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Used Toyota Rav 4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,032£20,551758,3902,500
Aberdeen City9£20,606749,04916
Aberdeenshire2£23,995624,6901
Antrim5£25,761545,72213
Ards1£7,9509168,0003
Argyll and Bute1£6,97912122,000-
Armagh1£8,9959110,000-
Ballymena4£18,065961,65512
Ballymoney2£8,9851192,6311
Barking & Dagenham - Greater London3£16,300969,5001
Barnet - Greater London1£7,8451194,862-
Bedfordshire31£13,5601173,93768
Belfast5£23,779652,68113
Berkshire21£14,9701168,47244
Bristol12£20,124762,54928
Bromley - Greater London3£27,645442,46510
Buckinghamshire34£24,245650,87452
Cambridgeshire41£21,322753,70571
Cheshire24£21,373744,96952
City of Edinburgh10£22,407663,98722
City of London - Greater London1£6,75013120,00010
Clackmannanshire1£18,498682,744-
Conwy1£10,99510110,9942
Cookstown9£25,252645,90415
Cornwall6£20,863749,9628
County Durham19£19,188762,55646
Craigavon5£20,736757,47118
Croydon - Greater London15£21,439755,19624
Cumbria6£27,411440,29123
Derbyshire19£27,260531,29768
Derry1£17,995773,3086
Devon10£20,450751,61142
Dorset9£21,256951,52834
Down1£11,9959109,0007
Dumfries and Galloway2£29,599539,4995
Dundee City5£28,699431,05823
Dungannon4£18,194761,5167
Ealing - Greater London1£22,990630,50011
East Ayrshire1£27,098445,1052
East Sussex8£24,827648,53017
Enfield - Greater London1£26,269523,0284
Essex25£22,156651,46869
Falkirk2£11,9931187,7462
Fermanagh4£8,8861095,6713
Fife5£24,297650,38312
Glasgow City16£24,561644,56322
Gloucestershire7£24,913547,03916
Greater Manchester77£18,491864,035161
Hampshire32£21,227754,04267
Harrow - Greater London5£18,025755,6495
Havering - Greater London17£21,935660,01145
Herefordshire4£19,010959,37811
Hertfordshire30£23,425551,164120
Highland7£29,915538,0397
Hillingdon - Greater London4£13,4951076,2626
Hounslow - Greater London2£26,795434,3645
Isle of Wight3£24,598637,9435
Kent21£22,021747,77143
Kingston upon Thames - Greater London3£14,662789,4843
Lancashire29£11,5471191,46272
Leicestershire15£20,054661,01465
Limavady1£21,450554,000-
Lincolnshire25£20,491759,22145
Magherafelt1£19,950746,000-
Merseyside8£25,259545,39533
Merton - Greater London1£17,350773,5001
Midlothian1£40,79919,50012
Moray1£9,49512100,0001
Newham - Greater London1£4,3502197,451-
Newry and Mourne6£16,443866,7456
Newtownabbey6£28,091425,6378
Norfolk14£20,984850,07942
North Yorkshire15£24,261541,93437
Northamptonshire9£22,659649,72731
Nottinghamshire17£24,329649,07329
Oxfordshire9£27,533533,93726
Perth and Kinross2£22,247647,5787
Redbridge - Greater London3£13,648883,9351
Renfrewshire1£27,998349,6473
Rhondda Cynon Taf1£11,999956,4902
Richmond upon Thames - Greater London9£26,884439,5508
Rutland1£29,450428,849-
Scottish Borders6£25,796831,3999
Shropshire3£27,263538,5715
Somerset17£24,539549,65039
South Ayrshire4£25,624534,67719
South Lanarkshire13£27,072443,57917
South Yorkshire38£23,923648,39378
Staffordshire14£23,979546,45264
Stirling3£26,165542,6808
Suffolk10£21,269748,26622
Surrey17£20,733752,21651
Swansea1£22,999654,634-
The Vale of Glamorgan1£7,25010117,9272
Tyne and Wear16£19,636859,20334
Warwickshire9£28,960435,39325
West Dunbartonshire1£8,9951360,0002
West Lothian3£16,580860,9782
West Midlands37£19,056859,123107
West Sussex4£22,411640,62251
West Yorkshire39£20,745758,157105
Wiltshire11£19,123960,45926
Worcestershire10£23,773634,85724
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