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Used Suzuki Vitara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Vitara on finance

Obtaining finance for a used Suzuki Vitara involves several crucial steps and understanding various financing options. Here’s a concise guide to aid your journey in obtaining a Vitara via finance:

1. Set and Understand Your Budget:

  • Evaluate Finances: Confirm what you can afford as a down payment and monthly instalments.
  • Consider Other Costs: Don’t forget to account for insurance, tax, and potential maintenance.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Might offer competitive interest rates and straightforward terms.
  • Cons: Requires a good credit score and full payment upfront.
b. Hire Purchase (HP):
  • Pros: Direct and simple; you'll own the car after all payments.
  • Cons: Usually comes with higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexibility at the end of the term.
  • Cons: A large final payment to keep the car.
d. Dealership Financing:
  • Pros: Easy to arrange and may offer promotions.
  • Cons: Can have higher interest rates.
e. Peer-to-Peer Lending (P2P):
  • Pros: Could offer attractive rates and is generally easy to use.
  • Cons: Ensure the platform is reliable and understand all conditions.

3. Purchasing Process:

a. Choose a Trustworthy Dealer:
  • Consider reviews and possibly recommendations.
b. Negotiate the Price:
  • Be informed about the Vitara’s market value.
c. Go Through the Contract:
  • Understand all terms and conditions before signing.
d. Opt for Suitable Insurance:
  • Pick an insurance plan that fits your needs and budget.

4. Maintain the Suzuki Vitara:

  • Scheduled Servicing: Adhere to maintenance schedules.
  • Manage Loan Repayments: Make payments promptly to avoid extra charges.

Additional Tips:

  • Be Mindful of Depreciation: Have a clear understanding of the car’s depreciation rate.
  • Choose Loan Duration Wisely: Ensure the total loan cost and duration are manageable.
  • Understand Warranties: Be clear on existing and additional warranty options.

In Summary:

When seeking to finance a used Suzuki Vitara, meticulous financial planning and an understanding of various financing options are paramount. Utilize available resources, whether consulting experts or employing digital tools, to enhance your financial decision-making capability. With due diligence, your journey in the Suzuki Vitara can be both rewarding and financially prudent.

About the Suzuki Vitara

The Suzuki Vitara, with its enduring reputation for reliability and versatility, has been a notable name in the world of SUVs. For over three decades, this model has successfully navigated the shifting sands of automotive trends, making its mark in the UK and beyond. Here, we delve into the legacy of the Vitara, assessing its journey and the reasons behind its enduring appeal.

Origins and Evolution: Launched in 1988, the original Suzuki Vitara was one of the pioneers in the compact SUV segment. Originally designed as a more street-friendly version of the rugged Suzuki SJ, the Vitara balanced off-road prowess with on-road comfort.

Design and Features: The Vitara’s design has evolved considerably over the years. While it began as a boxy, utilitarian vehicle, the recent versions are more urbane and sleek, with rounded edges, modern finishes, and a suite of cutting-edge tech features. Today’s Vitara is equipped with touchscreen infotainment systems, advanced safety features, and a plush interior, making it as at-home in the city as it is in the countryside.

Performance: In terms of performance, the Vitara has consistently offered a mix of petrol and diesel engines over the years. The modern iterations, especially the turbocharged petrol versions, provide both efficiency and a sprightly performance. Its well-tuned suspension and nimble handling make it a favourite among those who desire an SUV experience without the bulk.

Facing the Rivals: In the UK, the Vitara contends with a spectrum of rivals, including the likes of the Nissan Juke, Skoda Kamiq, and the Renault Captur. Yet, the Vitara’s blend of practicality, affordability, and a robust character has ensured its consistent popularity.

In Summary: The Suzuki Vitara’s journey, from its rugged origins to its contemporary avatar, mirrors the evolution of the SUV segment itself. For UK motorists, it represents a blend of tradition and modernity, a vehicle that respects its roots while embracing the future. Whether it's a brand-new model or a cherished used version, and with the added appeal of enticing finance options, the Vitara continues to be a compelling choice.

Buying Guide

Want to find out everything about all Vitara models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Vitara buying guide here.

Suzuki Vitara Data by County

Suzuki Vitara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,252£13,679541,1402,300
Aberdeen City2£14,224627,24313
Aberdeenshire19£17,274423,70841
Ards1£7,995765,4273
Armagh1£9,495957,254-
Barking & Dagenham - Greater London1£11,999563,289-
Bedfordshire21£13,492542,10444
Berkshire7£11,750643,52017
Blaenau Gwent2£14,599534,0075
Brent - Greater London2£7,1331099,691-
Bristol10£14,761434,38926
Bromley - Greater London9£16,442321,27013
Buckinghamshire18£12,974538,39723
Cambridgeshire23£11,535652,77034
Cardiff6£19,25825,44810
Carmarthenshire6£15,625426,78810
Carrickfergus1£8,495753,575-
Ceredigion2£8,491948,8231
Cheshire19£11,623643,91236
City of Edinburgh13£11,600747,23913
City of London - Greater London1£8,800784,4803
Clackmannanshire1£11,998350,191-
Conwy8£16,462434,2355
Cornwall16£14,212540,96437
County Durham44£16,930437,52363
Cumbria28£15,130531,41045
Derbyshire23£13,186533,66765
Derry1£16,450318,370-
Devon19£13,029637,51779
Dorset22£17,501425,42532
Down3£13,547632,9961
Dumfries and Galloway10£18,369313,29512
Dundee City6£13,876631,37216
East Ayrshire4£11,349738,9114
East Lothian1£8,995696,0821
East Riding of Yorkshire4£11,446638,4598
East Sussex17£16,346420,18933
Essex31£15,741430,61244
Falkirk10£17,852319,99019
Fife22£13,800533,32132
Glasgow City21£14,410531,85165
Gloucestershire8£16,736427,87128
Greater Manchester52£10,656753,20493
Gwynedd1£8,995959,000-
Hampshire40£15,979427,87589
Havering - Greater London6£11,031752,0016
Herefordshire10£12,517535,88523
Hertfordshire43£17,206322,21962
Highland12£18,706323,66313
Hillingdon - Greater London2£10,420748,8003
Hounslow - Greater London2£7,2251087,7602
Isle of Anglesey1£4,99511132,500-
Isle of Wight15£15,725423,39216
Kent18£12,500637,20027
Lancashire33£11,245751,00255
Leicestershire12£9,870758,22828
Lincolnshire34£13,554539,47164
Lisburn1£6,4951080,6006
Magherafelt2£12,223641,378-
Merseyside8£11,757648,63413
Moray2£9,995780,0004
Newtownabbey18£15,819429,43714
Norfolk17£17,476321,76542
North Ayrshire9£15,829427,13511
North Down7£22,537222,56616
North Yorkshire43£15,332427,05080
Northamptonshire19£13,220541,88734
Northumberland18£21,593219,49926
Nottinghamshire20£13,214542,35931
Omagh1£19,49518,450-
Oxfordshire5£10,317758,9037
Perth and Kinross5£13,513641,30813
Renfrewshire4£8,822975,3149
Rhondda Cynon Taf2£7,845963,7301
Scottish Borders2£15,995649,1873
Shropshire24£13,433536,82838
Somerset22£19,199324,38640
South Ayrshire5£11,154751,9984
South Yorkshire25£11,789542,84648
Staffordshire18£15,558426,75327
Stirling2£13,998650,0184
Strabane10£21,920212,5245
Suffolk18£20,864211,23435
Surrey13£11,998215,54621
Sutton - Greater London1£11,5491049,0003
The Vale of Glamorgan1£8,750964,6003
Tyne and Wear27£14,434539,92161
Warwickshire6£14,203435,97610
West Lothian7£16,659437,7324
West Midlands55£14,001640,59194
West Sussex15£15,989428,04833
West Yorkshire52£13,458543,066136
Wiltshire11£19,082422,18543
Worcestershire13£17,090323,82119
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