Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Toyota Aygo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,143£7,299948,9582,714
Aberdeen City4£8,996935,67514
Aberdeenshire2£6,995948,9903
Angus1£5,9951061,2562
Antrim3£7,518754,79013
Ards3£8,370850,1107
Armagh1£7,450744,0211
Ballymena2£6,718945,3924
Ballymoney1£7,750451,4602
Barking & Dagenham - Greater London1£1,00021144,8923
Bedfordshire28£6,2541256,56152
Belfast4£8,410645,3262
Berkshire12£7,3071149,13537
Brent - Greater London1£8,990754,0003
Bristol26£6,0931048,31091
Buckinghamshire18£5,9631068,69944
Cambridgeshire32£6,879975,59161
Cardiff1£9,721428,8462
Carmarthenshire4£7,619948,2253
Carrickfergus2£8,750451,2652
Cheshire43£7,918839,67067
City of Edinburgh19£7,820944,23725
City of London - Greater London8£5,6861264,7986
Clackmannanshire1£5,7981076,702-
Coleraine2£8,048441,7922
Cookstown1£9,995424,0551
Cornwall9£8,885630,2316
County Durham15£7,699843,33856
Croydon - Greater London6£6,3031251,8211
Cumbria6£7,338749,47618
Derbyshire17£7,847836,44462
Derry1£7,995636,8287
Devon14£6,9021048,90650
Dorset12£6,1621158,24722
Dumfries and Galloway1£5,7951051,2853
Dundee City8£6,571851,85315
Dungannon1£9,995428,1523
Ealing - Greater London2£5,5951279,3007
East Ayrshire5£9,298640,95010
East Riding of Yorkshire4£8,245833,5008
East Sussex13£7,670940,85338
Enfield - Greater London1£6,9501133,4345
Essex23£7,669844,52775
Falkirk12£6,366963,46318
Fife3£7,663943,43115
Glasgow City16£7,243944,93841
Gloucestershire2£9,748521,57810
Greater Manchester75£6,925947,934238
Hampshire30£7,682939,94668
Harrow - Greater London9£8,097731,11214
Havering - Greater London20£9,003836,12833
Herefordshire4£5,4321261,19616
Hertfordshire16£8,057936,03459
Highland2£7,550835,3155
Hillingdon - Greater London5£6,1571061,43716
Hounslow - Greater London4£7,1581044,3506
Inverclyde1£4,3951198,0004
Isle of Anglesey1£2,9951281,4001
Isle of Wight4£10,497725,40511
Kent30£6,7081049,93182
Kingston upon Thames - Greater London4£7,571735,1616
Lancashire48£6,566948,620149
Leicestershire35£6,1341051,83439
Lincolnshire22£7,087852,29048
Merseyside19£9,062733,85541
Merthyr Tydfil2£8,425732,4655
Merton - Greater London5£5,9331263,3415
Midlothian2£7,575734,7793
Moray1£10,998814,7857
Neath Port Talbot4£6,570859,2506
Newry and Mourne2£3,6001370,5003
Newtownabbey1£5,4951172,6037
Norfolk36£7,615944,53054
North Ayrshire9£10,008530,9196
North Lanarkshire4£7,005942,77810
North Yorkshire19£8,065740,00653
Northamptonshire11£7,110945,26829
Northumberland3£8,299651,36912
Nottinghamshire8£8,740835,28643
Oxfordshire7£8,386844,34021
Perth and Kinross3£6,464761,5565
Renfrewshire1£8,998744,4358
Rhondda Cynon Taf4£5,2511170,4123
Shropshire12£5,5011157,90523
Somerset20£7,225940,91326
South Ayrshire8£10,811523,98025
South Lanarkshire2£7,2491063,000-
South Yorkshire30£6,426952,16660
Staffordshire16£7,579845,03537
Stirling1£8,498647,9829
Suffolk16£7,410850,84020
Surrey10£6,4111052,17831
Sutton - Greater London7£6,575846,2083
The Vale of Glamorgan5£7,147641,7393
Tyne and Wear20£6,2291050,54250
Warwickshire7£6,6771036,66720
West Dunbartonshire2£5,995855,5406
West Lothian2£9,645746,96310
West Midlands49£6,1391056,201126
West Sussex16£7,678849,02847
West Yorkshire52£6,9911048,393128
Wiltshire8£5,1641166,87326
Worcestershire18£7,593846,60331
Add postcode for better results.