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Used Toyota Aygo on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,251£7,298948,2092,406
Aberdeen City5£10,239621,5633
Aberdeenshire2£8,247829,0405
Angus2£6,945960,773-
Antrim5£8,745828,09411
Ards2£5,248957,1494
Armagh2£8,073653,967-
Ballymena2£8,685842,4201
Ballymoney3£7,897649,9031
Barking & Dagenham - Greater London2£2,1731796,9461
Barnet - Greater London2£9,840633,6001
Bedfordshire28£6,8831151,08852
Belfast2£7,870741,3154
Berkshire21£5,6141258,21533
Bexley - Greater London1£9,995639,0981
Brent - Greater London3£8,692750,3332
Bristol26£6,0131154,61976
Buckinghamshire17£6,0431058,94750
Cambridgeshire33£7,066954,75246
Cardiff3£7,937746,9415
Carmarthenshire2£9,995716,2846
Carrickfergus2£8,550524,906-
Ceredigion3-741,667-
Cheshire38£7,824841,24458
City of Edinburgh19£7,854846,87821
City of London - Greater London7£3,5401582,3376
Clackmannanshire1£5,9981076,702-
Coleraine2£7,497658,958-
Conwy2£5,6451082,1382
Cookstown1£10,995424,0551
Cornwall8£8,683640,2027
County Durham15£6,828944,64854
Croydon - Greater London1£3,9991770,00010
Cumbria7£9,553732,99514
Derbyshire34£7,330940,66365
Derry4£8,344639,3046
Devon24£7,678946,70641
Dorset12£6,2691157,30228
Dumfries and Galloway1£5,9951130,2273
Dundee City5£6,496954,61921
Dungannon2£7,495872,407-
Ealing - Greater London3£4,5271469,20013
East Ayrshire8£8,535745,2695
East Riding of Yorkshire4£8,095841,7509
East Sussex26£7,497945,47327
Enfield - Greater London2£7,5251240,2115
Essex21£7,199947,18257
Falkirk13£7,372853,35520
Fife7£8,498740,55715
Glasgow City13£7,624849,46537
Gloucestershire5£8,564738,55610
Greater Manchester82£7,109946,850194
Hampshire30£7,640944,65573
Harrow - Greater London9£6,463948,15711
Havering - Greater London18£9,849730,22722
Herefordshire6£8,670936,05315
Hertfordshire21£7,859942,55958
Highland2£8,748933,9084
Hillingdon - Greater London8£5,5331173,05015
Hounslow - Greater London3£6,5451052,7237
Inverclyde1£5,4951198,0003
Isle of Anglesey1£2,9951281,4002
Isle of Wight6£9,662633,9739
Kent35£8,245940,88573
Kingston upon Thames - Greater London7£7,521837,9206
Lancashire61£7,107845,760111
Leicestershire29£6,435948,11950
Lincolnshire22£8,128843,87337
Merseyside17£7,328844,12132
Merthyr Tydfil1£7,180753,1102
Merton - Greater London2£7,847946,4993
Midlothian1£6,299945,8766
Moray3£9,163722,2623
Neath Port Talbot7£6,2531050,4311
Newport2£6,895861,891-
Newry and Mourne2£7,673936,2981
Newtownabbey1£6,795779,48813
Norfolk28£7,693946,40552
North Ayrshire7£8,597745,7908
North Lanarkshire2£8,097725,6469
North Yorkshire24£7,943843,26843
Northamptonshire14£7,660848,99032
Northumberland4£8,356848,9465
Nottinghamshire17£7,513934,31936
Oxfordshire5£7,074944,11216
Renfrewshire4£8,623847,03511
Rhondda Cynon Taf2£3,7451291,7654
Scottish Borders1£5,4951064,0004
Shropshire8£4,2941270,44825
Somerset11£7,050948,14226
South Ayrshire9£9,943529,66119
South Lanarkshire1£9,248762,0001
South Yorkshire32£6,846852,90774
Staffordshire15£7,750841,93425
Stirling1£7,498855,85111
Suffolk5£6,396957,87225
Surrey17£6,0931051,58426
Sutton - Greater London6£7,029839,7593
The Vale of Glamorgan1£5,5001138,3001
Torfaen2£5,6401151,500-
Tyne and Wear18£6,835951,01741
Warwickshire7£8,734828,93319
West Dunbartonshire2£8,498831,6465
West Lothian3£9,330731,5879
West Midlands59£7,216949,104116
West Sussex20£7,073946,03139
West Yorkshire67£6,930947,55185
Wiltshire16£7,0461045,60420
Worcestershire13£8,826732,76428
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