0003
East Sussex8£22,811747,27219
Enfield - Greater London2£26,894529,1533
Essex27£27,426534,82154
Falkirk2£13,2431191,4142
Fermanagh3£9,7501092,2286
Fife8£23,059649,39515
Glasgow City7£16,745862,58127
Gloucestershire4£24,127657,37620
Greater Manchester78£20,852753,860169
Hampshire36£20,830849,45169
Harrow - Greater London4£18,183852,3586
Havering - Greater London11£20,112754,89450
Herefordshire5£21,318751,9375
Hertfordshire50£23,763646,224116
Hillingdon - Greater London4£12,471985,9416
Hounslow - Greater London2£26,343540,3149
Inverclyde1£11,498959,0281
Isle of Wight3£27,431433,1177
Kent15£24,003646,89154
Kingston upon Thames - Greater London2£18,498581,7263
Lancashire44£17,382967,67468
Leicestershire22£19,249762,49366
Limavady1£21,745554,000-
Lincolnshire18£16,597863,17542
Magherafelt1£19,950746,000-
Merseyside10£25,333740,47821
Merton - Greater London1£17,350773,5004
Midlothian4£29,474325,44512
Moray2£8,4951299,0001
Newham - Greater London1£4,3502197,451-
Newry and Mourne5£17,101872,8939
Newtownabbey4£17,873860,0878
Norfolk19£18,739859,39648
North Down1£21,450652,4304
North Yorkshire16£24,380641,75144
Northamptonshire12£20,924753,57734
Northumberland1£38,75023,0002
Nottinghamshire17£20,873745,02535
Oxfordshire7£26,806533,73728
Perth and Kinross3£26,499440,95410
Redbridge - Greater London6£26,346539,38410
Renfrewshire1£22,498735,8925
Rhondda Cynon Taf2£18,409844,2711
Richmond upon Thames - Greater London2£25,995539,8312
Scottish Borders4£26,120827,12612
Shropshire3£23,230641,21210
Somerset12£24,219545,81440
South Ayrshire5£23,042640,12413
South Lanarkshire7£25,833549,19414
South Yorkshire33£23,103647,43779
Staffordshire25£22,333646,58146
Stirling1£21,899574,12911
Suffolk7£16,807868,88631
Surrey17£19,164761,67346
Sutton - Greater London2£9,7251297,0773
Tyne and Wear15£17,811965,34427
Warwickshire12£24,456546,61218
West Dunbartonshire1£24,498551,0752
West Lothian4£19,509752,2846
West Midlands37£17,593864,035112
West Sussex8£22,404734,85246
West Yorkshire46£21,475654,43096
Wiltshire8£17,3241071,58732
Worcestershire11£23,065644,92622
Wrexham3£28,728427,01115
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