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Used Toyota Aygo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,286£7,339948,1572,492
Aberdeen City5£9,329827,0615
Aberdeenshire1£6,995944,0026
Angus2£6,945960,773-
Antrim6£8,379831,24511
Ards3£6,130858,0994
Armagh2£8,073653,967-
Ballymena2£8,685842,4201
Ballymoney3£7,897649,9031
Barking & Dagenham - Greater London2£2,1731796,9461
Barnet - Greater London2£9,840633,6001
Bedfordshire28£6,8061151,00153
Belfast1£8,950613,7085
Berkshire22£5,7381257,25034
Bexley - Greater London1£10,195639,0981
Brent - Greater London3£8,606750,6672
Bristol32£5,8911055,53478
Buckinghamshire18£6,2351059,85451
Caerphilly1£5,9951058,000-
Cambridgeshire37£6,929956,37548
Cardiff3£7,936746,9415
Carmarthenshire2£9,995716,2846
Carrickfergus2£8,550524,906-
Ceredigion3-741,667-
Cheshire40£7,934940,61761
City of Edinburgh20£8,144845,07122
City of London - Greater London6£3,5481482,1447
Clackmannanshire1£5,9981076,702-
Coleraine2£7,497658,958-
Conwy2£5,6451082,1382
Cookstown1£10,995424,0551
Cornwall9£8,717639,1857
County Durham16£6,676946,37055
Croydon - Greater London1£3,9991770,00010
Cumbria7£8,967735,71915
Derbyshire35£7,443839,70266
Derry7£8,067543,8206
Devon27£7,726945,87841
Dorset13£7,0911051,35129
Dundee City6£6,522955,49621
Dungannon2£7,495872,407-
Ealing - Greater London3£4,5271469,20013
East Ayrshire8£8,560745,2695
East Riding of Yorkshire4£8,096737,14510
East Sussex28£7,522947,15728
Enfield - Greater London1£6,9501133,4346
Essex20£6,934948,70159
Falkirk13£6,819857,58921
Fife8£8,661739,50416
Glasgow City12£7,593848,25739
Gloucestershire5£8,564738,55610
Greater Manchester85£7,099947,491201
Hampshire31£7,255946,23175
Harrow - Greater London11£7,170943,01311
Havering - Greater London20£9,940731,17923
Herefordshire7£8,482937,09215
Hertfordshire24£7,954939,84459
Highland1£9,498927,6925
Hillingdon - Greater London8£5,5331173,05015
Hounslow - Greater London3£6,4951052,7236
Inverclyde1£5,4951198,0003
Isle of Anglesey1£2,9951281,4002
Isle of Wight5£9,595630,01210
Kent38£8,192940,66774
Kingston upon Thames - Greater London7£7,501837,9206
Lancashire59£7,068847,400116
Leicestershire30£6,656945,33652
Lincolnshire24£7,861844,88538
Merseyside19£7,695839,24734
Merthyr Tydfil1£7,180753,1102
Merton - Greater London2£7,847946,4993
Midlothian1£6,299945,8766
Moray2£8,245726,0004
Neath Port Talbot5£6,756947,4043
Newport2£6,797861,8911
Newry and Mourne2£7,673936,2981
Newtownabbey1£6,795779,48813
Norfolk26£7,776946,77554
North Ayrshire7£8,597745,7908
North Lanarkshire4£8,972727,1428
North Yorkshire26£8,053841,45143
Northamptonshire14£7,574949,79733
Northumberland5£8,469848,7115
Nottinghamshire15£8,063831,73739
Oxfordshire6£6,8111043,83817
Renfrewshire4£8,248844,05712
Rhondda Cynon Taf2£3,7451291,7654
Scottish Borders1£5,4951064,0004
Shropshire6£4,5591176,48327
Somerset10£6,2331057,09427
South Ayrshire12£9,665628,05220
South Lanarkshire1£9,248762,0001
South Yorkshire31£6,862852,93575
Staffordshire18£8,087841,73724
Stirling2£9,498840,29111
Suffolk6£6,445958,22725
Surrey17£6,061952,33727
Sutton - Greater London6£7,029839,7593
Torfaen2£5,6401151,500-
Tyne and Wear16£6,702951,24743
Warwickshire6£9,108824,73021
West Dunbartonshire2£8,498831,6465
West Lothian4£9,122733,1319
West Midlands54£7,302947,982125
West Sussex13£7,871837,99346
West Yorkshire71£6,862947,37886
Wiltshire18£6,8221048,09220
Worcestershire13£8,784731,66829
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