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Used Toyota Rav 4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,062£21,155754,9732,579
Aberdeen City3£24,166638,55418
Aberdeenshire1£21,995746,495-
Angus2£25,395539,7132
Antrim4£23,567644,83616
Ards2£15,4736106,1144
Armagh1£8,9959110,0001
Ballymena6£16,857874,41010
Barking & Dagenham - Greater London3£15,450978,433-
Barnet - Greater London2£13,643969,3312
Bedfordshire36£15,1261169,70865
Belfast5£27,549439,80411
Berkshire18£12,9841174,35347
Brent - Greater London3£19,446945,5572
Bristol16£22,020652,85428
Bromley - Greater London2£30,485518,77116
Buckinghamshire30£24,310646,44959
Cambridgeshire26£18,274860,22279
Cheshire22£16,928960,02554
City of Edinburgh15£21,504758,62824
City of London - Greater London2£12,2481095,50010
Clackmannanshire1£18,998682,7442
Conwy1£26,995426,5982
Cookstown13£19,266862,58117
Cornwall7£18,595766,6573
County Durham16£18,547864,27345
Craigavon7£24,717540,08315
Croydon - Greater London13£21,727849,91824
Cumbria6£25,438542,66927
Derbyshire18£24,235636,85973
Derry6£30,346564,57210
Devon11£15,619974,62842
Dorset13£18,7631050,49928
Down1£12,9959109,0008
Dumfries and Galloway2£33,499412,8603
Dundee City7£21,062740,92622
Dungannon6£19,953865,5384
Ealing - Greater London5£11,6741180,5527
East Ayrshire2£29,798428,4471
East Riding of Yorkshire2£24,988448,8803
East Sussex5£24,198649,86621
Enfield - Greater London3£17,9611070,9243
Essex26£28,285533,16655
Falkirk2£13,2431191,4141
Fermanagh3£9,7501092,2285
Fife8£23,184649,76413
Glasgow City8£18,343864,40524
Gloucestershire6£23,851552,17919
Greater Manchester78£19,898755,675166
Hampshire36£20,932852,27167
Harrow - Greater London5£15,994968,4996
Havering - Greater London14£20,046754,37849
Herefordshire5£24,497644,1175
Hertfordshire40£23,019650,534128
Highland2£27,999436,67811
Hillingdon - Greater London1£11,4901088,0009
Hounslow - Greater London3£26,227446,1927
Inverclyde1£11,498959,0281
Isle of Wight3£27,431433,1176
Kent14£23,076748,68851
Kingston upon Thames - Greater London2£15,493785,2264
Lancashire39£16,892970,20372
Leicestershire21£20,895754,75169
Limavady1£21,745554,000-
Lincolnshire23£16,682866,86144
Magherafelt1£19,950746,000-
Merseyside8£23,186638,53724
Merton - Greater London1£17,350773,5003
Midlothian6£27,732426,08010
Moray1£9,49512100,0002
Newham - Greater London1£4,3502197,451-
Newry and Mourne5£17,101872,8939
Newtownabbey6£20,576754,7496
Norfolk14£20,531749,41347
North Down1£21,450652,4304
North Yorkshire17£27,814534,08742
Northamptonshire13£22,569648,73835
Northumberland1£38,75023,0002
Nottinghamshire19£23,658641,78332
Oxfordshire7£28,272531,98826
Perth and Kinross2£28,150340,86911
Redbridge - Greater London6£26,304539,3848
Renfrewshire1£22,498735,8924
Rhondda Cynon Taf2£17,836844,2711
Richmond upon Thames - Greater London2£27,745440,5514
Scottish Borders4£22,745936,45913
Shropshire1£18,500761,50011
Somerset12£23,393549,71241
South Ayrshire6£25,927532,09112
South Lanarkshire6£27,566436,04818
South Yorkshire33£23,291646,67677
Staffordshire22£22,487648,49149
Stirling2£29,200443,2238
Suffolk8£19,493761,61032
Surrey19£21,184653,90748
Sutton - Greater London3£7,15016112,1702
Tyne and Wear18£19,351859,80829
Warwickshire5£24,948543,03021
West Dunbartonshire1£24,498551,0752
West Lothian4£19,384752,2842
West Midlands46£19,517757,924108
West Sussex12£24,407632,77548
West Yorkshire41£20,574759,235101
Wiltshire10£18,759966,10728
Worcestershire7£27,103532,99625
Wrexham3£30,262413,26514
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