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Used Toyota Rav 4 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Rav 4 on finance

Embarking on the journey to finance a used Toyota RAV4 involves understanding various financing options and managing budgets and expectations accurately. Here’s a guide to assist you in making an informed decision.

1. Assess Your Requirements and Budget:

  • Choose Your RAV4: Identify the model, year, and specifications that meet your needs.
  • Budget Allocation: Set aside a budget for the down payment and ascertain a manageable monthly installment.

2. Examine Financing Alternatives:

a. Bank Loan:
  • Pros: Tends to have lower interest rates and established terms.
  • Cons: Might have rigorous approval processes.
b. Hire Purchase (HP):
  • Pros: Direct and straightforward, vehicle ownership after final payment.
  • Cons: Monthly installments can be higher.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly installments, flexibility at contract end.
  • Cons: A substantial lump sum if choosing to own the vehicle.
d. Dealer Financing:
  • Pros: Convenient and may have special offers.
  • Cons: Sometimes higher interest rates than other options.
e. Peer-to-Peer Lending (P2P):
  • Pros: Often quick with potentially competitive rates.
  • Cons: Ensure the platform’s credibility.

3. Navigating Through the Purchase Process:

a. Locating a Reliable Seller:
  • Ensure the seller has a credible reputation and positive reviews.
b. Negotiating the Price:
  • Familiarize yourself with market prices for better negotiation.
c. Contract Agreement:
  • Read and comprehend all terms before affixing your signature.
d. Car Insurance:
  • Choose a fitting insurance policy before taking the car on the road.

4. Post-Purchase Considerations:

  • Routine Maintenance: Stick to maintenance schedules to ensure vehicle longevity.
  • Loan Management: Ensure timely payments and keep an eye on your financial status.

Additional Tips:

  • Depreciation Awareness: Be mindful that cars depreciate and incorporate that into financial planning.
  • Loan Tenure: Recognize the overall cost implications of the loan duration.
  • Warranties: Check existing warranties and contemplate if extended ones are beneficial.

Conclusion:

Financing a used Toyota RAV4 requires a thorough understanding of your finances, a solid grasp of the total payable amount, and a meticulous understanding of all terms and conditions. Whether consulting a financial advisor or utilizing online calculators, make sure to be adequately prepared and informed, ensuring your journey with your RAV4 is both enjoyable and financially secure.

About the Toyota Rav 4

The Toyota RAV4, a versatile and rugged SUV, has earned a special place in the hearts of British drivers who appreciate reliability, practicality, and off-road capability. In a country where diverse landscapes beckon adventurers and families alike, the RAV4 stands out as a dependable choice. In this article, we'll explore the standout features of the Toyota RAV4, introduce its competitors in the UK market, and discuss the enticing financing options available for this iconic SUV.

Toyota RAV4 Key Features:

  • Off-Road Prowess: The RAV4 is engineered to tackle a variety of terrains, thanks to its advanced all-wheel-drive system and ground clearance, making it a great companion for outdoor enthusiasts.
  • Spacious Interior: Inside, you'll find a roomy cabin with comfortable seating and ample cargo space, catering to families, adventurers, and everyone in between.
  • Efficient Powertrains: The RAV4 offers a range of efficient petrol and hybrid engines, providing good fuel economy without compromising on performance.
  • Advanced Safety Features: Toyota's Safety Sense suite is included, featuring a variety of driver assistance technologies for enhanced safety on the road.

Rivals in the UK Market:

The Toyota RAV4 faces competition from other compact SUVs in the UK's SUV segment:

  • Nissan Qashqai: The Qashqai is known for its stylish design and practicality, appealing to urban drivers and families.
  • Honda CR-V: Honda's CR-V offers a comfortable ride, a spacious interior, and a range of efficient engines, making it a popular choice in the segment.
  • Mazda CX-5: The CX-5 combines sleek design with a premium interior and engaging driving dynamics, offering an alternative for SUV enthusiasts.
  • Ford Kuga: The Kuga provides a well-rounded package with various engine choices, an attractive interior, and advanced tech features.

Conclusion:

The Toyota RAV4, with its reliability, spaciousness, and off-road capabilities, has established itself as a dependable SUV for British drivers. In a country that values practicality and adventure, the RAV4 offers a compelling package. With flexible financing options, owning this iconic SUV becomes an accessible and appealing proposition for those who seek a versatile and reliable vehicle for their UK journeys.

Toyota Rav 4 Data by County

Toyota Rav 4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,255£20,638756,4152,939
Aberdeen City6£24,366537,61620
Aberdeenshire1£21,995746,4951
Angus1£29,995424,0872
Antrim6£24,969551,76217
Ards2£24,223553,5396
Armagh1£8,9959110,0002
Ballymena4£26,851539,3917
Ballymoney1£8,7751298,7762
Barking & Dagenham - Greater London2£12,1751083,1501
Barnet - Greater London4£14,0461150,4162
Bedfordshire48£15,5961068,55160
Belfast5£30,079326,03015
Berkshire33£18,998856,56043
Bexley - Greater London1£2,99917140,000-
Brent - Greater London2£23,220825,3352
Bristol13£19,964760,27935
Bromley - Greater London7£26,728630,65035
Buckinghamshire26£21,664656,80180
Caerphilly1£13,995885,0001
Cambridgeshire41£20,093758,40270
Cardiff10£30,817527,74335
Carmarthenshire5£28,606537,05617
Carrickfergus1£6,99511111,000-
Ceredigion1£41,50713,58022
Cheshire25£17,876864,61855
City of Edinburgh15£19,143759,25530
City of London - Greater London37£19,619753,68394
Clackmannanshire1£19,498682,7442
Conwy1£26,995426,5983
Cookstown12£21,294858,32019
Cornwall3£18,042766,6543
County Durham21£18,753768,18235
Craigavon5£28,165433,62018
Croydon - Greater London16£22,371847,96337
Cumbria9£22,914654,46629
Derbyshire30£27,295533,03673
Derry10£23,566671,8077
Devon22£17,062965,02447
Dorset7£25,766532,03633
Down3£23,162548,6675
Dumfries and Galloway3£24,999839,1752
Dundee City12£21,370737,48120
Dungannon2£10,87312115,0007
Ealing - Greater London3£10,19510105,7536
East Ayrshire2£30,298428,394-
East Riding of Yorkshire8£22,169656,2065
East Sussex6£21,997748,47229
Enfield - Greater London2£17,2651052,16913
Essex21£22,826746,93953
Falkirk1£3,49515135,3505
Fermanagh3£9,8501092,2286
Fife4£22,321651,61516
Glasgow City10£17,307858,90628
Gloucestershire6£18,237754,93830
Greater Manchester78£21,756747,902183
Greenwich - Greater London1£22,490626,2122
Hampshire30£19,345954,23790
Harrow - Greater London5£19,344747,9867
Havering - Greater London12£20,797653,79716
Herefordshire4£16,442963,1996
Hertfordshire53£23,736649,119116
Highland2£23,997754,79316
Hillingdon - Greater London2£13,910997,5007
Hounslow - Greater London1£19,595-82,6849
Inverclyde1£11,498959,0281
Isle of Wight5£25,318540,9427
Kent19£19,521861,87465
Lancashire45£16,2401077,20669
Leicestershire19£15,7601066,44368
Limavady1£21,745554,000-
Lincolnshire17£15,833867,85141
Magherafelt1£21,950746,000-
Merseyside16£20,873845,87326
Merton - Greater London1£17,350773,5004
Midlothian5£26,999433,38215
Monmouthshire1£21,495666,6002
Moray1£7,4951198,0001
Newport4£33,652218,20418
Newry and Mourne8£16,176971,2146
Newtownabbey2£14,1951071,5007
Norfolk15£22,606646,22354
North Down2£19,973665,2832
North Yorkshire14£28,512532,11050
Northamptonshire17£20,555751,91134
Northumberland2£31,990420,2003
Nottinghamshire18£22,220738,36334
Oxfordshire5£25,381635,30526
Pembrokeshire3£36,085221,5218
Perth and Kinross6£25,582531,2789
Powys1£17,995761,5501
Redbridge - Greater London8£23,919752,41511
Renfrewshire2£20,598753,0736
Rhondda Cynon Taf5£17,152852,7532
Scottish Borders1£5,9952354,00016
Shropshire4£19,421753,12712
Somerset13£23,565545,35241
South Ayrshire6£24,528547,93013
South Lanarkshire3£25,152555,36823
South Yorkshire34£22,494654,09091
Staffordshire35£22,680644,62445
Stirling1£21,899574,12913
Suffolk10£17,461973,33827
Surrey18£19,049856,96645
Sutton - Greater London3£11,8151179,3652
Swansea11£34,028319,23919
Torfaen1£8,3951290,606-
Tyne and Wear15£18,279963,24126
Warwickshire11£23,682558,77422
West Dunbartonshire1£25,298551,0752
West Lothian4£18,523759,1315
West Midlands41£19,424859,564108
West Sussex17£23,399643,93637
West Yorkshire45£22,519650,413102
Wiltshire7£14,1541170,59733
Worcestershire10£22,642747,74925
Wrexham10£27,155529,01425
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