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Used Toyota Rav 4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,095£20,639755,3122,392
Aberdeen City5£23,498639,36715
Aberdeenshire1£21,995746,495-
Angus2£25,395539,7132
Antrim5£25,614542,93813
Ards2£15,4736106,1145
Armagh1£8,9959110,0001
Ballymena3£19,455779,4549
Ballymoney1£7,9901298,7762
Barking & Dagenham - Greater London3£15,450978,433-
Barnet - Greater London2£13,643969,3311
Bedfordshire37£15,0011171,21360
Belfast9£26,876439,7338
Berkshire20£12,7031176,15044
Brent - Greater London3£19,480945,5572
Bristol11£21,819653,87128
Bromley - Greater London4£30,235517,72715
Buckinghamshire34£24,193548,37152
Cambridgeshire34£18,099862,31467
Cheshire22£18,362856,15249
City of Edinburgh15£21,520758,62825
City of London - Greater London4£18,248769,77312
Clackmannanshire1£19,498682,7442
Conwy1£26,995426,5982
Cookstown12£21,476755,59716
Cornwall7£18,595766,6573
County Durham16£15,7191069,03139
Craigavon8£22,308652,36614
Croydon - Greater London14£22,468848,11724
Cumbria9£22,428655,24924
Derbyshire16£23,150642,31968
Derry6£30,496564,57210
Devon13£14,7611073,26040
Dorset8£15,4761058,60026
Down1£10,7501161,5007
Dumfries and Galloway1£26,999715,2833
Dundee City10£23,588635,38219
Dungannon3£17,245983,5764
Ealing - Greater London4£11,9691182,9407
East Ayrshire2£29,798428,3941
East Riding of Yorkshire1£12,9901145,0002
East Sussex6£21,832754,64320
Enfield - Greater London2£26,894529,1543
Essex27£27,082536,39049
Falkirk2£13,2431191,4142
Fermanagh3£9,7501092,2285
Fife8£23,059649,39512
Glasgow City6£17,869863,81323
Gloucestershire5£22,978659,01318
Greater Manchester82£20,941753,778156
Hampshire36£19,999852,82563
Harrow - Greater London4£18,819761,8456
Havering - Greater London13£19,419758,14447
Herefordshire6£20,866850,0894
Hertfordshire42£23,224647,521119
Highland3£25,499445,74410
Hillingdon - Greater London2£13,2201070,0008
Hounslow - Greater London2£26,343540,3148
Inverclyde1£11,498959,0281
Isle of Wight3£27,431433,1176
Kent15£23,114648,62548
Kingston upon Thames - Greater London2£18,498581,7263
Lancashire45£17,516968,02765
Leicestershire23£20,589756,47262
Limavady1£21,745554,000-
Lincolnshire21£17,268865,50041
Magherafelt1£19,950746,000-
Merseyside8£25,479536,05422
Merton - Greater London1£17,350773,5003
Midlothian7£25,199532,5668
Moray1£9,49512100,0002
Newham - Greater London1£4,3502197,451-
Newry and Mourne5£17,101872,8939
Newtownabbey5£20,724751,1657
Norfolk21£19,036856,44340
North Down1£21,450652,4304
North Yorkshire15£23,868641,72740
Northamptonshire13£19,965756,08732
Northumberland1£38,75023,0002
Nottinghamshire19£19,839750,68131
Oxfordshire6£27,301530,07726
Perth and Kinross3£26,499440,95410
Redbridge - Greater London6£26,304539,3849
Renfrewshire1£22,498735,8924
Rhondda Cynon Taf2£18,086844,2711
Richmond upon Thames - Greater London2£25,995539,8312
Scottish Borders6£27,245724,59910
Shropshire2£21,598646,60010
Somerset14£23,378548,57938
South Ayrshire7£22,514642,08910
South Lanarkshire8£28,185438,09316
South Yorkshire29£22,208749,79473
Staffordshire23£21,555650,35945
Stirling2£29,200443,2239
Suffolk9£19,211760,91330
Surrey16£18,127863,52746
Sutton - Greater London3£7,15016112,1702
Tyne and Wear14£15,666969,35729
Warwickshire12£24,415546,61214
West Dunbartonshire1£24,498551,0752
West Lothian4£19,509752,2843
West Midlands39£18,614861,327105
West Sussex8£23,316735,81945
West Yorkshire48£20,249760,35489
Wiltshire8£17,6541069,48028
Worcestershire9£26,053529,25223
Wrexham3£28,728427,01113
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